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MNS Engineers - Insurance CertificateAcoRO® CERTIFICATE OF LIABILITY INSURANCE `..� DATE (MMIDD/YYYY) 6/13/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Risk Strategies Company 2040 Main Street, Suite 450 Irvine, CA 92614 CONTA T NAME: Risk Strategies Company PHONE 949- 242 -9240 FAX No: E -MAIL ADDRESS: S oun risk- strate ies.com INSURERS AFFORDING COVERAGE NAIC # ✓ INSURERA: Travelers Property Casualty Co of Amer 25674 www.risk- strategies.com CA DOI License No. OF06675 INSURED MNS Engineers, Inc. 201 N. Calle Cesar Chavez, Suite 300 Santa Barbara CA 93103 INSURER B: AXIS Insurance Company 37273 INSURERCt CLAIMS -MADE 7✓ OCCUR INSURERD: INSURER E -: INSURER F: 0 RENTED PREMISES Eaoccurrence $ $1,000,000 COVERAGES CERTIFICATE NUMBER: 36138822 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION' OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE 'ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDLSUBR POLICY.NUMBER MMIDID MMIDD� LIMITS A �/ COMMERCIALGENERALLIABILiTy ✓ 6802JO51458 6/14/2017 6/14/2018 EACH OCCURRENCE $ $1,000,000 CLAIMS -MADE 7✓ OCCUR 0 RENTED PREMISES Eaoccurrence $ $1,000,000 MED EXP (Any one person) $ $10,000 PERSONAL & ADV INJURY $ $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ $2,000,000 POLICY ❑ JECOT IOC PRODUCTS - COMP /OP AGG $ $2,000,000 $ OTHER: A AUTOMOBILE LIABILITY ✓ BA2220L967 6/14/2017 ' 6/14/2018 Ea aBciciiden INGLE,LIMIT $ $1 000,000 BODILY INJURY (Per person) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE Per a.dent $ HIRED NON -OWNED AUTOS ONLY ✓ AUTOS ONLY A �/ UMBRELLA LIAB �/ OCCUR CUP8E545094 6/14/2017 '.6/14/2018 EACH OCCURRENCE $ $5,000,000 AGGREGATE $ $5,000,000 EXCESS LIAR CLAIMS -MADE DED -- ✓-- RETENTION$0- $ A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNER /EXECUTIVE Y./ UB3240T745 6114/2017 6/14/2018 ✓ STATUTE ERH_ E. L. EACH ACCIDENT $ $1,000,000 ❑N OFFICER/MEMBER EXCLUDED? (Mandatory In NH) N: /A E.L. DISEASE - EA EMPLOYEE $ $1,000,000 E.L. DISEASE - POLICY LIMIT $ $1,000,000 If yyes, describe under DESCRIPTION.OF OPERATIONSbelow B Professional Liability OP002553012017 6/14/2017 6114/2018 $2,000,000 Per Claim '$2,000;000 Aggregate DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) Projects as on file with the insured including but not limited to CM Services - Eigleberry Street. Resurfacing Project. City of Gilroy, its officers, elected. or appointed officials, employees, agents and volunteers are named as additional insureds on the general & auto liability policies. General Liability insurance is primary and non - contributory. The above policies contain a 30-day notice provsion for non - renewal & cancellation, 10-day notice for non - payment of premium. City of Gilroy Public Works Division 7351 Rosanna St. Gilroy CA 95020 ACORD 25 (2016/03) SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE Michael Christian ©1988 -2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD 36138822 1 17 -18 GL- AL- UMB -WC -PL I RSC 1 6/13/2017 1:47:48 PM (PDT) I Page 1 of 6 INSURED. MINIS Engineers, Inc. EFFECTIVE DATE :6/14/2017 POLICY NUMBER:6802JO51458 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SCHEDULED ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE NAME OF PERSONS OR ORGANIZATIONS: City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers PROJECT /LOCATION OF COVERED OPERATIONS: CM Services, Eiglebeny Street Resurfacing Project PROVISIONS 1. The following is added to SECTION II — WHO IS AN INSURED: The person or organization shown in the Schedule above is an additional insured on this Coverage Part, but: a. Only with respect to liability for "bodily injury", "property damage" or "personal injury'; and b. If, and only to the extent that, the injury or damage is caused by acts or omissions of you or your subcontractor in the performance of 'your work" to which the "written contract requiring insurance" applies, or in connection with premises owned by or rented to you. The person or organization does not qualify as an additional insured: c. With respect to the independent acts or omissions of such person or organization; or d. For "bodily injury', "property damage" or "personal injury" for which such person or organization has assumed liability in a contract or agreement. The insurance provided to such additional insured is limited as follows: e. This insurance does not apply to the rendering of or failure to render any "professional services ". f. In the event that the Limits of Insurance of the Coverage Part shown in the Declarations exceed the limits of liability required by the "written contract requiring insurance ", the insurance provided to the additional insured shall be limited to the limits of liability required by that "written contract requiring insurance ". This endorsement does not increase the limits of insurance described in Section III — Limits Of Insurance. g. This insurance does not apply to "bodily injury" or "property damage" caused by "your work" and included in the "products - completed operations hazard" unless the 'Written contract requiring insurance" specifically requires you to provide such coverage for that additional insured, and then the insurance provided to that additional insured applies only to such "bodily injury" or "property damage" that occurs before the end of the period of time for which the "written contract requiring insurance" requires you to provide such coverage or the end of the policy period, whichever is earlier. CG D3 82 0915 ® 2015 The Travelers Indemnity Company. All rights reserved. Page 1 of 2 Includes the copyrighted material of Insurance Services Office, Inc., with its permission 36138822 1 17 -18 GL- AL- UMB -WC -PL I RSC 1 6/13/2017 1:47:48 PM (PDT) I Page 2 of 6 COMMERCIAL GENERAL LIABILITY 2. The following is added to Paragraph 4.a. of SECTION IV — COMMERCIAL GENERAL LIABILITY CONDITIONS: The insurance provided to the additional insured shown in the Schedule above is excess over any valid and collectible other insurance, whether primary, excess, contingent or on any other basis, that is available to the additional insured for a loss we cover. However, if you specifically agree in the 'Written contract requiring insurance" that this insurance provided to the additional insured under this Coverage Part must apply on a primary basis or a primary and non- contributory basis, this insurance is primary to other insurance available to the additional insured which covers that person or organization as a named insured for such loss, and we will not share with the other insurance, provided that (1) The "bodily injury" or "property damage" for which coverage is sought occurs; and (2) The "personal injury" for which coverage is sought arises out of an offense committed; after you have signed that "written contract requiring insurance ". But this insurance provided to the additional insured still is excess over valid and collectible other insurance, whether primary, excess, contingent or on any other basis, that is available to the additional insured when that person or organization is an additional insured under any other insurance. 3. The following is added to Paragraph 8., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV COMMERCIAL GENERAL LIABILITY CONDITIONS: We waive any right of recovery we may have against the additional insured shown in the Schedule above because of payments we make for "bodily injury', "property damage" or "personal injury" arising out of "your work" on or for the project, or at the location, shown in the Schedule above, performed by you or on your behalf, done under a "written contract requiring insurance" with that person or organization. We waive this right only where you have agreed to do so as part of the "written contract requiring insurance" with such person or organization signed by you before, and in effect when, the "bodily injury" or "property damage" occurs, or the "personal injury" offense is committed. 4. The following definition is added to the DEFINITIONS Section:. "Written contract requiring insurance" means that part of any written contract with the person or organizations shown in the Schedule above, under which you are required to include that person or organization as an additional insured on this Coverage Part, provided that the "bodily Injury" and "property damage" occurs and the "personal injury" is caused by an offense committed: a. After you have signed that written contract; b. While that part of the written contract is in effect; and c. Before the end of the policy period.. Page 2 of 2 0 2015 The Travelers Indemnity Company. All rights reserved. Includes the copyrighted material of Insurance Services Office, Inc., with its permission 36138822 1 17 -18 GL- AL- UMH -WC -PL I RSC 1 6/13/2017 1:47:48 PM (PDT) I Page 3 of 6 CG D3 82 0915 POLICY NO.: BA2220L967 INSURED :MNS Engineers, Inc. EFFECTIVE DATE:06/14/2017 COMMERCIAL AUTO THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTO COVERAGE PLUS ENDORSEMENT Additional Insured: City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. BLANKET ADDITIONAL INSURED B. EMPLOYEE HIRED AUTO C. EMPLOYEES AS INSURED D. SUPPLEMENTARY PAYMENTS — INCREASED LIMITS E. TRAILERS — INCREASED LOAD CAPACITY F. HIRED AUTO PHYSICAL DAMAGE G. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT A. BLANKET ADDITIONAL INSURED The following is added to Paragraph A.1., Who Is An Insured, of SECTION II — COVERED AUTOS LIABILITY COVERAGE: Any person or organization who is required under a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to be named as an addi- tional insured is an "insured" for Covered Autos Liability Coverage, but only for damages to which this insurance applies and only to the extent that person or organization qualifies as an "insured" under the Who Is An Insured provision contained in Section II. - B. EMPLOYEE HIRED AUTO H. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT— INCREASED LIMIT I. WAIVER OF DEDUCTIBLE — GLASS J. PERSONAL PROPERTY K. AIRBAGS L. AUTO LOAN LEASE GAP M. BLANKET WAIVER OF SUBROGATION performing duties related to the conduct of your business. 