CPS HR Consulting - Insurance Certificate (2019)DAT1(�$/Ds W)AC" CERTIFICATE OF LIABILITY INSURANCE
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THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the
certificate holder in lieu of such endorsement(s).
PRODUCER CONTACT
Stacie Evans
Edgewood Partners Ins. Center PHONE FAX
1765 Challenge Way, Suite 200 (A n. Ext): 916-576-1603 (A/C. No): 916-583-7613
Sacramento - P&C Lic #0B29370 ADDRESS: stacie.evans@epicbrokers.com
Sacramento CA 95815
INSURER(S) AFFORDING COVERAGE NAIC #
INSURER A: Valley Forge Insurance Co 20508
INSURED COOPPERS
INSURER B : The Continental Insurance Company 35289
Cooperative Personnel Services
DBA: CPS HR Consulting I
INSURER C : American Casualty Company of Reading, PA 20427
2450 Del Paso Rd., Ste. 220 I
INSURER D : Lloyds of London 85202
Sacramento CA 95834 I
INSURER E :
INSURER F :
COVERAGES CERTIFICATE NUMBER: 1475092833
REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION
OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE
BEEN REDUCED BY PAID CLAIMS.
INSR TYPE OF INSURANCE ADDL SUBR
LTR INSR WVD POLICY NUMBER
POLICY EFF POLICY EXP LIMITS
(MM/DD/YYYY) (MM/DD/YYYY)
A X COMMERCIAL GENERAL LIABILITY 6072390517
7/1/2018 7/1/2019 EACH OCCURRENCE $1,000,000
DAMAGE TO RENTED
CLAIMS -MADE F] OCCUR
PREMISES (Ea occurrence) $ 1,000,000
MED EXP (Any one person) $ 15,000
PERSONAL & ADV INJURY $ 1,000,000
GEN'L AGGREGATE LIMIT APPLIES PER:
I GENERAL AGGREGATE $ 2,000,000
PE�
POLICY LOC
PRODUCTS - COMP/OP AGG $ 2,000,000
OTHER:
$
B AUTOMOBILE LIABILITY 6072390548
7/1/2018 7/1/2019 COMBINED SINGLE LIMIT
(Ea accident) $ 1.000.000
ANY AUTO
BODILY INJURY (Per person) $
ALL OWNED SCHEDULED
AUTOS AUTOS
BODILY INJURY (Per accident) $
X NON -OWNED
PROPERTY DAMAGE $
AUTOS
HIRED AUTOS rd
(Per accident)
B X UMBRELLA LAB X OCCUR 6072390551
7/1/2018 7/1/2019 EACH OCCURRENCE $6,000,000
EXCESS LIAB CLAIMS -MADE
AGGREGATE $6,000,000
I X I
DED RETENTION $ $1n nnn
$
C WORKERS COMPENSATION 6072390534
7/1/2018 7/1/2019 X I PER ORH
C AND EMPLOYERS' LIABILITY Y / N 6072390520
7/1/2018 7/1/2019 STATUTE Stop Gap Applies
ANY PROPRIETOR/PARTNER/EXECUTIVE
E.L. EACH ACCIDENT $ 1,000,000
OFFICER/MEMBER EXCLUDED? ❑ N I A
(Mandatory in NH)
E.L. DISEASE - EA EMPLOYEE $1,000,000
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT $1,000,000
D Errors& Omissions W18DC5180401
7/1/2018 7/1/2019 Per Claim/Agg $5,000,000
Claims Made/Retro Date 10/13/1989
SIR Per Claim $50,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
Re: All Contracts/Written Agreements between the Certificate Holder and the Insured. Additional Insured: City of Gilroy, its officers and employees. When
required by written contract, Additional Insured status with primary coverage applies to General Liability and Automobile Liability and Waiver of Subrogation
applies to General Liability, Automobile Liability, and Workers' Compensation, all per the attached endorsements.
CERTIFICATE HOLDER CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
City of Gilroy
7351 Rosanna Street AUTHORIZED REPRESENTATIVE
Gilroy, CA 95020
@ 1988-2014 ACORD CORPORATION. All rights reserved.
