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HomeMy WebLinkAboutCOI - Netfile INC - Expires 2027-03-01State Farm Insurance o o� ,7, Nap o PO Box 2915 Bloomington, IL 61702-2915 AT2 002440 1200 01 CITY OF GILROY, ITS OFFICERS A 7351 ROSANNA ST GILROY CA 95020-6141 rllnlnillllllrnlllllnlilliilllrilllllrirlrl"riilrilliillllllr Renewal Declarations £ Sta ty FFf..drirn State Farm General Insurance Company Policy number: 92-AO-8392-8 Effective date: March 1, 2026 Policy period: 12 months The policy period begins and ends at 12:01 am standard time at the premises location. Expiration date: March 1, 2027 OFFICE POLICY Automatic renewal - If the State Farm® policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeed'fng policy period. If this policy is terminated, we will give you and the Mortgagee/Lienhoider written notice in compliance with the policy provisions or as required by law, NAMED INSURED NETFILE €NC ENTITY Corporation POLICY PREMIUM This is not a bill. If an amount is due, then a separate statement will be sera prior to the due date, The premium(s) shown below is the 12 months premium(s) for the characteristics of the policy as described in this Declarations Premium: $7,558.00 Temp Supplemental Fee: $19,45 Total Premium: $7,577 45 Discounts applied: Business Experience Rating Protective Devices Renewal Discount Years in Business IMPORTANT MESSAGE(S) Notice - Information concerning changes in your policy language is included. Please call your agent if you have any questions. Policy number: 92-AO-8392-B CMP Dec 3P CA CMP-4000 Prepared: December 11, 2025 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 Page 1 of 6 1D09482 2014 153090 214 05.17.2025 AStateFarm SECTION I - PROPERTY SCHEDULE Location Location of described premises Limit of Insurance* Limit of Insurance* Seasonal Increase - number Coverage A - Coverage B - Business Utasiness Personal Property Buildings Personal Property 001 2707 AURORA CT MARIPOSA CA 95338-9755 $403, 900 $112, 600 25% * As of the effective date of this policy, the Limit of insurance as shown includes any increase in the ilmlk duEi to Inflation Coverage. SECTION I - INFLATION COVERAGE INDEX(ES) Cov A - Inflation Coverage Index: 265.3 Cov B - Consumer Price index: 324.8 SECTION I - DEDUCTIBLES BASIC DEDUCTIBLE $1,000 SPECIAL DEDUCTIBLES: Employee Dishonesty: $250 Equipment Breakdown: $1,000 Money and Securities: $250 Other deductibles may apply - refer to policy. SECTION 1- EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH DESCRIBED PREMISES The coverages and corresponding limits shown below apply separately to each described premises shown in these Declarations, unless indicated by 'See schedule'. If a coverage does not have a corresponding limit shown below, but has "Included" indicated, refer to that policy provision for an explanation of that coverage. Coverage Limit of Insurance Accounts Receivable On Premises $50,000 Off Premises $15,000 Arson Reward $5,000 Back-up of Sewer or Drain $15,000 Collapse Included Damage to Non -owned Buildings from Theft, Burglary or Robbery Coverage B Limit Debris Removal 25% of covered lose Equipment Breakdown Included Fire Department Service Charge $5,000 Fire Extinguisher Systems Recharge Expense $5,000 Forgery or Alteration $10,000 Glass Expenses Included Policy number: 92-A0-8392-8 Page 2 of 6 ()Copyright, State Farm Mutual Automobile Insurance Company, 200E crop-4000 ao o aal a N StateFarm Coverage Limit of Insurance Increased Cost of Construction and Demolition Costs (applies only when buildings are insured on a 10% replacement cost basis) Money Orders and Counterfeit Money $1,000 Money and Securities On Premises $10,000 Off Premises $5,000 Newly Acquired Business Personal Property (applies only if this policy provides Coverage B • Business $100,000 Personal Property) Newly Acquired or Constructed Buildings (applies only if this policy provides Coverage A - Buildings) $250,000 Ordinance or Law - Equipment Coverage included Outdoor Property $5,000 Personal Effects (applies only to those premises provided Coverage B - Business Personal Property) $5,000 Personal Property Off Premises $15,000 Pollutant Clean Up and Removal $10,000 Preservation of Property 30 days Property of Others (applies only to those premises provided Coverage B - Business Personal $2,500 Property) Signs $2,500 Unauthorized Business Card Use $5,000 Valuable Papers and Records On Premises $50,000 Off Premises $15,000 SECTION 1— EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - PER POLICY The coverages and corresponding limits shown below are the most we will pay regardless of the number of described premises shown in these Declarations. Coverage Limit of Insurance Dependent Property - Loss of Income $5,000 Employee Dishonesty $10,000 Loss of Income and Extra Expense 12 Months Actual Loss Sustained Utility Interruption - Loss of