Rash Curtis & Associates - Insurance CertificateCERTIFICATE OF LIABILITY INSURANCE
6/DATE 6/2011
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: if the certificate holder is an ADDITIONAL INSURED, the policy(Iss) must be andomed. If SUBROGATION IS WAIVED, subject to
the terms and conditions of the policy, certain policies may require an endorsement A statement on this certificate doss not confer rights to the
certificate holder in lieu of such ondmmentw.
PRODUCER
Aon Risk Services Central, Inc.
8300 Norman Center Dr Ste 1000
Minneapolis M 55437 -3844
TYPE OF INSURANCE
PHONE r,,,952-926-6547 FAx 952 -928 -3937
collectorsinsaraace9acaiateraational .orq
PRODUCER
INSURER(S) AFFORDING COVERAGE
NAICa
INSURED
KHR INC
DBA:PROFESSIONAL RECOVERY SYSTEMS;
RASH CURTIS & ASSOCIATES
190 S. Orchard Ave #A -205
VACAVILLE CA 95688
INSURER A:TraVelers Casual and -Surety
31194
INSURER 9:
WSURERC?
INSURER D:
INSURER E:
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INSURER F:
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THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
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TYPE OF INSURANCE
POLICY NUMBER
M E
M
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GENERAL LIABILITY
EACH OCCURRENCE
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DAMAGE To RERTMT—
S
COMMERCIAL GENERAL LIABILITY
S
CLAIMSAIADE OCCUR
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PERSONAL & AOV INJURY
S
GENERAL AGGREGATE
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GEN1 AGGREGATE LOW APPLIES PER
PRODUCTS - COMPIOP AGO
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S
POLICY PR LOC
AUTOMOBILE LIABILITY
COMBINED SINGLE LIMIT
$
(Es wddwd)
BODILY INJURY (Per person)
S
ANY AUTO
BODLY NIJURY (Per Sctidre)
S
ALL OWNED AUTOS
SCHEDULED AUTOS
PROPERTY DAMAGE
S
HIRED AUTOS
(Par)
S
NON -OWNED AUTOS
S
UMBRELLA LIAR
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EACH OCCURRENCE
S
AGGREGATE
S
EXCESS LU1B
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RETENTION S
WORKERS COMPENSATION
AND EMPLOYERS' LIA18LlTY
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E.LEACHACCIDENT
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E.L DISEASE - EA EMPL
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OFFICEMMEMBER EXCLUDED?
(Meenssdabq In NH)
NIA
EL DISEASE - POLICY LkdR
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NO SCRPi1�ON OF below
A
R & OMISSIONS
05523940
1/1/2010
1l1/2011
PER CWMAGGREGATE $1,000,000
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Aeeoh ACORD 1D1, Addldond RwmwM Sdw"ei N more Specs Is nNI090
105523940 CITY ONr GILROY AND ANY OTHER PERSCff OR ORWISATION AZQUIRZD IN A WRITTEN CONTRACT OR
IN REPBREHICB To POLICY
AGREEMENT WITH YOU SHALL BE DRZMED AN INSURED HUT ONLY AS RBSPBCT TO THEIR BRING A CLIZMT OR CUSTC60M Or THE INSURED
ORGANIZATION IN ACCORDANCE Wx= THE POLICY TRANS AND CONDITIONS.
CITY OF GILROY
ATTN: CHRISTINA J. TURNER
7351 ROSANNA STREET
GILROY, CA g502O
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE MALL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
AUTHORIZED REPRESENTATIVE
Shoop /DENISE
25 (2008/09) vu. AnnDn ne,ns end Innn Ire renistared
I IVDULD ROUMV)
All rights reserved.
ISSUED BY: Travelers Casualty and Surety Company of America POLICY NO: 105523940
ISSUED TO: KBR Inc.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
COLLECTION PROFESSIONALS ENDORSEMENT
This endorsement modifies the following coverage:
Miscellaneous Professional Liability
It is agreed that:
I. The following replaces section 11. DEFINITIONS, E. " Insured
E. " Insured "means:
1. the Insured Persons;
2. the Insured Organization; and
3. any Client of the Insured Organization ; provided that such Client is an Insured only for
Claims resulting from an actual or alleged Wrongful Act committed solely by any Insured other
than a Client.
if. The following replaces section Ii. DEFINITIONS, J. " Professional Services ":
" Professional Services " means only those services set forth in ITEM 5 of the Declarations that
the Insured performs.
III. The following is deleted from section 11. DEFINITIONS:
"Personal Injury"
IV. The following are added to section II. DEFINITIONS:
"Client" means any recipient of Professional Services .
"Collection of Owned Debt" means the use of any instrumentality of interstate commerce or the mails in
the collection or attempted collection of Owned Debt.
"Consumer" means any natural person or organization that is actually or allegedly obligated to pay any Debt or
is the subject of any Consumer Report.
" Consumer Report " means any written, oral, or other communication of any information by a consumer
reporting agency bearing on a Consumer's credit worthiness, credit standing, credit capacity, character, general
reputation, personal characteristics or mode of living.
"Consumer Reporting Agency Services" means the assembling or evaluating of Consumer credit information
or other information on Consumers for the purpose of furnishing Consumer Reports to third parties, and
which uses any means or facility of interstate commerce for the purpose or preparing or furnishing Consumer
Reports for a fee, dues, or on a cooperative nonprofit basis.
" Debt " means any actual or alleged obligation of a Consumer to pay money whether or not such obligation
has been reduced to judgment.
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