ACORD 25 (2014/01) The ACORD name and logo are registered marks of ACORD
ova►
General Liability Extension Endorsement
1. ADDITIONAL INSUREDS
a. WHO IS AN INSURED is amended to include as an Insured any person or organization described in
paragraphs A, through K. below whom a Named Insured is required to add as an additional insured on this
Coverage Part under a written contract or written agreement, provided such contract or agreement:
(1) is currently in effect or becomes effective during the term of this Coverage Part; and
(2) was executed prior to:
(a) the bodily injury or property damage; or
(b) the offense that caused the personal and advertising injury,
for which such additional insured seeks coverage.
b. However, subject always to the terms and conditions of this policy, including the limits of insurance, the
Insurer will not provide such additional insured with:
(1) a higher limit of insurance than required by such contract or agreement; or
(2) coverage broader than required by such contract or agreement, and in no event broader than that
described by the applicable paragraph A. through K. below.
Any coverage granted by this endorsement shall apply only to the extent permissible by law.
A. Controlling Interest
Any person or organization with a controlling interest in a Named Insured, but only with respect to such
person or organization's liability for bodily injury, property damage or personal and advertising injury
arising out of:
1. such person or organization's financial control of a Named Insured; or
2. premises such person or organization owns, maintains or controls while a Named Insured leases or
occupies such premises;
provided that the coverage granted by this paragraph does not apply to structural alterations, new
construction or demolition operations performed by, on behalf of, or for such additional insured.
B. Co-owner of Insured Premises
A co-owner of a premises co -owned by a Named Insured and covered under this insurance but only with
respect to such co -owner's liability for bodily injury, property damage or personal and advertising injury
as co-owner of such premises.
C. Grantor of Franchise
Any person or organization that has granted a franchise to a Named Insured, but only with respect to such
person or organization's liability for bodily injury, property damage or personal and advertising injury as
grantor of a franchise to the Named Insured.
D. Lessor of Equipment
Any person or organization from whom a Named Insured leases equipment, but only with respect to liability
for bodily injury,;property damage or personal and advertising injury caused, in whole or in part, by the
Named Insured's maintenance, operation or use of such equipment, provided that the occurrence giving
rise to such bodily injury, property damage or the offense giving rise to such personal and advertising
injury takes place prior to the termination of such lease.
E. Lessor of Land
Any person or organization from whom a Named Insured leases land but only with respect to liability for
bodily injury, property damage or personal and advertising injury arising out of the ownership,
CNA74879XX (1-15) Policy No: 6 0723 90517
Page 2 of 13 Endorsement No:
Effective Date: 7 / 1 / 2 018
Insured Name:
Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission.
General Liability Extension Endorsement
maintenance or use of such land, provided that the occurrence giving rise to such bodily injury or property
damage, or the offense giving rise to such personal and advertising injury, takes place prior to the
termination of such lease. The coverage granted by this paragraph does not apply to structural alterations,
new construction or demolition operations performed by, on behalf of, or for such additional insured.
F. Lessor of Premises
An owner or lessor of premises leased to the Named Insured, or such owner or lessor's real estate
manager, but only with respect to liability for bodily injury, property damage or personal and advertising
injury arising out of the ownership, maintenance or use of such part of the premises leased to the Named
Insured, and provided that the occurrence giving rise to such bodily injury, property damage or the
offense giving rise to such personal and advertising injury takes place prior to the termination of such
lease. The coverage granted by this paragraph does not apply to structural alterations, new construction or
demolition operations performed by, on behalf of, or for such additional insured.
G. Mortgagee, Assignee or Receiver
A mortgagee, assignee or receiver of premises but only with respect to such mortgagee, assignee or
receiver's liability for bodily injury, property damage or personal and advertising injury arising out of the
Named Insured's ownership, maintenance, or use of a premises by a Named Insured.
The coverage granted by this paragraph does not apply to structural alterations, new construction or
demolition operations performed by, on behalf of, or for such additional insured.