2. The following replaces Paragraph b. in B.5., Other Insurance, of SECTION IV — BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the following are deemed to be cov- ered "autos" you own: (1) Any covered "auto" you lease, hire, rent or borrow; and (2) Any covered "auto" hired or rented by your "employee" under a contract in an "employee's" name, with your permission, while performing duties related to the conduct of your busi- ness. 1. The following is added to Paragraph A.1., However, any "auto" that is leased, hired, Who Is An Insured, of SECTION 11 — COV- rented or borrowed with a driver is not a ERED AUTOS LIABILITY COVERAGE: covered "auto ". An "employee" of yours is an "insured" while C. EMPLOYEES AS INSURED operating a covered "auto" hired or rented The following is added to Paragraph A.1., Who Is under a contract or agreement in an em- An Insured, of SECTION II — COVERED AUTOS ployee's" name, with your permission, while LIABILITY COVERAGE: CA T4 20 02 15 © 2015 The Travelers Indemnity Company. All rights reserved. Page 1 of 3 Includes copyrighted material of Insurance Services Office, Inc. with its permission. 36138822 1 17 -1B GL- AL- UMB -WC -PL I RSC 1 . 6/13/2017 1:47:48 PM (PDT) i Page 4 of 6 COMMERCIAL AUTO Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own, hire or borrow in your business or your personal affairs. D. SUPPLEMENTARY PAYMENTS — INCREASED LIMITS 1. The following replaces Paragraph A.2.a.(2) of SECTION II — COVERED AUTOS LIABILITY COVERAGE: (2) Up to $3,000 for cost of bail bonds (in- cluding bonds for related traffic law viola- tions) required because of an "accident" we cover. We do not have to furnish these bonds. 2. The following replaces Paragraph A.2.a.(4) of SECTION II — COVERED AUTOS LIABILITY COVERAGE: (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day be- cause of time off from work. E. TRAILERS — INCREASED LOAD CAPACITY The following replaces Paragraph C.1. of SEC- TION I — COVERED AUTOS: 1. "Trailers" with a load capacity of 3,000 pounds or less designed primarily for travel on public roads. F. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph A.4., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Hired Auto Physical Damage Coverage If hired "autos" are covered "autos" for Covered Autos Liability Coverage but not covered "autos" for Physical Damage Coverage, and this policy also provides Physical Damage Coverage for an owned "auto ", then the Physical Damage Cover- age is extended to "autos" that you hire, rent or borrow subject to the following: (1) The most we will pay for "loss" to any one "auto" that you hire, rent or borrow is the lesser of: (a) $50,000; (b) The actual cash value of the damaged or stolen property as of the time of the "loss "; or (c) The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality. (2) An adjustment for depreciation and physical condition will be made in determining actual cash value in the event of a total "loss ". (3) If a repair or replacement results in better than like kind or quality, we will not pay for the amount of betterment. (4) A deductible equal to the highest Physical Damage deductible applicable to any owned covered "auto ". (5) This Coverage Extension does not apply to: (a) Any "auto" that is hired, rented or bor- rowed with a driver; or (b) Any "auto" that is hired, rented or bor- rowed from your "employee". G. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES— INCREASED LIMIT The following replaces the first sentence in Para- graph A.4.a., Transportation Expenses; of SECTION III — PHYSICAL DAMAGE COVER- AGE:. We will pay up to $50 per day to a maximum of $1,500 for temporary transportation expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type. H. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT — INCREASED LIMIT Paragraph C.1.b. of SECTION III — PHYSICAL DAMAGE COVERAGE is deleted. I. WAIVER OF DEDUCTIBLE — GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III — PHYSICAL DAMAGE COVERAGE: No deductible for a covered "auto" will apply to glass damage if the glass is repaired rather than replaced. J. PERSONAL PROPERTY The following is added to Paragraph A.4., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Personal Property Coverage We will pay up to $400 for "loss" to wearing ap- parel and other personal property which is: (1) Owned by an "insured'; and (2) In or on your covered "auto ".. This coverage only applies in the event of a total theft of your covered "auto ". No deductibles apply to Personal Property cover- age. Page 2 of 3 0 2015 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. 36138822 1 17 -18 GL- AL- UMB -WC -PL I RSC 1 6/13/2017 1:47:48 PM .(PDT) I Page 5 of 6 CA T4 20 02 15 K. AIRBAGS The following is added to Paragraph B.3., Exclu- sions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Exclusion 3.a. does not apply to "loss" to one or more airbags in a covered "auto" you own that in- flate due to a cause other than a cause of "loss" set forth in Paragraphs A.1.b. and A.1.c., but only: a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The airbags were not intentionally inflated. We will pay up to a maximum of $1,000 for any one "loss ". L. AUTO LOAN LEASE GAP The following is added to Paragraph A.4., Cover- age. Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Auto Loan Lease Gap Coverage for Private Passenger Type Vehicles In the event of a total "loss" to a covered "auto" of the private passenger type shown in the Schedule or Declarations for which Physical Damage Cov- erage is provided, we will pay any unpaid amount due on the lease or loan for such covered "auto" less the following: (1) The amount paid under the Physical Damage Coverage Section of the policy for that "auto "; and COMMERCIAL AUTO (2) Any: (a) Overdue lease or loan payments at the time of the "loss "; (b) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (c) Security deposits not returned by the les- sor; (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; and (e) Carry-over balances from previous loans or leases. M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.5., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — BUSINESS AUTO CONDI- TIONS: 5. Transfer Of Rights Of Recovery Against Others To Us We waive any right of recovery we may have against any person or organization to the ex- tent required of you by a written contract exe- cuted prior to any "accident" or "loss ", pro- vided that the "accident" or "loss" arises out of the operations contemplated by such con- tract. The waiver applies only to the person or organization designated in such contract. CA T4 20 02 15 © 2015 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. 36136822 1 17 -.18 GL- AL- UMB -WC -PL I RSC 1 6/13/2017 1.:47:48 PM (PDT) i Page 6 of 6 Page 3 of 3 AcoR®® CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/YYYY) 6/10/2016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the.certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Risk Strategies Company 2040 Main Street, Suite 450 Irvine, CA 92614 CONTACT NAME: Risk Strategies Company PHONE 949- 242 -9240 (FAX No E�AAII DRESS: S oun risk- Strate ieS.Com INSURERS AFFORDING COVERAGE NAIC # ✓ INSURER A: Travelers Property Casualty Co of Amer 25674 www.risk- strategies.com CA DOI License No. OF06675 INSURED MNS Engineers, Inc. 201 N. Calle Cesar Chavez, Suite 300 INSURER B: AXIS Insurance Company 37273 INSURER C: CLAIMS -MADE 7 OCCUR INSURER D: Santa Barbara CA 93103 INSURER E INSURER F: $ $1,000,000 COVERAGES CERTIFICATE NUMBER: 30352423 . REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. - INSR LTR ' TYPE - E OF.INSURANCE ADDL SUBR POLICY NUMBER _.. POLICY EFF MM/DD POLICY EXP MM/DD LIMITS A �/ COMMERCIALGENERAL LIABILITY ✓ 68022171-895 6/14/2016 6/14/2017 EACH OCCURRENCE $ $1,000,000 CLAIMS -MADE 7 OCCUR DAMAGE TO PREMISES EaE occurrence) $ $1,000,000 MED EXP (Any one person) $ $10,000 PERSONAL & ADV INJURY $ $1.000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ $2,000,000 POLICY PI JEST [7] LOC PRODUCTS - COMPIOP AGG $ $2,000,000 $ OTHER: A AUTOMOBILE LIABILITY ✓ BA2220L967 6/14/2016 6/14/2017 COMBINED SINGLE LIMIT accident) g $1,000,00 BODILY INJURY (Per person) $ AUTO BODILY INJURY (Per accident) $ OWNED SCHEDULED AUTOS ONLY AUTOS 11ANY 1, PROPER DAMAGE Per accident $ HIRED NON -OWNED AUTOS ONLY ✓ AUTOS ONLY A ✓ UMBRELLA LM ,/ OCCUR CUP8E545094 6114/2016 6/14/2017 EACH OCCURRENCE $ $5,000,000 AGGREGATE $ $5,000,000 EXCESS LIAR CLAIMS -MADE DIED I ✓ RETENTION $ O $ A WORKERS COMPENSATION. AND EMPLOYERS LIABILITY ANYPROPRIETOR/PARTNER/EXECUTIVE Y/N r-1 UB324OT745 6/14/2016 6/14/2017 v( STATUTE ERH E.L. EACH ACCIDENT $ $1,000,000 OFFICER/MEMBEREXCLUDED? (MyyandatoryJn NH) N/A E.L. DISEASE- EA EMPLOYEE $ $1,000,000 DESCRIIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ $1,000,000 B Professional Liability MBZ794824012016 6/14/2016 6/1412017 $2,000,000 Per Claim $2,000,000 Aggregate DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES (ACORD 101,. Additional Remarks Schedule, may be attached H more space Is required) Projects as on file with the insured including but not limited to CM Services - Eigleberry Street Resurfacing Project. City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers are named as additional insureds on the general & auto liability policies. General Liability insurance is primary and non - contributory. The above policies contain a 30 -day notice provsion for non - renewal & cancellation, 10- daynotice for non - payment of premium. City of Gilroy Public Works Division 7351 Rosanna St. Gilroy CA 95020 ACORD 25 (2016/03) LoAnGtLLA I IUN SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE Michael Christian ©1988 -2015 ACORD The ACORD name and logo are registered marks of ACORD 30352423 1 16 -17 GL- AL- UMB -WC -PL I Sherry Young 1 6/10/2016 11:32:32 AM (PDT) I Page 1 of 6 reserved. Insured: MNS Engineers, Inc. Policy No.: 68022171-895 Effective Date: 6/14/2016 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE NAME OF PERSON(S) OR ORGANIZATION (S): City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers PROJECT /LOCATION OF COVERED OPERATIONS: CM Services, Eigleberry Street Resurfacing Project PROVISIONS A. The following is added to WHO IS AN INSURED (Section II): The person or organization shown in the Schedule above is an additional insured on this Coverage Part, but only with respect to liability for "bodily injury", "property damage" or "personal injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf- a. In the performance of your ongoing operations; b. In connection with premises owned by or rented to you; or c. In connection with "your work" and included within the "products- completed operations hazard ". Such person or organization does not qualify as an additional insured for "bodily injury", "property damage" or "personal injury" for which that person or organization has assumed liability