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COI - International Insurance Services, Inc - Expires 2022-10-14RESIDENCE MUTUAL INSURANCE COMPANY DECLARATIONS 1;/'.`J Irvine, California Fax: (949) 838-0019 Claims: 800-927-2142 Homeowners Policy www.WestemMutual.com Cust. Service: 800-234-2114 or $44-969-0897 Extension Certificate Dwellina Year Built: 1999 Square Footage: 1.451 Policy Number From Continuous Policy Period To 3123716 ANNUAL 10 14/2022 THE PREMISES COVERED BY THIS POLICY IS LOCATED AT: 875 MORNINGSIDE CIRCLE GILROY, CA 95020-0087 I�I�IIIII��IImile IIIIINJIsIIIIIIIIII III IIIII111'II'IIIIIIIIII'II CITY OF GILROY 7351 ROSANNA ST GILROY, CA 95020-6141 0 med Insured and Address LUCIO, GREGORY A & ELAINE M 875 MORNINGSIDE CIR GILROY, CA 95020-3205 Agent 870 Phone (800) 234-2114 HUB INTERNATIONAL INSURANCE SERVICES,INC PO BOX 19626 IRVINE, CA 92623-9626 This certificate extends the policy in accordance with the policy period upon payment of the premium. Important Reminder: This policy does not contain Earthquake Coverage. The limit of liability for this structure (Coverage A) is based on an estimate of the cost to rebuild your home, including an approximate cost for labor and materials in your area, and specific information that you have provided about your home. First Mortgagee Loan WELLS FARGO BANK, NA 936 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 100515 FLORENCE, SC 29502 RSRV Second Mortgagee Loan# UNKNOWN CITY OF GILROY 7351 ROSANNA ST GILROY, CA 95020-6141 NON-RSRV SYST cr_N1=nl II t~ nl= r-nV1=Rerlc-Q ci in icrrT -rn ni i Dn1 TGRMS ['_nKinlTInNS 1R EXCLUSIONS Deductible for Coverage A, B & C: $500 Coverage Limit Premium A -Dwelling $308,000 $948 B-Other Structure $30,800 C-Personal Property $231,000 D-Additional Living $123,200 E-Personal Liability $300,000 18 F-Medical Payments Each Person $1,000 Each Accident $25,000 ERC increases Coverage A limit to $462,000 THIS POLICY DOES NOT INCLUDE BUILDING CODE UPGRADE COVERAGE. Replacement Cost on Contents $18,000 Mort Payment Prot Incl. FORMS: H03 (06/14) HP1 HOCAWR12 Description Coverage Premium 500 DEDUCTIBLE 95- HOMEOWNERS PLUS INCL. ERC UP TO 150% A INCL. ALARM CREDIT 17- Claim Free Cred 85- Annual Policy Premium $769 8/26/2021 3H3R MEMORANDUM COPY Direct Bill Counter Signature Date -------------------------------------------------------------------------------------------------------------------------------------------- INVOICE DO NOT REMIT PAYMENT. PREMIUM WAS BILLED TO THE LENDER. [POLICY NO. LOAN NUMBER DATE DUE AMOUNT DUE 3123716 8406648488 10/14/2021 RESIDENCE MUTUAL INSURANCE COMPANY P.O. BOX 19626 IRVINE, CA 92623-9626 LUCID, GREGORY A & ELAINE M 875 MORNINGSIDE CIRCLE GILROY, CA 95020-0087 To Make Mortgagee Changes and Print the EOI, Go to 111111 IIIII IIIII Illll IIIII IIIII Illll Illll 11111 IIIII Illll 1111 Illl www.EasyEvidence.com. California Residential Property Insurance Bill of Rights A consumer is entitled to receive information regarding residential property insurance. The following is a limited overview of information that your insurance company can provide: • The insurance company's customer service telephone number for underwriting, rating, and claims inquiries. • A written explanation for any cancellation or nonrenewal of your policy. • A copy of the insurance policy. • An explanation of how your policy limits were established. • In the event of a claim, an itemized, written scope of loss report prepared by the insurer or its adjuster within a reasonable time period. • In the event of a claim, a copy of the Unfair Practices Act and, if requested, a copy of the Fair Claims Settlement Practices Regulations. • In the event if a claim, notification of a consumer's rights with respect to the appraisal process for resolving claims disputes. • An offer of coverage and premium quote for earthquake coverage, if eligible. A consumer is also entitled to select a licensed contractor or vendor to repair, replace, or rebuild damaged property covered by the insurance policy. The information provided herein is not all inclusive and does not negate or. preempt existing California law. If you have any concerns or questions, contact your agent, broker, insurance company, or the California Department of Insurance consumer information line at (800) 927-HELP (4357) or at www.insurance.ca.gov for free insurance assistance. This insurer reports claim information to one or more claims information databases. The claim information is used to fumish loss history reports to insurers. If you are interested in obtaining a report from a claims information database, you may do so by contacting: LexisNexis Consumer Center at (800) 456-6004 or at www.consumerdisclosure.com and/or ISO at (800) 888-4476 or at www.iso.com. RESIDENCE MUTUAL INSURANCE COMPANY DECLARATIONS Irvine, California Fax: (949) 838-0019 Claims: 800-927-2142 Homeowners Policy www.WesternMutual.com Cust. Service: 800-234-2114 or 844-959-0897 FYtpncinn CArtificate Dwellina Year Built :1999 Square Footaae: 1.292 Policy Number From Continuous Policy Period To 3123697 1 ANNUAL 10/13/2022 THE PREMISES COVERED BY THIS POLICY IS LOCATED AT: 885 MORNINGSIDE CIRCLE GILROY, CA 95020-0087 II'I " 1'��I�II��I11�111111111�1'I1111111�11��1111��1.11.