COI - International Insurance Services, Inc - Expires 2022-10-14RESIDENCE MUTUAL INSURANCE COMPANY DECLARATIONS
1;/'.`J Irvine, California Fax: (949) 838-0019 Claims: 800-927-2142 Homeowners Policy
www.WestemMutual.com Cust. Service: 800-234-2114 or $44-969-0897
Extension Certificate Dwellina Year Built: 1999 Square Footage: 1.451
Policy Number
From
Continuous
Policy Period
To
3123716
ANNUAL
10 14/2022
THE PREMISES COVERED BY THIS POLICY IS LOCATED AT:
875 MORNINGSIDE CIRCLE
GILROY, CA 95020-0087
I�I�IIIII��IImile IIIIINJIsIIIIIIIIII III IIIII111'II'IIIIIIIIII'II
CITY OF GILROY
7351 ROSANNA ST
GILROY, CA 95020-6141 0
med Insured and Address
LUCIO, GREGORY A & ELAINE M
875 MORNINGSIDE CIR
GILROY, CA 95020-3205
Agent 870 Phone (800) 234-2114
HUB INTERNATIONAL INSURANCE SERVICES,INC
PO BOX 19626
IRVINE, CA 92623-9626
This certificate extends
the policy in accordance
with the policy period upon
payment of the premium.
Important Reminder: This
policy does not contain
Earthquake Coverage.
The limit of liability for this
structure (Coverage A) is based on
an estimate of the cost to rebuild
your home, including an approximate
cost for labor and materials in your
area, and specific information that
you have provided about your home.
First Mortgagee Loan
WELLS FARGO BANK, NA 936
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 100515
FLORENCE, SC 29502 RSRV
Second Mortgagee Loan# UNKNOWN
CITY OF GILROY
7351 ROSANNA ST
GILROY, CA 95020-6141 NON-RSRV
SYST
cr_N1=nl II t~ nl= r-nV1=Rerlc-Q ci in icrrT -rn ni i Dn1 TGRMS ['_nKinlTInNS 1R EXCLUSIONS
Deductible for Coverage A, B & C: $500
Coverage Limit Premium
A -Dwelling $308,000 $948
B-Other Structure $30,800
C-Personal Property $231,000
D-Additional Living $123,200
E-Personal Liability $300,000 18
F-Medical Payments
Each Person $1,000
Each Accident $25,000
ERC increases Coverage A limit to $462,000
THIS POLICY DOES NOT INCLUDE BUILDING CODE
UPGRADE COVERAGE.
Replacement Cost on Contents
$18,000 Mort Payment Prot Incl.
FORMS: H03 (06/14) HP1
HOCAWR12
Description Coverage Premium
500 DEDUCTIBLE 95-
HOMEOWNERS PLUS INCL.
ERC UP TO 150% A INCL.
ALARM CREDIT 17-
Claim Free Cred 85-
Annual Policy Premium $769
8/26/2021
3H3R MEMORANDUM COPY Direct Bill Counter Signature Date
--------------------------------------------------------------------------------------------------------------------------------------------
INVOICE DO NOT REMIT PAYMENT. PREMIUM WAS BILLED TO THE LENDER.
[POLICY NO. LOAN NUMBER DATE DUE AMOUNT DUE
3123716 8406648488 10/14/2021
RESIDENCE MUTUAL INSURANCE COMPANY
P.O. BOX 19626 IRVINE, CA 92623-9626
LUCID, GREGORY A & ELAINE M
875 MORNINGSIDE CIRCLE
GILROY, CA 95020-0087 To Make Mortgagee Changes and Print the EOI, Go to
111111 IIIII IIIII Illll IIIII IIIII Illll Illll 11111 IIIII Illll 1111 Illl www.EasyEvidence.com.
California Residential Property Insurance Bill of Rights
A consumer is entitled to receive information regarding residential property insurance.
The following is a limited overview of information that your insurance company can provide:
• The insurance company's customer service telephone number for
underwriting, rating, and claims inquiries.
• A written explanation for any cancellation or nonrenewal of your policy.
• A copy of the insurance policy.
• An explanation of how your policy limits were established.
• In the event of a claim, an itemized, written scope of loss report prepared
by the insurer or its adjuster within a reasonable time period.
• In the event of a claim, a copy of the Unfair Practices Act and, if
requested, a copy of the Fair Claims Settlement Practices Regulations.
• In the event if a claim, notification of a consumer's rights with respect to
the appraisal process for resolving claims disputes.
• An offer of coverage and premium quote for earthquake coverage, if eligible.
A consumer is also entitled to select a licensed contractor or vendor to repair,
replace, or rebuild damaged property covered by the insurance policy.
The information provided herein is not all inclusive and does not negate or.
preempt existing California law. If you have any concerns or questions, contact
your agent, broker, insurance company, or the California Department of
Insurance consumer information line at (800) 927-HELP (4357) or at
www.insurance.ca.gov for free insurance assistance.
This insurer reports claim information to one or more claims information databases.
The claim information is used to fumish loss history reports to insurers. If you are
interested in obtaining a report from a claims information database, you may do so by
contacting: LexisNexis Consumer Center at (800) 456-6004 or at www.consumerdisclosure.com
and/or ISO at (800) 888-4476 or at www.iso.com.