in a contract or agreement. The insurance provided to such additional insured is limited as follows: d. This insurance does not apply to the rendering of or failure to render any "professional services ". limits shown in the Declarations for this Coverage Part, whichever are less.. This endorsement does not increase the limits of insurance stated in the LIMITS OF INSURANCE (Section 111) for this Coverage Part. B. The following is added to Paragraph a. of 4. Other Insurance in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): However, if you specifically agree in a "contract or agreement requiring insurance" that, for the additional insured shown in the Schedule, the insurance provided to that additional insured under this Coverage. Part must apply on a primary basis, or a primary and non - contributory basis, this insurance is primary to other insurance that is available to such additional insured which covers such additional insured as a named insured, and we will not share with the other insurance, provided that: (1) The "bodily injury" or "property damage" for which coverage is sought occurs; and (2) The "personal injury" for which coverage is sought arises out of an offense committed; after you have entered into that "contract or e. The limits of insurance afforded to the agreement requiring insurance" for such additional insured shall be the limits additional insured. But this insurance still is which you agreed in that "contract or excess over valid and collectible other agreement requiring insurance" to insurance, whether primary, excess, provide for that additional insured, or the contingent or on any other basis, that is CG D3 82 09 07 © 2007 The Travelers Companies, Inc. Page 1 of 2 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 30352423 1 16 -17 GL- AL- UMB -WC -PL I Sherry Young 1 6/10/2016 11:32:32 AM (PDT) I Page 2 of 6 available to the additional insured when the additional insured is also an additional insured under any other insurance. C. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): We waive any rights of recovery we may have against the additional insured shown in the Schedule above because of payments we make for "bodily injury", "property damage" or "personal injury" arising out of "your work" on or for the project, or at the location, shown in the Schedule above, performed by you, or on your behalf, under a "contract or agreement requiring insurance" with that additional insured. We waive these rights only where you have agreed to do so as part of the "contract or agreement requiring insurance" with that additional insured entered into by you before, and in effect when, the "bodily injury" or "property damage" occurs, or the "personal injury" offense is committed. D. The following definition is added to DEFINITIONS (Section V): "Contract or agreement requiring insurance" means that part of any contract or agreement under which you are required to include the person or organization shown in the Schedule as an additional insured on this Coverage Part, provided that the "bodily injury" and "property damage" occurs, and the "personal injury" is caused by an offense committed: a. After you have entered into that contract or agreement; b. While that part of the contract or agreement is in effect; and c. Before the end of the policy period. CG D3 82 09 07 © 2007 The Travelers Companies, Inc. Includes copyrighted material of Insurance Services Office, Inc., with its permission. 30352423 1 16 -17 GL- AL- UMB -WC -PL I Sherry Young 1 6/10/2016 11:32:32 AM (PDT) I Page 3 of 6 Page 2 of 2 Insured: MNS Engineers, Inc. COMMERCIAL AUTO Policy No. BA2220L967 Effective Date:6 /14/2016 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTO COVERAGE PLUS ENDORSEMENT Person or Organization: City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modi- fied by the endorsement. GENERAL DESCRIPTION OF COVERAGE -This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. BLANKET ADDITIONAL INSURED H. AUDIO, VISUAL AND DATA ELECTRONIC B. EMPLOYEE HIRED AUTO C. EMPLOYEES AS INSURED D. SUPPLEMENTARY PAYMENTS INCREASED LIMITS E. TRAILERS - INCREASED LOAD CAPACITY F. HIRED AUTO PHYSICAL DAMAGE G. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT .A. BLANKET ADDITIONAL INSURED The following is added to Paragraph A.1., Who Is An Insured, of SECTION II — LIABILITY COV- ERAGE: Any person or organization who is required under a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to be named as an addi- tional insured is an "insured" for Liability Cover- age, but only for damages to which this insurance applies and only to the extent that person or or- ganization qualifies as an "insured" under the Who Is An Insured provision contained in Section II. B. EMPLOYEE HIRED AUTO 1. The following is added to Paragraph A.1., Who Is An Insured, of SECTION II — LI- ABILITY COVERAGE: EQUIPMENT — INCREASED LIMIT I. WAIVER OF DEDUCTIBLE -GLASS J. PERSONAL EFFECTS K. AIRBAGS L. AUTO LOAN LEASE GAP M. BLANKET WAIVER OF SUBROGATION performing duties related to the conduct of your business. 2. The following replaces Paragraph b. in B.S., Other Insurance, of SECTION IV — BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the following are deemed to be cov- ered "autos" you own: (1) Any covered "auto" you lease, hire, rent or borrow: and (2) Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's name, with your permission, while perform- ing duties related to the conduct of your business. However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto ". C. EMPLOYEES AS INSURED An "employee" of yours is an "insured" while The following is added to Paragraph A.1., Who Is operating a covered "auto" hired or rented An Insured, of SECTION II — LIABILITY COV- under a contract or agreement in that "em- ERAGE: ployee's" name, with your permission, while CA T4 20 0710 S`2010 The Travelers Indemnity Company. All rights reserved. Page 1 of 3 Includes copyrighted material of Insurance Services Office. Inc. with its permission. 30352423 1 16 -17 GL- AL- OMB -WC -PL I Sherry Young 1 , 6/10/2016 11:32:32 AM (PDT) I Page 4 of 6 COMMERCIAL AUTO Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own, hire or borrow in your business or your personal affairs. D. SUPPLEMENTARY PAYMENTS- INCREASED LIMITS 1. The following replaces Paragraph A.2.a.(2) of SECTION 11- LIABILITY COVERAGE: (2) Up to $3,000 for cost of bail bonds (in- cluding bonds for related traffic law viola- tions) required because of an "accident" we cover. We do not have to furnish these bonds. 2. The following replaces Paragraph A.2.a.(4) of SECTION 11- LIABILITY COVERAGE: (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day be- cause of time off from work. E. TRAILERS - INCREASED LOAD CAPACITY The following replaces Paragraph C.I. of SEC- TION 1- COVERED AUTOS: 1. "Trailers" with a load capacity of 3,000 pounds or less designed primarily for travel on public roads. F. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph AA., Cover- age Extensions, of SECTION III - PHYSICAL DAMAGE COVERAGE: Hired Auto Physical Damage Coverage If hired "autos" are covered "autos" for Liability Coverage but not covered "autos" for Physical Damage Coverage, and this policy also provides Physical Damage Coverage for an owned "auto ", then the Physical Damage Coverage is extended to "autos" that you hire, rent or borrow subject to the following: (1) The most we will pay for "loss" in any one "accident" to a hired, rented or borrowed "auto" is the lesser of: (a) $50.000: (b) The actual cash value of the damaged or stolen property as of the time of the "loss "; or (c) The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality. (2) An adjustment for depreciation and physical condition will be made in determining actual cash value in the event of a total "loss ". (3) If a repair or replacement results in better than like kind or quality, we will not pay for the amount of betterment. (4) A deductible equal to the highest Physical Damage deductible applicable to any owned covered "auto ". (5) This Coverage Extension does not apply to: (a) Any "auto" that is hired, rented or bor- rowed with a driver; or (b) Any "auto" that is hired, rented or bor- rowed from your "employee ". G. PHYSICAL DAMAGE TRANSPORTATION EXPENSES - INCREASED LIMIT The following replaces the first sentence in Para- graph A.4.a., Transportation Expenses, of SECTION III - PHYSICAL DAMAGE COVER- AGE: We will pay up to $50 per day to a maximum of $1,00 for temporary transportation expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type. H. AUDIO, VISUAL AND DATA ELECTRONIC EQUIPMENT - INCREASED LIMIT Paragraph C.2.. Limit Of Insurance, of. SEC- TION III - PHYSICAL DAMAGE COVERAGE is deleted. I. WAIVER OF DEDUCTIBLE -GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III - PHYSICAL DAMAGE COVERAGE: No deductible for a covered "auto" will apply to glass damage if the glass is repaired rather than replaced. J. PERSONAL EFFECTS The following is added to Paragraph AA., Cover- age Extensions, of SECTION III - PHYSICAL DAMAGE' COVERAGE: Personal Effects Coverage We will pay up to $400 for "loss" to wearing ap- parel and other personal effects which are: (1) Owned by an "insured "; and (2) In or on your covered "auto ". This coverage only applies in the event of a total theft of your covered "auto ". No deductibles apply to Personal Effects cover- age. Page 2 of 3 P 2010 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. 30352423 1 16 -17 GL- AL- UMB -WC -PL I Sherry Young 1 6/10/2016 11:32:32 AM (PDT) 1 Page 5 of 6 CA T4 20 0710 K. AIRBAGS The following is added to Paragraph B.3., Exclu- sions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Exclusion 3.a. does not apply to 'loss" to one or more airbags in a covered "auto" you own that in- flate due to a cause other than a cause of 'loss" set forth in Paragraphs A.l.b. and A.1.c., but only: a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The airbags were not intentionally inflated. We will pay up to a maximum of $1,000 for any one "loss ". L. AUTO LOAN LEASE GAP The following is added to Paragraph AA., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Auto Loan Lease Gap Coverage for Private Passenger Type Vehicles In the event of a total 'loss" to a covered "auto" of the private passenger type shown in the Schedule or Declarations for which Physical Damage Cov- erage is provided, we will pay any unpaid amount due on the lease or loan for such covered "auto" less the following: (1) The amount paid under the Physical Damage Coverage Section of the policy for that "auto "; and COMMERCIAL AUTO (2) Any: (a) Overdue lease or loan payments at the time of the 'loss "; (b) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (c) Security deposits not returned by the les- sor; (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; and (e) Carry-over balances from previous loans or leases. M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.S., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — BUSINESS AUTO CONDI- TIONS: 5. Transfer Of Rights Of Recovery Against Others To Us We waive any right of recovery we may have against any person or organization to the ex- tent required of you by a written contract exe- cuted prior to any "accident' or 'loss ", pro- vided that the "accident' or 'loss" arises out of the operations contemplated by such con- tract. The waiver applies only to the person or organization designated in such contract. CA T4 20 0710 02010 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. 