H. State or Governmental Agency or Subdivision or Political Subdivisions — Permits
A state or governmental agency or subdivision or political subdivision that has issued a permit or
authorization, but only with respect to such state or governmental agency or subdivision or political
subdivision's liability for bodily injury, property damage or personal and advertising injury arising out of:
1. the following hazards in connection with premises a Named Insured owns, rents, or controls and to
which this insurance applies:
a. the existence, maintenance, repair, construction, erection, or removal of advertising signs, awnings,
canopies, cellar entrances, coal holes, driveways, manholes, marquees, hoistaway openings,
sidewalk vaults, street banners, or decorations and similar exposures; or
b. the construction, erection, or removal of elevators; or
c. the ownership, maintenance or use of any elevators covered by this insurance; or
2. the permitted or authorized operations performed by a Named Insured or on a Named Insured's
behalf.
The coverage granted by this paragraph does not apply to:
a. Bodily injury, property damage or personal and advertising injury arising out of operations
performed for the state or governmental agency or subdivision or political subdivision; or
b. Bodily injury or property damage included within the products -completed operations hazard.
With respect to this provision's requirement that additional insured status must be requested under a written
contract or agreement, the Insurer will treat as a written contract any governmental permit that requires the
Named Insured to add the governmental entity as an additional insured.
I. Trade Show Event Lessor
1. With respect to a Named Insured's participation in a trade show event as an exhibitor, presenter or
displayer, any person or organization whom the Named Insured is required to include as an additional
insured, but only with respect to such person or organization's liability for bodily injury, property
damage or personal and advertising injury caused by:
CNA74879XX (1-15)
Page 3 of 13
Policy No: 6072390517
Endorsement No:
Effective Date: 7 / 1 / 2 018
Insured Name:
Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission.
a
General Liability Extension Endorsement
a. the Named Insured's acts or omissions; or
b. the acts or omissions of those acting on the Named Insured's behalf,
in the performance of the Named Insured's ongoing operations at the trade show event premises during
the trade show event.
2. The coverage granted by this paragraph does not apply to bodily injury or property damage included
within the products -completed operations hazard.
J. Vendor
Any person or organization but only with respect to such person or organization's liability for bodily injury or
property damage arising out of your products which are distributed or sold in the regular course of such
person or organization's business, provided that:
1. The coverage granted by this paragraph does not apply to:
a. bodily injury or property damage for which such person or organization is obligated to pay
damages by reason of the assumption of liability in a contract or agreement unless such liability
exists in the absence of the contract or agreement;
b. any express warranty unauthorized by the Named Insured;
c. any physical or chemical change in any product made intentionally by such person or organization;
d. repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or
the substitution of parts under instructions from the manufacturer, and then repackaged in the
original container;
e. any failure to make any inspections, adjustments, tests or servicing that such person or organization
has agreed to make or normally undertakes to make in the usual course of business, in connection
with the distribution or sale of the products;
f. demonstration, installation, servicing or repair operations, except such operations performed at the
such person or organization's premises in connection with the sale of a product;
g. products which, after distribution or sale by the Named Insured, have been labeled or relabeled or
used as a container, part or ingredient of any other thing or substance by or for such person or
organization; or
h. bodily injury or property damage arising out of the sole negligence of such person or organization
for its own acts or omissions or those of its employees or anyone else acting on its behalf. However,
this exclusion does not apply to:
(1) the exceptions contained in Subparagraphs d. or f. above; or
(2) such inspections, adjustments, tests or servicing as such person or organization has agreed with
the Named Insured to make or normally undertakes to make in the usual course of business, in
connection with the distribution or sale of the products.
2. This Paragraph J. does not apply to any insured person or organization, from whom the Named Insured
has acquired such products, nor to any ingredient, part or container, entering into, accompanying or
containing such products. i
3. This Paragraph J. also does not apply:
a. to any vendor specifically scheduled as an additional insured by endorsement to this Coverage Part;
b. to any of your products for which coverage is excluded by endorsement to this Coverage Part; nor
c. if bodily injury or property damage included within the products -completed operations hazard
is excluded by endorsement to this Coverage Part.
CNA74879XX (1-15)
Page 4 of 13
Policy No:
Endorsement No:
Effective Date:
6072390517
7/1/2018
Insured Name:
Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission.