RESIDENCE MUTUAL INSURANCE COMPANY DECLARATIONS
Irvine, California Fax: (949) 838-0019 Claims: 800-927-2142 Homeowners Policy
www.WesternMutual.com Cust. Service: 800-234-2114 or 844-959-0897
FYtpncinn CArtificate Dwellina Year Built :1999 Square Footaae: 1.292
Policy Number
From
Continuous
Policy Period
To
3123697
1
ANNUAL
10/13/2022
THE PREMISES COVERED BY THIS POLICY IS LOCATED AT:
885 MORNINGSIDE CIRCLE
GILROY, CA 95020-0087
II'I " 1'��I�II��I11�111111111�1'I1111111�11��1111��1.11.�����1��1
CITY OF GILROY
7351 Rosanna St
Gilroy, CA 95020-6141 0
Named Insured and Address
SUAREZ, AMPARO R & ROSIE L
885 MORNINGSIDE CIR
GILROY, CA 95020-3205
Agent 870 Phone (800) 234-2114
HUB INTERNATIONAL INSURANCE SERVICES,INC
PO BOX 19626
IRVINE, CA 92623-9626
This certificate extends
the policy in accordance
with the policy period upon
payment of the premium.
Important Reminder: This
policy does not contain
Earthquake Coverage.
The limit of liability for this
structure (Coverage A) is based on
an estimate of the cost to rebuild
your home, including an approximate
cost for labor and materials in your
area, and specific information that
you have provided about your home.
First Mortgagee Loan# 8406648470
WELLS FARGO BANK, NA 936
ITS SUCCESSORS AND/OR ASSIGNS
PO BOX 100515
FLORENCE, SC 29502 RSRV
Second Mortgagee Loan# UNKNOWN
CITY OF GILROY
7351 ROSANNA ST
GILROY, CA 95020-6141 NON-RSRV
SYST
Qr-U=nl 11 9 nP cite icr•r -rn Ai i oni Ir_v Tr-Rnn-q r_mmnlTInNS P_ FXCUISIONS
Deductible for Coverage A, B & C: $500
Coverage Limit Premium
A -Dwelling $277,000 $864
B-Other Structure
$27,700
C-Personal Property
$207,750
D-Additional Living
$110,800
E-Personal Liability
$300,000 18
F-Medical Payments
Each Person
$1,000
Each Accident
$25,000
ERC increases Coverage A
limit to $415,500
THIS POLICY DOES NOT INCLUDE
BUILDING CODE
UPGRADE COVERAGE.
Replacement Cost on Contents
$18,000 Mort Payment Prot
Incl.
FORMS: H03 (06/14) 4386FU HP1
HOCAWRI2
Description Coverage Premium
500 DEDUCTIBLE 86-
HOMEOWNERS PLUS INCL.
ERC UP TO 150% A INCL.
ALARM CREDIT 16-
Claim Free Cred 78-
Annual Policy Premium $702
3H3R MEMORANDUM COPY Direct Bill 8/25/2021
Counter Signature Date
--------------------------------------------------------------------------------------------------------------------------------------------
INVOICIF DO NOT REMIT PAYMENT. PREMIUM WAS BILLED TO THE LENDER.
POLICY NO.
LOAN NUMBER
DATE DUE
AMOUNT DUE
3123697
8406648470
10/13/2021
RESIDENCE MUTUAL INSURANCE COMPANY
P.O. BOX 19626 IRVINE, CA 92623-9626
885 MORNINGSIDE CIRCLE
ii�iim�iiiiiio�Wiuii6iiiiiiiiuii11
To Make Mortgagee Changes and Print the EOI, Go to
www.EasyEvidence.com.
California Residential Property Insurance Bill of Rights
A consumer is entitled to receive information regarding residential property insurance.
The following is a limited overview of information that your insurance company can provide:
• The insurance company's customer service telephone number for
underwriting, rating, and claims inquiries.
• A written explanation for any cancellation or nonrenewal of your policy.
• A copy of the insurance policy.
• An explanation of how your policy limits were established.
• In the event of a claim, an itemized, written scope of loss report prepared
by the insurer or its adjuster within a reasonable time period.
• In the event of a claim, a copy of the Unfair Practices Act and, if
requested, a copy of the Fair Claims Settlement Practices Regulations.
• In the event if a claim, notification of a consumer's rights with respect to
the appraisal process for resolving claims disputes.
• An offer of coverage and premium quote for earthquake coverage, if eligible.
A consumer is also entitled to select a licensed contractor or vendor to repair,
replace, or rebuild damaged property covered by the insurance policy.
The information provided herein is not all inclusive and does not negate or.
preempt existing California law. If you have any concems or questions, contact
your agent, broker, insurance company, or the California Department of
Insurance consumer information line at (800) 927-HELP (4357) or at
www.insurance.ca.gov for free insurance assistance.
This insurer reports claim information to one or more claims information databases.
The claim information is used to furnish loss history reports to insurers. If you are
interested in obtaining a report from a claims information database, you may do so by
contacting: LexisNexis Consumer Center at (800) 456-6004 or at www.consumerdisclosure.com
and/or ISO at (800) 888-4476 or at www.iso.com.