30352423 1 16 -17 GL- AL- UMB -WC -PL I Sherry Young 1 6/10/2016 11:32:32 AM (PDT) I Page 6 of 6 Page 3 of 3 AC6JZ& CERTIFICATE OF LIABILITY INSURANCE DA (Mmm's "' TYPE OF INSURANCE io1 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the pollcy(les) must have ADDITIONAL INSURED. provisions or be endorsed. If'SUBROGATION IS WAIVED, subject to the terns and conditions of the poiicy, certain policies may require an endorsement A statement on this certificate does not confer rights to the certificate holder in lieu of such endorseme s . PRODUCER Risk Strate 'es Company Street, CO NAME' Risk S es Com n 2040 Main Suite 450 Irvine, CA 92614 PHONE 949 =242 -9240. FAX No , IIL ADO sou risk -strat les.Com INSURER(S) ... AFEORDING COVERAGE. NAIC i wwwAsk- strategies.00m CA DO[ License No. OF06675 INCA: Travelers Property Casualty Co of Amer 25674 INSURED MNS Engineers, Inc. 201 N. Calle Cesar Chavez, Suite 300 INSURER a: AXIS Insurance Company 37273 INWRERC- Santa Barbara CA 93103 INSURER D: INSURER E .INSURER F: PERSONAL &ADVINJURY COVERAGES CERTIFICATE NUMBER! An'AR'5A1" eMClr%ki ku isaQrn. THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING_ ANY. REQUIREMENT,_ TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS„ EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. L� TYPE OF INSURANCE ADDL POLICY NUMBER POLICY EFF POLICY EXP Mwo LIMITS A COMMERCIAL GENERAL LIABILITY CLAIMS-MADE ❑ OCCUR ✓ 68022971_895 6/14/2016 6114/2017 EACH OCCURRENCE $ $1,000,000 PREMISES ocau— _ $ $1,000,000 'MED.EXP (Any one person ) $ $10;000 PERSONAL &ADVINJURY $ $1,000,000 GEN'LAGGREGATE R LIMIT APPLIES PER: POLICY �. LOC GENERAL AGGREGATE $ $2,000,000 PRODUCTS- CO MP/OPAGG. _$ $2,000,000 .OTHER. A AuTDMowLEUAsum ANY AUTO . OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED AUTOS ONLY ✓ AUTOS ONLY ✓ BA222OLM 6/1412016 6/14/2017 cOMSINEOSrNGL> uMIT acc cent $1,000.0bo BODILY INJURY (Per person) _ s BODILY INJURY (Par accident) $ .PROPERTY DAMAGE $ EACHOCCURRENCE It $5 000 000 A EXCESS AB H OCCUR EXCESS LIA CLAIMS -MADE CUP8E545094 6/14/2016 6114/2017 _...... DED ' ✓. _RETENTION $0 AGGREGATE $- $5,000,000 � PER TuTE ERTM - .... $ A AND' EM is YERS' LsAnoN LIABILITY YIN ANYPRO ETON ARTNEWD(ECUTIVE '❑ OFRCERIMEMSEREXCLUDEDT (Mandato ' In N '.. N/A U8324OT745 6/14/2016 6114/2017 EL EACH ACCIDENT _ $ $1,000,000 E.C. DISEASE -EA EMPLOY $ $1000.000 B if" decor tie under. Professional Professional Ciabifity MBZ794824012016 6/1412016 6/14/2017 E.L. DISEASE - POLICY. LIMB' $2,000,000 Per Claim $2,000,000. Aggregate DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, m* be attached If more apace Is required) - Projects as on file With the insured including but not limited to CM Services - Eigleberry Street ResurFacing Pro'ecL City of Gilr , its officers, elected or appointed officials, employees; agents and volunteers are named as additional Insureds on the general & auto liability policies. General Liability insurance is primary and non - contributory. The above policies conta cancellation, 10-day notice for non- payment of premium. in a 30-day notice prOvsion for nori renews! S CANCELLATION City of Gilroy SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Public Works Division ?HE EXPIRATION DATE THEREOF; NOTICE WILL BE DELIVERED IN 7351 Rosanna St. ACCORDANCE Wm+rt11?POUCYPROVIS1oNS. - Gilroy CA 95020 AUTHORIZED REPRESENTATIVE Michael Christian g ©1988 -2015 ACORD CORPORATION- At rights reservec ACORD 25'(2016/03) The ACORD name and I o are registered marks - of ACORD 13d362423 ,I 16 -11 GL- AL- OMs- WC -PL. I Sherry Young 1 5/10/]015 11:32:32 AM IPpT1. i'Page...7. bE S Insured: MINIS Engineers, Inc. Policy No.: 68022171_895 Effective Date: 6/14/2016 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS). This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE NAME OF PERSON(S) OR ORGANIZATION(S): City of Gilroy, its officers, elected or appointed officials, employees,, agents and volunteers PROJECT/LOCATION OF COVERED OPERATIONS: CM Services, Eigleber y Street Resurfacing Project PROVISIONS A. The following is added to WHO IS AN INSURED (Section 11): The person or organization shown in the Schedule above is an additional insured on this Coverage Part, but only with respect to liability for "bodily injury", "property damage or "personal injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: a. In the performance of your ongoing operations; b. In connection with premises owned by or rented to you; or c. In connection with "your work' and included within the "products - completed operations hazard ". Such person or organization does not qualify as an additional insured for "bodily injury", "property damage" or "personal injury" for which that, person or organization has assumed liability in a contract or agreement. The insurance provided to such additional insured is limited as follows: d. This insurance does not apply to the rendering of or failure to render any "professional services ": limits shown in the Declarations for this Coverage Part, whichever are less. This endorsement does not increase the limits of insurance stated in the LIMITS OF INSURANCE (Section .111) for this Coverage Part. B. The following is added to Paragraph a. of 4. Other Insurance in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section M: However, if you specifically agree in a "contract or agreement requiring insurance" that for the additional insured shown in the Schedule, the insurance .. provided to that additional insured under this Coverage Part. must apply on a primary basis, or a primary and non- contributory basis, this insurance is primary to other' insurance that is available to such additional insured which covers such additional insured as a named 'insured, and we will not share with the other insurance, provided that: (9) The "bodily injury" or "Property damage for which coverage is sought occurs; and (2) The "personal, injury". for which coverage is sought arises out of an offense committed; , after you have entered into that "contract or e.. The limits of insurance afforded to the agreement requiring insurance" for such additional insured shall be: the limits additional insured. But this insurance still is which you agreed in that "contract or excess over valid and collectible other agreement requiring insurance" to insurance, whether primary, excess, provide for that additional insured, or the ' y oth contingent or on aer basis, that is CG D3 82 09 07 © 2007 The Travelers Companies, Inc. Page 1 of 2 Includes copyrighted material of Insurance Services Office, inc.; with its Dermissinn 30352423 1 16 -17 GL- AL-OMB- NC -PI: I Sherry -Young 1 6/10/2016 11:32:32 AM (pryr) I Page 2 'of 6 available to the additional insured when the additional insured is also an additional insured under any other insurance. C. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): We waive any rights of recovery we may have against the additional insured shown in the Schedule above because of payments we make for "bodily injury", "property damage" or "Personal injury" arising out of "your work" on or for the project,. or at the location, shown in the Schedule above, performed by you, or on your beha. , under a 'contract or agreement requiring insurance" with that additional insured. We waive these rights only where you have agreed to do so as part of the °contract or agreement requiring insurance" With that additional insured entered into by you before, and in effect when, the "bodily injury" or °property damage" occurs, or the "personal injury" offense is committed. D. The following definition is added to DEFINITIONS (Section V): "Contract or agreement requiring insurance" means that part of any contract or agreement under which you are required to include the person or organization shown in the Schedule as an additional insured on this Coverage Part, provided that. the "bodily injury" and "property damage" occurs, and the "personal, injury" is caused by an offense committed- a. After you have; entered into that contract or agreement; b. While that part of the contract or agreement is in effect; and c. Before the.end of the policy period.; CG D3 82 09 07 @ 2007 The Travelers Com Includes co ' _ panies,.lnc. pyrighted material of Insurance Services office Inc with its 30352473 1 26 -.17 GL- AL- UMB -WC -PL I Sherry Young i 6110/2016 11;32:32 AM.(P11T) I page 3 of fi Page 2 of 2 Insured: MNS Engineers, Inc. COMMERCIAL AUTO Policy No. BA2220L967 Effective Date:6/14/2016 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTO COVERAGE PLUS ENDORSEMENT Person or Organization: City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless mod! fied'by the endorsement. GENERAL DESCRIPTION OF COVERAGE -This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered: A. BLANKET ADDITIONAL INSURED H. AUDIO, VISUAL AND DATA ELECTRONIC B. EMPLOYEE HIRED AUTO EQUIPMENT - INCREASED LIMIT C. EMPLOYEES AS INSURED D. SUPPLEMENTARY PAYMENTS- INCREASED LIMITS E TRAILERS - INCREASED LOAD CAPACITY F: HIRED AUTO PHYSICAL DAMAGE G PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT A. BLANKET ADDITIONAL INSURED The following is added to Paragraph A.1., Who Is .An Insured, of SECTION II LIABILITY COV- ERAGE: Any person or. organization who is required under a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to be named as an addi- tional insured is an "insured" for Liability Cover= age, but only for damages to which this insurance applies and only to the extent that person or or- ganization qualifies as an "insured" under the Who Is An Insured provision contained in Section 11. B. EMPLOYEE, HIRED AUTO 1. The following is added to Paragraph A..1., Who Is An Insured, of SECTION 11 — L_ 1- ABILITY COVERAGE: An "employee" of yours is an "insured" while operating a covered "auto" hired or rented Under a contract or agreement in that "em- ployee's" name, with your permission, while I. WAIVER OF DEDUCTIBLE -GLASS J. PERSONAL EFFECTS K. AIRBAGS L AUTO LOAN LEASE GAP M., BLANKET WAIVER OF SUBROGATION performing duties related to the conduct of your business. 