�����1��1 CITY OF GILROY 7351 Rosanna St Gilroy, CA 95020-6141 0 Named Insured and Address SUAREZ, AMPARO R & ROSIE L 885 MORNINGSIDE CIR GILROY, CA 95020-3205 Agent 870 Phone (800) 234-2114 HUB INTERNATIONAL INSURANCE SERVICES,INC PO BOX 19626 IRVINE, CA 92623-9626 This certificate extends the policy in accordance with the policy period upon payment of the premium. Important Reminder: This policy does not contain Earthquake Coverage. The limit of liability for this structure (Coverage A) is based on an estimate of the cost to rebuild your home, including an approximate cost for labor and materials in your area, and specific information that you have provided about your home. First Mortgagee Loan# 8406648470 WELLS FARGO BANK, NA 936 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 100515 FLORENCE, SC 29502 RSRV Second Mortgagee Loan# UNKNOWN CITY OF GILROY 7351 ROSANNA ST GILROY, CA 95020-6141 NON-RSRV SYST Qr-U=nl 11 9 nP cite icr•r -rn Ai i oni Ir_v Tr-Rnn-q r_mmnlTInNS P_ FXCUISIONS Deductible for Coverage A, B & C: $500 Coverage Limit Premium A -Dwelling $277,000 $864 B-Other Structure $27,700 C-Personal Property $207,750 D-Additional Living $110,800 E-Personal Liability $300,000 18 F-Medical Payments Each Person $1,000 Each Accident $25,000 ERC increases Coverage A limit to $415,500 THIS POLICY DOES NOT INCLUDE BUILDING CODE UPGRADE COVERAGE. Replacement Cost on Contents $18,000 Mort Payment Prot Incl. FORMS: H03 (06/14) 4386FU HP1 HOCAWRI2 Description Coverage Premium 500 DEDUCTIBLE 86- HOMEOWNERS PLUS INCL. ERC UP TO 150% A INCL. ALARM CREDIT 16- Claim Free Cred 78- Annual Policy Premium $702 3H3R MEMORANDUM COPY Direct Bill 8/25/2021 Counter Signature Date -------------------------------------------------------------------------------------------------------------------------------------------- INVOICIF DO NOT REMIT PAYMENT. PREMIUM WAS BILLED TO THE LENDER. POLICY NO. LOAN NUMBER DATE DUE AMOUNT DUE 3123697 8406648470 10/13/2021 RESIDENCE MUTUAL INSURANCE COMPANY P.O. BOX 19626 IRVINE, CA 92623-9626 885 MORNINGSIDE CIRCLE ii�iim�iiiiiio�Wiuii6iiiiiiiiuii11 To Make Mortgagee Changes and Print the EOI, Go to www.EasyEvidence.com. California Residential Property Insurance Bill of Rights A consumer is entitled to receive information regarding residential property insurance. The following is a limited overview of information that your insurance company can provide: • The insurance company's customer service telephone number for underwriting, rating, and claims inquiries. • A written explanation for any cancellation or nonrenewal of your policy. • A copy of the insurance policy. • An explanation of how your policy limits were established. • In the event of a claim, an itemized, written scope of loss report prepared by the insurer or its adjuster within a reasonable time period. • In the event of a claim, a copy of the Unfair Practices Act and, if requested, a copy of the Fair Claims Settlement Practices Regulations. • In the event if a claim, notification of a consumer's rights with respect to the appraisal process for resolving claims disputes. • An offer of coverage and premium quote for earthquake coverage, if eligible. A consumer is also entitled to select a licensed contractor or vendor to repair, replace, or rebuild damaged property covered by the insurance policy. The information provided herein is not all inclusive and does not negate or. preempt existing California law. If you have any concems or questions, contact your agent, broker, insurance company, or the California Department of Insurance consumer information line at (800) 927-HELP (4357) or at www.insurance.ca.gov for free insurance assistance. This insurer reports claim information to one or more claims information databases. The claim information is used to furnish loss history reports to insurers. If you are interested in obtaining a report from a claims information database, you may do so by contacting: LexisNexis Consumer Center at (800) 456-6004 or at www.consumerdisclosure.com and/or ISO at (800) 888-4476 or at www.iso.com.