CNA
General Liability Extension Endorsement
K. Other Person Or Organization
Any person or organization who is not an additional insured under Paragraphs A. through J. above. Such
additional insured is an Insured solely for bodily injury, property damage or personal and advertising
injury for which such additional insured is liable because of the Named Insured's acts or omissions.
The coverage granted by this paragraph does not apply to any person or organization:
1. for bodily injury, property damage, or personal and advertising injury arising out of the rendering or
failure to render any professional service;
2. for bodily injury or property damage included within the products -completed operations hazard; nor
3. who is specifically scheduled as an additional insured on another endorsement to this Coverage Part.
2. ADDITIONAL INSURED - PRIMARY AND NON-CONTRIBUTORY TO ADDITIONAL INSURED'S INSURANCE
A. The Other Insurance Condition in the COMMERCIAL GENERAL LIABILITY CONDITIONS Section is
amended to add the following paragraph:
If the Named Insured has agreed in writing in a contract or agreement that this insurance is primary and
non-contributory relative to an additional insured's own insurance, then this insurance is primary, and the
Insurer will not seek contribution from that other insurance. For the purpose of this Provision 2., the
additional insured's own insurance means insurance on which the additional insured is a named insured.
B. With respect to persons or organizations that qualify as additional insureds pursuant to paragraph 1.K. of this
endorsement, the following sentence is added to the paragraph above:
Otherwise, and notwithstanding anything to the contrary elsewhere in this Condition, the insurance provided
to such person or organization is excess of any other insurance available to such person or organization.
3. BODILY INJURY— EXPANDED DEFINITION
Under DEFINITIONS the definition of bodily injury is deleted and replaced by the following:
Bodily injury means physical injury, sickness or disease sustained by a person, including death, humiliation,
shock, mental anguish or mental injury sustained by that person at any time which results as a consequence of
the physical injury, sickness or disease.
4. BROAD KNOWLEDGE OF OCCURRENCE/ NOTICE OF OCCURRENCE
Under CONDITIONS, the condition entitled Duties in The Event of Occurrence, Offense, Claim or Suit is
amended to add the following:
A. BROAD KNOWLEDGE OF OCCURRENCE
The Named Insured must give the Insurer or the Insurer's authorized representative notice of an
occurrence, offense or claim only when the occurrence, offense or claim is known to a natural person
Named Insured, to a partner, executive officer, manager or member of a Named Insured, or to an
employee designated by any of the above to give such notice.
B. NOTICE OF OCCURRENCE
The Named Insured's rights under this Coverage Part will not be prejudiced if the Named Insured fails to
give the Insurer notice of an occurrence, offense or claim and that failure is solely due to the Named
Insured's reasonable belief that the bodily injury or property damage is not covered under this Coverage
Part. However, the Named Insured shall give written notice of such occurrence, offense or claim to the
Insurer as soon as the Named Insured is aware that this insurance may apply to such occurrence, offense
or claim.
5. BROAD NAMED INSURED
WHO IS AN INSURED is amended to delete its Paragraph 3. in its entirety and replace it with the following:
CNA74879XX (1-15)
Page 5 of 13
Policy No: 6072390517
Endorsement No:
Effective Date: 7 / 1 / 2 018
Insured Name:
Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission.
CNA
General Liability Extension Endorsement
17. PROPERTY DAMAGE — ELEVATORS
A. Under COVERAGES, Coverage A — Bodily Injury and Property Damage Liability, the paragraph entitled
Exclusions is amended such that the Damage to Your Product Exclusion and subparagraphs (3), (4) and
(6) of the Damage to Property Exclusion do not apply to property damage that results from the use of
elevators.
B. Solely for the purpose of the coverage provided by this PROPERTY DAMAGE — ELEVATORS Provision, the
Other Insurance conditions is amended to add the following paragraph:
This insurance is excess over any of the other insurance, whether primary, excess, contingent or on any
other basis that is Property insurance covering property of others damaged from the use of elevators.
18. SUPPLEMENTARY PAYMENTS
The section entitled SUPPLEMENTARY PAYMENTS — COVERAGES A AND B is amended as follows:
A. Paragraph 1.b. is amended to delete the $250 limit shown for the cost of bail bonds and replace it with a
$5,000. limit; and
B. Paragraph 1.d. is amended to delete the limit of $250 shown for daily loss of earnings and replace it with a
$1,000. limit.
19. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS
If the Named Insured unintentionally fails to disclose all existing hazards at the inception date of the Named
Insured's Coverage Part, the Insurer will not deny coverage under this Coverage Part because of such failure.
20. WAIVER OF SUBROGATION - BLANKET
Under CONDITIONS, the Transfer Of Rights Of Recovery Against Others To Us Condition is amended to add
the following:
The Insurer waives any right of recovery the Insurer may have against any person or organization because of
payments the Insurer makes for injury or damage arising out of:
1. the Named Insured's ongoing operations; or
2. your work included in the products -completed operations hazard.
However, this waiver applies only when the Named Insured has agreed in writing to waive such rights of
recovery in a written contract or written agreement, and only if such contract or agreement:
1. is in effect or becomes effective during the term of this Coverage Part; and
2. was executed prior to the bodily injury, property damage or personal and advertising injury giving rise
to the claim.
All other terms and conditions of the Policy remain unchanged.
This endorsement, which forms a park of and is for attachment to the Policy issued by the designated, Insurers, takes
effect on the effective date of said Policy at the hour stated in said Policy, unless another effective date is shown
below, and expires concurrently with said Policy.
CNA74879XX (1-15)
Page 13 of 13
Policy No: 6072390517
Endorsement No:
Effective Date: 7 / 1 / 2 018
Insured Name:
Copyright CNA All Rights Reserved. Includes copyrighted material of Insurance Services Office, Inc., with its permission.
CNA
CNA8370OXX
(Ed. 10-15)
Policy No. 6072390548
EXTENDED COVERAGE — BA PLUS — FOR HIRED AND NON -OWNED AUTOS
It is understood and agreed that this endorsement amends the BUSINESS AUTO COVERAGE FORM as follows. If
any other endorsement attached to this policy amends any provision also amended by this endorsement, then that
other endorsement controls with respect to such provision, and the changes made by this endorsement to such
provision do not apply.
TABLE OF CONTENTS
I. AMENDMENTS TO LIABILITY COVERAGE
A. Who Is An Insured
1. Majority Owned Corporations
2. Newly Acquired Organizations
3. Additional Insureds Required By Written Contracts
4. Employee -Hired Autos
B. Increased Loss of Earnings Allowance
C. Fellow Employee Coverage
II. AMENDMENTS TO PHYSICAL DAMAGE COVERAGE
A. Increased Loss of Use Expense
B. Broadened Electronic Equipment Coverage
III. AMENDMENTS TO BUSINESS AUTO CONDITIONS
A. Knowledge of Accident or Loss
B. Knowledge of Documents
C. Waiver of Subrogation
D. Unintentional Failure To Disclose Hazards
E. Primary and Non -Contributory When Required By Contract
IV. AMENDMENTS TO DEFINITIONS
A. Broadened Bodily Injury
I. AMENDMENTS TO LIABILITY COVERAGE
A. Amendments to Who Is An Insured
Under SECTION II —.COVERED AUTOS LIABILITY COVERAGE, the paragraph entitled Who Is An
Insured is amended to add the following:
1. Majority Owned Corporations
Any incorporated entity in which you own a majority of the voting stock on the inception date of this
Coverage Form is an "insured", but only if such entity is not an "insured" under any other liability "policy"
that provides "auto" coverage.
2. Newly Acquired Organizations
Any organization you newly acquire or form during the policy period, other than a limited liability
company, partnership or joint venture, and in which you maintain majority ownership interest is an
"insured", but only if such organization is not an "insured" under any other liability "policy" that provides
"auto" coverage. The insurance afforded by this provision:
CNA8370OXX (Ed. 10-15) Page 1 of 3
Copyright, CNA All Rights Reserved.
CNA83700XX
CNA
(Ed. 10-15)
a. Is effective on the date of acquisition or formation of the organization, and applies until:
(1) The end of the policy period of this Coverage Form; or
(2) The next anniversary of this Coverage Form's inception date,
whichever is earlier; and
b. Does not apply to "bodily injury" or "property damage" caused by an "accident" that occurred before
you acquired or formed the organization.