2. The following replaces Paragraph b. in B.S., Other Insurance, of SECTION IV — BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the following are deemed to be, cov= ered "autos" you own: (1) Any covered "auto" you lease,. hire, rent or borrow; and (2) Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's" name, with your permission, while perform- ing duties related to the conduct of Your business. However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto ". C. EMPLOYEES AS INSURED The following is added to Paragraph A:1., Who Is, An Insured, of SECTION 11 — LIABILITY COV- ERAGE CA T4 20 0710 ((D'2010 The Travelers Indemnity Company. NI rights reserved. Includes copyrighted material of Insurance services Office, Inc. with its permission. 30352223 116 -.17, GL -AL. UMH -WC -PL I Sherry Young 1 6/10/2016 111.32:32 AM (P17T) I Pwge 4 of 6 Page 1 of 3 COMMERCIAL AUTO Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own, hire or borrow in your business or your personal affairs. D. SUPPLEMENTARY PAYMENTS - INCREASED LIMITS 1. The following replaces Paragraph A.2.a.(2) of SECTION I Il- LIABILITY COVERAGE: (2) Up to $3,000 for cost of bail bonds (in- eluding bonds for related traffic law viola - tions) required because of an "accident" we cover. We do not. have to furnish these bonds.. 2. The followiing replaces Paragraph A.2.a.(4) of SECTION Ili..- LIABILITY COVERAGE: (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day be- cause of time off from work. E. TRAILERS - INCREASED LOAD CAPACITY The following replaces Paragraph C.1. of SEC- TiON I - COVERED AUTOS: 1: "Trailers" with a. load capacity of 3,000 pounds or less designed primarily for travel on public roads. F HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph AA., Cover - age Extensions, of SECTION III - PHYSICAL DAMAGE COVERAGE` Hired Auto Physical Damage Coverage If hired "autos" are covered "autos for Liability Coverage but not covered "autos" fo'r Physical Damage Coverage, and this policy also provides Physical Damage Coverage. for an owned. "auto ", then the Physical Damage Coverage is extended to "autos" that you hire, rent or borrow subject to the following: (1) The most we will pay for "loss ", in any one "accident" to a hired, rented or borrowed "auto" is the lesser of: (a) $50.000: (b) The actual cash value of the damaged or stolen property as of the fiM6r of the "loss "; or (c) The .cost of; repairing or replacing the damaged or stolen property with other property of like kind and quality. (2) An adjustment for depreciation and physical condition will be. made in determining actual cash value in ahe event of a total "loss". (3) If a repair or replacement results in better than like kind. or quality, we will not pay_ for the amount of betterment. (4) A deductible equal to the highest Physical Damage deductible applicable to any owned covered "auto ". (5) This Coverage Extension does not apply to: (a) Any "auto" that is hired, rented or bor- rowed with a driver; or (b) Any "auto" that is hired, rented or bor- rowed from your "employee". G. PHYSICAL DAMAGE - TRANSPORTATION EXPENSES- INCREASED LIMIT The following replaces the first sentence in Para graph A.4.a., Transportation Expenses, of SECTION III - PHYSICAL DAMAGE COVER- AGE: We will pay up to $50 per day to a maximum of $1.500 for temporary transportation. expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type. H. AUDIO, VISUAL AND OATH ELECTRONIC EQUIPMENT - INCREASED LIMIT Paragraph SEC- TION 1 PHYSICAL DAMAGE COVERAGE is deleted I. WAIVER OF DEDUCTIBLE -GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III PHYSICAL, DAMAGE COVERAGE: No deductible for a covered "auto will apply to glass damage if the glass is repaired rather than replaced. J. PERSONAL EFFECTS The following is added to Paragraph A4., Cover- age Extensions,, of SECTION 111 PHYSICAL DAMAGE COVERAGE: Personal Effects Coverage We will pay up to $400 for "loss" to wearing ap- parel and other personal effects which are: (1) 'Owned by on "insured "; and (2) In or on your covered "auto This coverage only applies in the event of a total theft of your covered' "auto it No deductibles apply to Personal Effects cover - age. Page 2 of 3 Co 2010 The Travelers Indemnity company. All rights. reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. 30352423 1 16 -17 GL- AL- UMB -WC-PL I Sherry Young 1 6/10/2015 11;32:32 AM (POT) j Page 5 of G; CA T4 20 01.710 K. AIRBAGS The following is added to Paragraph B.3., Exclu- sions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Exclusion 3.a does not apply to "loss" to one or more airbags in a covered "auto" you own that in- flate due to a cause other than a cause of "loss "' set forth in Paragraphs:A.1.b. and A.i.c., but only: a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The airbags were not intentionally inflated. We will pay up to a maximum of $1,000 for any one "loss L. AUTO LOAN LEASE GAP The following is added to Paragraph A.4., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Auto Loan Lease Gap Coverage for Private Passenger Type Vehicles In the event of a total "loss" to a covered "auto" of the private passenger type shown in the Schedule or Declarations for which Physical Damage Cov- erage is provided, we will pay any unpaid amount due on the lease o_ r loan for such covered "auto" less the following:. (1) The amount paid under the Physical Damage Coverage Section of the policy for that "auto "; and COMMERCIAL AUTO (2) Any:. (a) Overdue lease or loan payments at the time of the "loss "; (b) Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (c) Security deposits not returned by the les- sor; (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; and (e) Cary -over balances from previous loans or leases. M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.S., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV - BUSINESS AUTO CONDI- TIONS: 5. Transfer Of Rights Of Recovery Against Others To Us We waive any right of recovery we may have against any person or organization. to the ex- tent required of you by a written contract exe- cuted prior to any "accident" or "loss pro= vided that the "accident" or "loss" arises out of the operations contemplated by such con- tract. The waiver applies only to the person or organization designated in such contract. CA T4 20 0710 0201' The Travelers Indemnity' Company. All rights reserved. Includes copyrighted material of Insurance. Services Office, Inc. with its permission: 30352423 1 16- 17 "GL- AL- OMH -WC -PL I Sherry Young i 5/10/2016.11.(32:32 AM (PDT) I Page 6 of 6 Page 3 of 3 G DATE (Mh1 /DDlYYYYI aCoORL? CERTIFICATE OF LIABILITY INSURANCE `...rte" 6!10/2016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Risk Strategies Company NAME: CONTACT Risk Strategies Company _ 2040 Main Street, Suite 450 PHONE FAX Irvine, CA 92614 (A(c No. Extl: 949- 242 -9240 (Alc, No):_ E -MAIL AQDRESS: SyOUng�rlSk- Strategies.COm__ www.risk- strategies.com CA DOI License No. OF06675 INSURED MNS Engineers, Inc. 201 N. Calle Cesar Chavez, Suite 300 Santa Barbara CA 93103 INSURER B: AXIS Insurance Company INSURER C INSURER D: Cr)VFRA(:FS r F=PTIFIr'ATF NI IMRFR• zn'u')A )q RPWRION NIIMRFR- THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE 'ADDL SUBR, POLICY NUMBER MMUCMIDO/YYYY MM/D Y E7(P LIMITS IN Vo LTR A s/ COMMERCIAL GENERAL LIABILITY ✓ ;68022171_895 6114/2016 6/1412017 FACHOCCURRENCE 5 $1,000,000 CLAIMS -MADE F7./1 OCCUR S $1.000,000 r AMAGETO-RENTED _- PREMISES Eaocct oknce MED EXP (Any one person) 5 $10,000 PERSONAL &ADV INJURY 5 $1.000,000 GEN'L GENERAL AGGREGATE $ $2,000.000 AGGREGATE LIMIT APPLIES PER POLICY � O j JECT PR IJ LOC I — PRODUCTS COM ?70P AGG S $2,000.000 — -- S OTHER f A AUTOMOBILE LIABILITY ✓ BA2220L967 6/142016 6/1412017 Ee aBINEDlSi NGLE LIMIT S $1,000,00.0 BODILY INJURY (Per person; S ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS HIRED NON -OWNED ✓ AUTOS ONLY AUTOS ONLY BODILY INJURY (Per accident)', S _ PROPERTY DAMAGE S (Per accident! I is A ✓ UMBRELLA LIAB OCCUR CUP8E545094 6/1412016 6/1412017 E4C11OCCLRRRENCE '.5 $5000000 S $5,000.000 EXCESS LIAB CLAIMSWADE AGGREGATE _ _ DEC) ✓ RETENTION$0 _ _ 5 I A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANYPP,OPRIETORIPARTNER /EXECUTIVE YIN 1 UB3240T745 6/14/2016 1 6/1412017 ✓ TAT T _ ERH E.L. - E.L. EACH ACCIDENT S $1,000,000 OFFICER /MEMBER EXCLUDED' (Mandatory In NH) E_ L DISEASE - EA EMPLOYEE_ - - - -- 5 $1,000,000 _ _ S $1,000,000 It yes, describe under DESCRIPTION OF OPERATIONS below E DISEASE - POLICY LIMIT B Professional Liability MBZ794824012016 6/14/2016 611412017 $2,000,000 Per Claim $2.000.000 Aggregate i DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is requiredl Projects as on file with the insured including but not limited to CM Services - Eigleberry Street Resurfacing Project. City of Gilroy. its officers, elected or appointed officials, employees, agents and volunteers are named as additional insureds on the general & auto liability policies. General Liability insurance is primary and non - contributory The above policies contain a 30 -day notice provsion for non - renewal & cancellation, 10 -day notice for non - payment of premium. CERTIFICATE HOLDER CANCELLATION Clt Of GIIfO SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE y THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN PU lic Works Division ACCORDANCE WITH THE POLICY PROVISIONS. 7351 Rosanna St. Gilroy CA 95020 AUTHORIZED REPRESENTATIVE Michael Christian ©1988 -2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD 30342423 1 ie -i- cL- A:.UtIa -WC-pL I sherry Young I e tov2oto 11:32:32 A61 ;PDT: I l•a�e I .:. ,, Insured: MNS Engineers, Inc. Policy No.: 6802217L895 Effective Date: 6/14/2016 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE NAME OF PERSON(S) OR ORGANIZATION(S): City of Gilroy, its officers, elected or appointed officials, employees. agents and volunteers PROJECT /LOCATION OF COVERED OPERATIONS: CM Services, Eigleberry Street Resurfacing Project PROVISIONS A. The following is added to WHO IS AN INSURED (Section II): The person or organization shown in the Schedule above is an additional insured on this Coverage Part, but only with respect to liability for "bodily injury", "property damage" or "personal injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: a. In the performance of your ongoing operations; b. In connection with premises owned by or rented to you, or c. In connection with "your work" and included within the "products- completed operations hazard ". Such person or organization does not qualify as an additional insured for "bodily injury", "property damage" or "personal injury" for which that person or organization has assumed liability in a contract or agreement. The insurance provided to such additional insured is limited as follows: d. This insurance does not apply to the rendering of or failure to render any ' "professional services ". limits shown in the Declarations for this Coverage Part, whichever are less. This endorsement does not increase the limits of insurance stated in the LIMITS OF INSURANCE (Section III) for this Coverage Part. B. The following is added to Paragraph a. of 4. Other Insurance in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): However, if you specifically agree in a "contract or agreement requiring insurance" that, for the additional insured shown in the Schedule, the insurance provided to that additional insured under this Coverage Part must apply on a primary basis, or a primary and non - contributory basis, this insurance is primary to other insurance that is available to such additional insured which covers such additional insured as a named insured, and we will not share with the other insurance, provided that: (1) The "bodily injury" or "property damage" for which coverage is sought occurs, and (2) The "personal injury" for which coverage is sought arises out of an offense committed. after you have entered into that "contract or e. The limits of insurance afforded to the agreement requiring insurance" for such additional insured shall be the limits additional insured. But this insurance still is which you agreed in that "contract or excess over valid and collectible other agreement requiring insurance" to insurance, whether primary, excess, provide for that additional insured, or the contingent or on any other basis, that is CG D3 82 09 07 © 2007 The Travelers Companies, Inc. Page 1 of 2 Includes copyrighted material of Insurance Services Office. Inc., with Its permission 3035 2623 116 -i" GL­ A_-','?1B-WC- I Sherry 7cung 1 6;10 _016 :.. a_._- km Pee. I Fa?r 2 0` available to the additional insured when the additional insured is also an additional insured under any other insurance. C. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV) We waive any rights of recovery we may have against the additional insured shown in the Schedule above because of payments we make for "bodily injury", "property damage" or "personal injury" arising out of "your work" on or for the project, or at the location, shown in the Schedule above, performed by you, or on your behalf, under a "contract or agreement requiring insurance" with that additional insured. We waive these rights only where you have agreed to do so as part of the "contract or agreement requiring insurance" with that additional insured entered into by you before, and in effect when, the "bodily injury" or "property damage" occurs, or the "personal injury" offense is committed. D. The following definition is added to DEFINITIONS (Section V): "Contract or agreement requiring insurance" means that part of any contract or agreement under which you are required to include the person or organization shown in the Schedule as an additional insured on this Coverage Part. provided that the "bodily injury" and "property damage" occurs, and the "personal injury" is caused by an offense committed' a. After you have entered into that contract or agreement. b. While that part of the contract or agreement is in effect, and Before the end of the policy period. CG D3 82 09 07 © 2007 The Travelers Companies, Inc. Includes copyrighted material of Insurance Services Office, Inc., with its permission 303 °_4.3 1 19 1' GL nL- C4;2- :!!' -r_ 1 3hctry Young 1 6!10 %:016 .1:32:--2 0.b: --PDT. I ;a3e 5 u: , Page 2 of 2 Insured: MNS Engineers, Inc. COMMERCIAL AUTO Policy NO BA2220L967 Effective Date:6 /14/2016 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTO COVERAGE PLUS ENDORSEMENT Person or Organization: City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers This endorsement modifies insurance provided under the following BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement. the provisions of the Coverage Form apply unless modi- fied by the endorsement. GENERAL DESCRIPTION OF COVERAGE -This endorsement broadens coverage However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- age description only Limitations and exclusions may apply to these coverages Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered A. BLANKET ADDITIONAL INSURED H. AUDIO, VISUAL AND DATA ELECTRONIC B. EMPLOYEE HIRED AUTO C. EMPLOYEES AS INSURED D. SUPPLEMENTARY PAYMENTS- INCREASED LIMITS E. TRAILERS - INCREASED LOAD CAPACITY F. HIRED AUTO PHYSICAL DAMAGE G. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT A. BLANKET ADDITIONAL INSURED The following is added to Paragraph AA., Who Is An Insured. of SECTION II — LIABILITY COV- ERAGE: Any person or organization who is required under a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period. to be named as an addi- tional insured is an "insured" for Liability Cover- age, but only for damages to which this insurance applies and only to the extent that person or or- ganization qualifies as an "insured" under the Who Is An Insured provision contained in Section II, B. EMPLOYEE HIRED AUTO 1. The following is added to Paragraph A.1., Who Is An Insured. of SECTION 11 — LI- ABILITY COVERAGE EQUIPMENT — INCREASED LIMIT I. WAIVER OF DEDUCTIBLE -GLASS J. PERSONAL EFFECTS K. AIRBAGS L AUTO LOAN LEASE GAP M. BLANKET WAIVER OF SUBROGATION performing duties related to the conduct of your business 2. The following replaces Paragraph b. in B.S, Other Insurance, of SECTION IV — BUSI- NESS AUTO CONDITIONS b. For Hired Auto Physical Damage Cover- age, the following are deemed to be cov- ered "autos" you own (1) Any covered "auto" you lease, hire. rent or borrow, and (2) Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's" name with your permission, while perform- ing duties related to the conduct of your business However, any "auto" that is leased hired, rented or borrowed with a driver is not a covered "auto" C. EMPLOYEES AS INSURED An "employee" of yours is an "insured" while The following is added to Paragraph A.1., Who Is operating a covered "auto" hired or rented An Insured of SECTION II — LIABILITY COV- under a contract or agreement in that "em- ERAGE ployee's" name with your permission while CA T4 20 0710 1 2010 The Travelers Indemnity Company All rights reserved Page 1 of 3 Includes copyrighted material of Insurance Services Office Inc with its perm ss or 30352423 1 -e -1' uL- Ai- Uht3- yc -r+t I sherry younq 1 6117. CO ti, :1:3::31 AM 'PDT I Pago 4 of 6 COMMERCIAL AUTO Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own. hire or borrow in your business or your personal affairs D. SUPPLEMENTARY PAYMENTS - INCREASED LIMITS 1. The following replaces Paragraph A.2.a.(2) of SECTION I I - LIABILITY COVERAGE: (2) Up to S,,000 for cost of bail bonds (in- cluding bonds for related traffic law viola- tions) required because of an "accident" we cover We do not have to furnish these bonds 2. The following replaces Paragraph A.2.a.(4) of SECTION I I - LIABILITY COVERAGE: (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day be- cause of time off from work E. TRAILERS - INCREASED LOAD CAPACITY The following replaces Paragraph C.I. of SEC- TION 1— COVERED AUTOS 1. "Trailers" with a load capacity of 3.000 pounds or less designed primarily for travel on public roads F. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph A.4., Cover- age Extensions, of SECTION 111 — PHYSICAL DAMAGE COVERAGE. Hired Auto Physical Damage Coverage If hired "autos" are covered "autos" for Liability Coverage but not covered "autos" for Physical Damage Coverage, and this policy also provides Physical Damage Coverage for an owned "auto then the Physical Damage Coverage is extended to "autos" that you hire rent or borrow subject to the following (1) The most we will pay for "loss" in any one "accident" to a hired rented or borrowed "auto" is the lesser of (a) $50_( 001 (b) The actual cash value of the damaged or stolen property as of the time of the "loss or (c) The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality (2) An adjustment for depreciation and physical condition will be made in determining actual cash value in the event of a total "loss" (3) If a repair or replacement results in better than like kind or quality, we will not pay for the amount of betterment. (4) A deductible equal to the highest Physical Damage deductible applicable to any owned covered "auto" (5) This Coverage Extension does not apply to (a) Any "auto" that is hired rented or bor- rowed with a driver, or (b) Any "auto" that is hired, rented or bor- rowed from your "employee" G. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT The following replaces the first sentence in Para- graph A.4.a., Transportation Expenses, of SECTION III — PHYSICAL DAMAGE COVER - AGE We will pay up to S5O per day to a maximum of S I ..