3. Additional Insureds Required By Written Contract
Any person or organization that you are required by written contract to make an additional insured under
this insurance is an "insured", but only with respect to that person or organization's legal liability for acts
or omissions of a person who qualifies as an "insured" for Liability Coverage under Section II — Who Is
An Insured of this Coverage Form.
4. Employee -Hired Autos
Any "employee" of yours is an "insured" while operating with your permission an "auto" hied or rented
under a contract in that "employee's" name, while performing duties related to the conduct of your
business.
With respect to provisions A.1. and A.2. above, "policy" includes those policies that were in force on the
inception date of this Coverage Form, but:
I. Which are no longer in force; or
ii. Whose limits have been exhausted.
B. Increased Loss of Earnings Allowance
Under SECTION II — COVERED AUTOS LIABILITY COVERAGE, the paragraph entitled Coverage
Extensions is amended under Supplementary Payment subparagraph (4) to delete the $250 a day limit for
loss of earnings and replace it with a $500 a day limit.
C. Fellow Employee Coverage
Under SECTION II — COVERED AUTOS LIABILITY COVERAGE, the paragraph entitled Exclusions is
amended to delete the exclusion entitled Fellow Employee.
II. AMENDMENTS TO PHYSICAL DAMAGE COVERAGE
A. Increased Loss of Use Expense
Under SECTION III — PHYSICAL DAMAGE COVERAGE, the paragraph entitled Coverage Extensions is
amended under Loss of Use Expenses to delete the maximum of $600, and replace it with a maximum of
$800.
B. Broadened Electronic Equipment Coverage
Under SECTION III — PHYSICAL DAMAGE COVERAGE, the paragraph entitled Exclusions is amended to
delete paragraphs 5.a through 5.d. in their entirety, and replace them with the following:
5. Exclusions 4.c. and 4.d. above do not apply to "loss" to any electronic equipment that at the time of
"loss" is:
a. Permanently installed in or upon a covered "auto", nor to such equipment's antennas or other
accessories used with such equipment. A $100 deductible iapplies to this provision, and supersedes
any otherwise applicable deductible; or
b. Designed to be operated solely by use of the power from the "auto's" electrical system and is:
(1) Removable from a housing unit which is permanently installed in or upon the covered "auto';
(2) An integral part of the same unit housing any electronic equipment described in paragraphs a. or
b.(1) above; or
(3) Necessary for the normal operation of the covered "auto" or the monitoring of the covered
"auto's" operating system.
CNA83700XX (Ed. 10-15) Page 2 of 3
Copyright, CNA All Rights Reserved.
CNA83700XX
Ad (Ed. 10-15)
%PFIVA
III. AMENDMENTS TO BUSINESS AUTO CONDITIONS
A. Knowledge of Accident or Loss
Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Duties In the Event of Accident,
Claims, Suit, or Loss is amended to add the following subparagraph a.(4):
(4) If your "employees" know of an "accident" or "loss", this will not mean that you have such knowledge until
such "accident" or 'loss" is known to a natural person Named Insured, to a partner, executive officer,
manager or member of a Named Insured, or to an "employee" designated by any of the above to be your
insurance manager.
B. Knowledge of Documents
Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Duties In the Event of Accident,
Claims, Suit, or Loss is amended to add the following subparagraph b.(6):
(6) If your "employees" know of documents concerning a claim or "suit", this will not mean that you have
such knowledge until such documents are known to a natural person Named Insured, to a partner,
executive officer, manager or member of a Named Insured, or to an "employee" designated by any of the
above to be your insurance manager.
C. Waiver of Subrogation
Under BUSINESS AUTO CONDITIONS, the Loss Condition entitled Transfer Of Rights Of Recovery
Against Others To Us is amended to add the following:
We waive any right of recovery we may have, because of payments we make for injury or damage, against
any person or organization for whom or which you are required by written contract or agreement to obtain
this waiver from us.
This injury or damage must arise out of your activities under a contract with that person or organization.
You must agree to that requirement prior to an "accident" or "loss."
D. Unintentional Failure To Disclose Hazards
Under BUSINESS AUTO CONDITIONS, the General Condition entitled Concealment, Misrepresentation
or Fraud is amended to add the following:
Your failure to disclose all hazards existing on the inception date of this Coverage Form shall not prejudice
you with respect to the coverage provided by this insurance, provided such failure or omission is not
intentional.
E. Primary and Non -Contributory When Required By Contract
Under BUSINESS AUTO CONDITIONS, the General Condition entitled Other Insurance is amended to
add the following:
Notwithstanding provisions 5.a. through 5.d. above, the coverage provided by this Coverage Form shall be
on a primary and non-contributory basis when required to be so by a written contract entered into prior to
"accident" or "loss."
IV. AMENDMENTS TO DEFINITIONS
A. Broadened Bodily Injury
Under DEFINITIONS, the definition of "bodily injury" is deleted and replaced by the following:
"Bodily injury" means physical injury, sickness or disease sustained by a person, including death, mental
anguish or mental injury sustained by that person which results as a consequence of the physical injury,
sickness or disease.
All other terms and conditions of the Policy remain unchanged.
CNA83700XX (Ed. 10-15) Page 3 of 3
Copyright, CNA All Rights Reserved.
I G-19160-B
CNA(Ed. 11 /97)
WORKERS' COMPENSATION AND EMPLOYERS' LIABILITY INSURANCE POLICY
BLANKET WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS
This endorsement changes the policy to which it is attached.
It is agreed that Part One — Workers' Compensation Insurance G. Recovery From Others and Part Two —
Employers' Liability Insurance H. Recovery From Others are amended by adding the following:
We will not enforce our right to recover against persons or organizations. (This agreement applies only to the extent that
you perform work under a written contract that requires you to obtain this agreement from us.)
PREMIUM CHARGE
The charge will be an amount to which you and we agree that is a percentage of the total standard premium for
California exposure. The amount is 2%.
G-19160-B Page 1 of 1
(Ed. 11/97)
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 00 03 13
(Ed. 4-84)
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce
our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you
perform work under a written contract that requires you to obtain this agreement from us.)
This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule.
Schedule
ALL PERSONS AND/OR ORGANIZATIONS THAT ARE REQUIRED BY WRITTEN CONTRACT OR AGREEMENT
WITH THE INSURED, EXECUTED PRIOR TO THE ACCIDENT OR LOSS, THAT WAIVER OF SUBROGATION BE
PROVIDED UNDER THIS POLICY FOR WORK PERFORMED BY YOU FOR THAT PERSON AND/OR
ORGANIZATION
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Endorsement Effective 0 7/ 0 1 / 2 018 Policy No. 6072390534 Endorsement No.
Insured Cooperative Personnel Services Premium $
Insurance Company CNA Insurance Company Countersigned by
WC 00 03 13
(Ed. 4-84) Copyright 1983 National Council on Compensation Insurance.
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 42 03 04 B
(Ed. 6-14)
TEXAS WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT
This endorsement applies only to the insurance provided by the policy because Texas is shown in Item 3.A. of the
Information Page.
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce
our right against the person or organization named in the Schedule, but this waiver applies only with respect to bodily
injury arising out of the operations described in the Schedule where you are required by a written contract to obtain this
waiver from us.
This endorsement shall not operate directly or indirectly to benefit anyone not named in the Schedule.
The premium for this endorsement is shown in the Schedule.
Schedule
1. ( )Specific Waiver
Name of person or organization
(X) Blanket Waiver
Any person or organization for whom the Named Insured has agreed by written contract to furnish this waiver.
2. Operations: ALL TEXAS OPERATIONS
3. Premium:
The premium charge for this endorsement shall be 2 percent of the premium developed on payroll in connection
with work performed for the above person(s) or organization(s) arising out of the operations described.
4. Advance Premium: SEE SCHEDULE
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Endorsement Effective 07/01/2018 Policy No. 2072390534
Insured Cooperative Personel Services
i
Insurance Company CAN Insurance Companies Countersigned by
WC420304B
(Ed. 06-14)
Endorsement No.
Premium
Copyright 2014 National Council on Compensation Insurance, Inc. All Rights Reserved.