�00 for temporary transportation expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type H. AUDIO, VISUAL AND OATA ELECTRONIC EQUIPMENT — INCREASED LIMIT Paragraph C.2.. Limit Of Insurance, of SEC- TION III — PHYSICAL DAMAGE COVERAGE is deleted I. WAIVER OF DEDUCTIBLE -GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III — PHYSICAL DAMAGE COVERAGE No deductible for a covered "auto" will apply to glass damage if the glass is repaired rather than replaced J. PERSONAL EFFECTS The following is added to Paragraph A.4., Cover- age Extensions. of SECTION III — PHYSICAL DAMAGE COVERAGE Personal Effects Coverage We will pay up to 5400 for "loss'' to wearing ap- parel and other personal effects which are (1) Owned by an "insured ". and (2) In or on your covered "auto" This coverage only applies in the event of a total theft of your covered "auto" No deductibles apply to Personal Effects cover- age Page 2 of 3 , 2010 The Travelers Indemnity Company All rights reserved Includes copyrighted material of Insurance Services Office Inc with its permission 701_1423 1 1e -1- GL-AL-Ur-16-WC-PL I Sherry Vsung 16; 19 /161ti 11:12 32 AN 'FD'.' I Pala 5 o`- 4 CAT4200710 K. AIRBAGS The following is added to Paragraph B.3.. Exclu- sions. of SECTION III — PHYSICAL DAMAGE COVERAGE: Exclusion 3.a. does not apply to "loss" to one or more airbags in a covered "auto" you own that in- flate due to a cause other than a cause of "loss" set forth in Paragraphs A.1.b. and A.1.c., but only a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy: b. The airbags are not covered under any war- ranty: and c. The airbags were not intentionally inflated We will pay up to a maximum of $1.000 for any one "loss" L. AUTO LOAN LEASE GAP The following is added to Paragraph AA., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE Auto Loan Lease Gap Coverage for Private Passenger Type Vehicles In the event of a total "loss" to a covered "auto" of the private passenger type shown in the Schedule or Declarations for which Physical Damage Cov- erage is provided, we will pay any unpaid amount due on the lease or loan for such covered "auto" less the following (1) The amount paid under the Physical Damage Coverage Section of the policy for that "auto and COMMERCIAL AUTO (2) Any (a) Overdue lease or loan payments at the time of the "loss (b) Financial penalties imposed under a lease for excessive use. abnormal wear and tear or high mileage. (c) Security deposits not returned by the les- sor (d) Costs for extended warranties, Credit Life Insurance, Health. Accident or Disability Insurance purchased with the loan or lease and (e) Carry-over balances from previous loans or leases M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.S.. Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — BUSINESS AUTO CONDI- TIONS 5. Transfer Of Rights Of Recovery Against Others To Us We waive any right of recovery we may have against any person or organization to the ex- tent required of you by a written contract exe- cuted prior to any "accident' or "loss ". pro- vided that the "accident' or "loss" arises out of the operations contemplated by such con- tract. The waiver applies only to the person or organization designated in such contract. CA T4 20 071 0 , 2010 The Travelers Indemnity Company All rights reserved Includes copyrighted material of Insurance Services Office Inc with its permission 30353 33 116 -1- CL-AL-UMB -WC-PL I Sharry Young 1 6/10/_016 11:33:3 AM !PDT: I Pa3e 6 of 6 Page 3 of 3 Risk Strategies Company 2040 Main Street, Suite 450 Irvine, CA 92614 City of Gilroy Public Works Division 7351 Rosanna St. Gilroy CA 95020 MAIL DOCUMENT Certificate of hisure li sl" Sender: Sherry Young Phone: 949- 242 -9240 Subject: Cert No. 30352423 - MINIS Engineers. Inc. - Renewal Certificate of Insurance Date. 6/10/2016 \o. of Nees: 7 URL: www.risk- strategies.com Attached is your renewal certificate of insurance. If you have any questions, please email Sherry Young at syoung @risk- strategies.com THIS MESSAGE IS INTENDED FOR THE USE OF THE INDIVIDUAL OR ENTITY TO WHICH IT IS ADDRESSED AND MAY CONTAIN INFORMATION THAT IS PRIVILEGED CONFIDENTIAL AND EXEMPT FROMDISCLOSURE UNDER APPLICABLE LAW. IF THE READER OF THE MESSAGE IS NOT THE INTENDED RECIPIENT, OR THE EMPLOYEE OR AGENT RESPONSIBLE FOR DELIVERING THE MESSAGE TO THE INTENDED RECIPIENT, YOU ARE HEREBY NOTIFIED THAT ANY DISSEMINATION. DISTRIBUTICN OR COPYING OF THIS COMMUNICATION IS STRICTLY PROHIBITED. IF YOU HAVE RECEIVED THIS COMMUNICATION IN ERROR. PLEASE NOTIFY US IMEDIATELY BYTELEPHONE. AND RETURN THE ORIGINAL MESSAGE TO US AT THE ABOVE ADDRESS VIA REGULAR POSTAL SERVICE Certificate of Insurance Delivered by ecertsonline" Insurance Visions, Inc. All rights reserved. ACOR 1 0 ��. CERTIFICATE OF LIABILITY INSURANCE DATE (MM /DD/YYYY) 6/15/2015 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Risk Strategies Company CONTACT NAME: Risk Strategies Com an PHONE FAX 949 - 242 -9240 A/c No): 2040 Main Street, Suite 450 Irvine, CA 92614 ADDRESS: S oun risk - Strate ies.com INSURERS AFFORDING COVERAGE NAIC 0 INSURER A: Travelers Indemnity Co. of CT 25682 www.risk- strategies.com CA DOI License No. OF06675 INSURED MINIS Engineers, Inc. 201 N. Calle Cesar Chavez, Suite 300 INSURER B: Travelers Indemnity Co. 25658 INSURERC: Travelers Property Casualty Co. of America 25674 INSURER D: Continental Casualty Company 20443 Santa Barbara CA 93103 INSURER E: DAMAGE TO RENTED PREMISES Ea ccu ence INSURER F.:. MED EXP (Any one person) COVERAGES CERTIFICATE NUMBER: 25094385 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. :INSR LTR TYPE OF INSURANCE ADDLSUBR POLICY NUMBER. MM/UDLYEYYY MM/DD/YYYY LIMITS A COMMERCIAL GENERAL LIABILITY ✓ 68022171-895 6/14/2015 6/14/201.6 EACH OCCURRENCE $ $1,000,000 CLAIMS -MADE F✓ OCCUR DAMAGE TO RENTED PREMISES Ea ccu ence $ $1,000,000 MED EXP (Any one person) $ $10,000 PERSONAL &ADV.INJURY $ $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ $2,000,000 POLICY JECT LOC PRODUCTS - COMP /OP AGG $ $2,000,000 $ OTHER: - B AUTOMOBILE lABIlTY ✓ BA2220L967 6/14/2015 6/14/2016 COa BIKED SINGLE'LIMIT $ $1,000,000 BODILY INJURY (Per person) $ ✓ ANY AUTO BODILY INJURY (Per. accident)', $ ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS ✓ AUTOS PROPERTY DAMAGE Per accident $ O UMBRELLA LIAB OCCUR CUP8E545094 6/14/2015 6/14/2016 EACH OCCURRENCE $ $5,000 000 ��/ AGGREGATE $ $5,000,000 EXCESS:LUIB CLAIMS -MADE DED I ✓ I RETENTION $0 $ B WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR /PARTNER /EXECUTIVE YIN UB3240T745 6/14/2015 6/14/2016 �/ STATUTE ERH E.L. EACH ACCIDENT $ $1,,000,000 E.L. DISEASE - EA EMPLOYEE $ $1,,000,000 OFFICER /MEMBER EXCLUDE D9 (Mandatory in NH) N / A E.L.-DISEASE -_P_OUCY LIMIT $ $1,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below D Professional Liability MCH591876489 6/1412015 6/14/2016 $2,000,000 Per Claim $2,000,000 Aggregate DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached N more space is required) Projects. as on file with the insured including but not limited to CM Services - Eigleberry Street Resurfacing Project. City of Gilroy, its officers,. elected or appointed officials, employees, agents and volunteers are named as additional insureds on the general &auto liability policies. General Liability insurance is primary and non - contributory. The above policies contain a 30 -day notice provsion for non - renewal & cancellation, 10-day notice for non - payment of premium. [y=1 ill il2Lh_\Ia City of Gilroy Public Works Division 7351 Rosanna St. Gilroy CA 95020 ACORD 25 (2014101) SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE Michael Christian ©1988 -2014 ACORD CORPORATION. All riahts The ACORD name and logo are registered marks of ACORD 25094385 1 15 -16 GL- AUTO- UME -WC -PL I Sherry Young 1 6/15/2015 9:45:43 AM (PDT) I Page 1 of 6 Insured: MNS Engineers, Inc. Policy No.: 68022171-895 Effective Date: 6/14/2015 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED (ARCHITECTS, ENGINEERS AND SURVEYORS) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE NAME OF PERSON(S) OR ORGANIZATION(S): City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers PROJECT /LOCATION OF COVERED OPERATIONS: CM Services, Eigleberry Street Resurfacing Project PROVISIONS A. The following is added to WHO IS AN INSURED (Section II): The person or organization shown in the Schedule above is an additional insured on this Coverage Part, but only with respect to liability for "bodily injury", "property damage" or "personal injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: a. In the performance of your ongoing operations; b. In connection with premises owned by or rented to you; or c. In connection with "your work" and included within the "products- completed operations hazard ". Such person or organization does not qualify as an additional insured for "bodily injury", "property damage" or "personal injury" for which that person or organization has assumed liability in a contract or agreement. The insurance provided to such additional insured is limited as follows: limits shown in the Declarations for this Coverage Part, whichever are less. This endorsement does not increase the limits of insurance stated in the LIMITS OF INSURANCE (Section III) for this Coverage Part. B. The following is added to Paragraph a. of 4. Other Insurance in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): However, if you specifically agree in a "contract or agreement requiring insurance" that, for the additional insured shown in the Schedule, the insurance provided to that additional insured under this Coverage Part must apply on a primary basis, or a primary and non - contributory basis, this insurance is primary to other insurance that is available to such additional insured which covers such additional insured as a named insured, and we will not share with the other insurance, provided that: (1) The "bodily injury" or "property damage" for which coverage is sought occurs; and (2) The "personal injury" for which coverage d. This insurance does not apply to the is sought arises out of an offense rendering of or failure to render any committed; "professional services ". after you have entered into that "contract or e. The limits of insurance afforded to the agreement requiring insurance" for such additional insured shall be the limits additional insured. But this insurance still is which you agreed in that "contract or excess over valid and collectible other agreement requiring insurance" to insurance, whether primary, excess, provide for that additional insured, or the contingent or on any other basis, that is CG D3 82 09 07 © 2007 The Travelers Companies, Inc. Page 1 of 2 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 25094385 1 15 -16 GL- AUTO- UMB -WC -PL I Sherry Young 1 6/15/2015 9:45:43 AM (PDT) I Page 2 of 6 available to the additional insured when the additional insured is also an additional insured under any other insurance. C. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us in COMMERCIAL GENERAL LIABILITY CONDITIONS (Section IV): We waive any rights of recovery we may have against the additional insured shown in the Schedule above because of payments we make for "bodily injury", "property damage" or "personal injury" arising out of "your work" on or for the project, or at the location, shown in the Schedule above, performed by you, or on your behalf, under a "contract or agreement requiring insurance" with that additional insured. We waive these rights only where you have agreed to do so as part of the "contract or agreement requiring insurance" with that additional insured entered into by you before, and in effect when, the "bodily injury" or "property damage" occurs, or the "personal injury" offense is committed. D. The following definition is added to DEFINITIONS (Section V): "Contract or agreement requiring insurance" means that part of any contract or agreement under which you are required to include the person or organization shown in the Schedule as an additional insured on this Coverage Part, provided that the "bodily injury" and "property damage" occurs, and the "personal injury" is caused by an offense committed: a. After you have entered into that contract or agreement; b. While that part of the contract or agreement is in effect; and c. Before the end of the policy period. CG D3 82 09 07 © 2007 The Travelers Companies, Inc. Includes copyrighted material of Insurance Services Office, Inc., with its permission. 25094385 115 -16 GL- AUTO- UMS -WC -PL I Sherry Young 1 6/15/2015 9:45:43 AM (PDT) I Page 3 of 6 Page 2 of 2 Insured: MNS Engineers, Inc. COMMERCIAL AUTO Policy No. 9A2220L967 Effective Date:6/14/2015 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. AUTO COVERAGE PLUS ENDORSEMENT Person or Organization: City of Gilroy, its officers, elected or appointed officials, employees, agents and volunteers This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modi- fied by the endorsement. GENERAL DESCRIPTION OF COVERAGE- This endorsement broadens coverage. However, coverage for any injury, damage or medical expenses described in any of the provisions of this endorsement may be excluded or limited by another endorsement to the Coverage Part, and these coverage broadening provisions do not, apply to the extent that coverage is excluded or limited by such an endorsement. The following listing is a general cover- age description only. Limitations and exclusions may apply to these coverages. Read all the provisions of this en- dorsement and the rest of your policy carefully to determine rights, duties, and what is and is not covered. A. BLANKET ADDITIONAL INSURED H. AUDIO, VISUAL AND DATA ELECTRONIC B. EMPLOYEE HIRED AUTO EQUIPMENT —INCREASED LIMIT C. EMPLOYEES AS INSURED D. SUPPLEMENTARY PAYMENTS- INCREASED LIMITS E. TRAILERS - INCREASED LOAD CAPACITY F. HIRED AUTO PHYSICAL DAMAGE G. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES —INCREASED LIMIT A. BLANKET ADDITIONAL INSURED The following is added to Paragraph A.1., Who Is An Insured, of SECTION II — LIABILITY COV- ERAGE: Any person or organization who is required under a written contract or agreement between you and that person or organization, that is signed and executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period, to be named as an addi- tional insured is an "insured" for Liability . Cover- age, but only for damages to which this insurance applies and only to the extent that person or or- ganization qualifies as an "insured" under the Who Is An Insl,!red provision contained in Section II. B. EMPLOYEE HIRED AUTO 1. The following is added to Paragraph A.1., Who Is An Insured, of SECTION Il — LI- ABILITY COVERAGE: An "employee" of yours is an "insured" while operating a covered "auto" hired or rented under a contract or agreement in that "em- ployee's" name, with your permission, while I. WAIVER OF DEDUCTIBLE -GLASS J. PERSONAL EFFECTS K. AIRBAGS L AUTO LOAN LEASE GAP M. BLANKET WAIVER OF SUBROGATION performing duties related to the conduct of your business. 2. The following replaces Paragraph b. in B.S, Other Insurance, of SECTION IV - BUSI- NESS AUTO CONDITIONS: b. For Hired Auto Physical Damage Cover- age, the following are deemed to be cov- ered "autos you own: (1) Any covered "auto" you lease, hire, rent or borrow; and (2) Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's name, with your permission, while perform- ing duties related to the conduct of your business. However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto ". C. EMPLOYEES AS INSURED The following is added to Paragraph A.1., Who Is An Insured, of SECTION II — LIABILITY COV- ERAGE: CA T4 20 0710 X02010 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance Services Office, Inc. with its permission. 25094385 1 15 -16 GL- AUTO- UMB -WC -PL I Sherry Young 1 6/15/2015 9:45:43 AM (PDT) I Page 4 of 6 Page 1 of 3 COMMERCIAL AUTO Any "employee" of yours is an "insured" while us- ing a covered "auto" you don't own, hire or borrow in your business or your personal affairs. D. SUPPLEMENTARY PAYMENTS- INCREASED LIMITS 1. The following replaces Paragraph A.2.a.(2) of SECTION I I - LIABILITY COVERAGE: (2) Up to $3,000 for cost of bail bonds (in- cluding bonds for related traffic law viola- tions) required because of an "accident" we cover. We do not have to furnish these bonds. 2. The following replaces Paragraph A.2.a.(4) of SECTION I I - LIABILITY COVERAGE: (4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to $500 a day be- cause of time off from work. E. TRAILERS- INCREASED LOAD CAPACITY The following replaces Paragraph C.I. of SEC- TION 1— COVERED AUTOS: 1. "Trailers" with a load capacity of 3,000 pounds or less designed primarily for travel on public roads. F. HIRED AUTO PHYSICAL DAMAGE The following is added to Paragraph AA., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Hired Auto Physical Damage Coverage If hired "autos" are covered "autos" for Liability Coverage but not covered "autos" for Physical Damage Coverage, and this policy also provides Physical Damage Coverage for an owned "auto ", then the Physical Damage Coverage is extended to "autos" that you hire, rent or borrow subject to the following: (1) The most we will pay for "loss" in any one "accident" to a hired, rented or borrowed "auto" is the lesser of: (a) $50,000: (b) The actual cash value of the damaged or stolen property as of the time of the "loss "; or (c) The cost of repairing or replacing the damaged or stolen property with other property of like kind and quality. (2) An adjustment for depreciation and physical condition will be made in determining actual cash value in the event of a total "loss ". (3) If a repair or replacement results in better than like kind or quality, we will not pay for the amount of betterment. (4) A deductible equal to the highest Physical Damage deductible applicable to any owned covered "auto ". (5) This Coverage Extension does not apply to: (a) Any "auto" that is hired, rented or bor- rowed with a driver; or (b) Any "auto" that is hired, rented or bor- rowed from your "employee ". G. PHYSICAL DAMAGE — TRANSPORTATION EXPENSES — INCREASED LIMIT The following replaces the first sentence in Para- graph A.4.a., Transportation Expenses, of SECTION III — PHYSICAL DAMAGE COVER- AGE: We will pay up to $50 per day to a maximum of $1',500 for temporary transportation expense in- curred by you because of the total theft of a cov- ered "auto" of the private passenger type. H. AUDIO, VISUAL AND OATA ELECTRONIC EQUIPMENT — INCREASED LIMIT Paragraph C.2.. Limit Of Insurance, of SEC- TION III — PHYSICAL DAMAGE COVERAGE is deleted. I. WAIVER OF DEDUCTIBLE -GLASS The following is added to Paragraph D., Deducti- ble, of SECTION III — PHYSICAL DAMAGE COVERAGE: No deductible for a covered "auto" will apply to glass damage if the glass is repaired rather than replaced. J. PERSONAL EFFECTS The following is added to Paragraph AA., Cover- age Extensions, of SECTION Ill — PHYSICAL DAMAGE COVERAGE: Personal Effects Coverage We will pay up to $400 for "loss" to wearing ap- parel and other personal effects which are: (1) Owned by an "insured ", and (2) In or on your covered "auto ". This coverage only applies in the event of a total theft of your covered "auto ". No deductibles apply to Personal Effects cover- age. Page 2 of 3 (0 2010 The Travelers Indemnity Company. All rights reserved. CA T4 20 0710 Includes copyrighted material of Insurance Services Office, Inc. with its permission. 25094385 1 15 -16 GL- AUTO- UMB -WC -PL I Sherry Young 1 6/15/2015 9:45:43 AM (PDT) I Page 5 of 6 K. AIRBAGS The following i�, added to Paragraph B.3., Exclu- sions, of SECTION Ill — PHYSICAL DAMAGE COVERAGE: Exclusion 3.a. does not apply to 'loss" to one or more airbags in a covered "auto" you own that in- flate due to a cause other than a cause of 'loss_" set forth in Paragraphs A.1.b. and A.1.c., but only: a. If that "auto" is a covered "auto" for Compre- hensive Coverage under this policy; b. The airbags are not covered under any war- ranty; and c. The airbags were not intentionally inflated. We will pay up to a maximum of $1,000 for any one 'loss ". L. AUTO LOAN LEASE GAP The following is added to Paragraph A.4., Cover- age Extensions, of SECTION III — PHYSICAL DAMAGE COVERAGE: Auto Loan Lease Gap Coverage for Private Passenger Type Vehicles In the event of a total 'loss" to a covered "auto" of the private pas: enger type shown in the Schedule or Declarations for which Physical Damage Cov- erage is provided, we will pay any unpaid amount due on the lease or loan for such covered "auto" less the following: (1) The amount paid under the Physical Damage Coverage Section of the policy for that "auto "; and COMMERCIAL AUTO (2) Any: (a) Overdue lease or loan payments at the time of the 'loss "; (bj Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage; (c) Security deposits not returned by the les- sor; (d) Costs for extended warranties, Credit Life Insurance, Health, Accident or Disability Insurance purchased with the loan or lease; and (e) Carry-over balances from previous loans or leases. M. BLANKET WAIVER OF SUBROGATION The following replaces Paragraph A.S., Transfer Of Rights Of Recovery Against Others To Us, of SECTION IV — BUSINESS AUTO CONDI- TIONS: 5. Transfer Of Rights Of Recovery Against Others To Us We waive any right of recovery we may have against any person or organization to the ex- tent required of you by a written contract exe- cuted prior to any "accident' or 'loss ", pro- vided that the "accident' or 'loss" arises out of the operations contemplated by such con- tract. The waiver applies only to the person or organization designated in such contract. CA T4 20 0710 (0 2010 The Travelers Indemnity Company. All rights reserved. Includes copyrighted material of Insurance. Services Office, Inc. with its permission. 25094385 1 , 15 -16 GL- AUTO- UMB -WC -PL I Sherry Young 1 6/15/2015 9:45:43 AM (PDT) I Page 6 of 6 Page 3 of 3