Income $10,000 Policy number, 92-A0-8392-13 Page 3 of 6 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP-4060 SECTION II - LOCATION SCHEDULE Location number Location of described premises 001 2707 AURORA CT MARIPOSA CA 95338-9755 SECTION II - LIABILITY Coverage Limit of Insurance Coverage L - Business Liability Per Occurrence Coverage M - Medical Expenses Damage to Premises Rented to You S2, 000,000 S5,000 Any One Person S300,000 Aggregate Limits Limit of Insurance General Aggregate $4,000,000 Products/Completed Operations Aggregate $4,000,000 Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual Liability in the Coverage Form and any attached endorsements, Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any apply, including those shown below as well as those issued subsequent to the issuance of this policy. FORMS AND ENDORSEMENTS CMP-4101 • CMP-4260.2 • CMP-4587 CMP-4698 CMP-4703.1 CMP-4704.1 CMP-4705.2 CMP-4709 CM P-4710 CMP-4713.1 CMP-4714 • CMP-4786.2 CMP-4787 CMP-4788.1 * CMP-4795.2 CMP-4819.1 * CMP-4852.2 * CMP-4860.2 * CMP-4861.2 FD-6007 F E-6999.3 Businessowners Coverage Form Amendatory Endorsement (California) Exclusion - Silica or Silica -Related Dust Back-up of Sewer or Drain Utility Interruption - Loss of Income Dependent Property - Loss of Income Loss of Income and Extra Expense Money and Securities Employee Dishonesty Exclusion - Testing or Consulting Errors and Omissions Exclusion - Data Processing and Computer Programming Additional Insured - Owners, Lessees or Contractors (Scheduled) Waiver of Transfer of Rights of Recovery Against Others To Us Additional Insured - Managers or Lessors of Premises Additional Insured - Designated Premises Unauthorized Business Card Use Additional Insured - Grantor of Licenses (Scheduled) Additional Insured - Designated Person or Organization Additional Insured - Grantor Of Licenses (Blanket) Inland Marine Attaching Declarations Policyholder Disclosure Notice of Terrorism Insurance Coverage *New Form Attached period. Please refer to Section II — other forms and endorsements that Pullcy number. 92-AO-8392-8 Page 4 of 6 ©Copyright, State Farm Mutual Automobile Insurance Company, 2008 CRAP 4000 So o o� 6 M SCHEDULE OF ADDITIONAL INTEREST(S) Interest type: Owners, Lessees, or Contractors (Schedul Endorsement number: CMP-4786.2 Loan number: NSA CITY OF GLROY, ITS OFFICERS AND EMPLOYEES 7351 Rosanna St Gilroy CA 95020-6141 This policy is issued by the State Farm General Insurance Company, PARTICIPATING POLICY You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation, as amended. In Witness Whereof, the State Farm General Insurance Company has caused this policy to be signed by its President and Secretary at Bloomington, Illinois. President Secretary OTHER MESSAGES) Companies admitted to write property and casualty insurance in California are required to participate in the California FAIR Plan Association, which makes basic property insurance available to California consumers who would otherwise be unable to obtain such insurance through the normal insurance market. In the event that catastrophic losses render the FAIR Plan unable to pay operating expenses and policyholder claims because it does not have sufficient retained earnings, reinsurance, a line of credit, if available, and/or proceeds from catastrophe bonds, if sold, the FAIR Plan may request the Insurance Commissioner's approval to assess each member insurance company its fair share if necessary to pay the Plan's operating expenses and policyholder claims To assure stability in the California property insurance market and to assure the continued availability of property insurance in California, the FAIR Plan's member insurance companies may collect a temporary supplemental fee to recover a portion of these assessments, If this happens, `Temp Supplemental Fes' with an amount will be displayed on a notice, bill, or your policy declarations. OTHER MESSAGE(S) NOTICE TO POLICYHOLDER: For a comprehensive description of coverage and forms, please refer to your policy. Policy changes requested before the "Date Prepared", which appear on this notice, are effective on the Renewal Date of this policy unless otherwise indicated by a separate endorsement, binder, or amended declarations. Any coverage forms attached to this notice are also effective on the Renewal Date of this policy, Policy changes requested after the "Date Prepared" will be sent to you as an amended declarations or as an endorsement to your policy, Billing for any additional premium for such changes will be mailed at a later date If, during the past year, you've acquired any valuable property items, made any improvements to insured property, or have any questions about your insurance coverage, contact your State Farm agent. Please keep this with your policy. Policy number_ 92-A0-8392-8 Page 5 of 6 © Copyright, State Farm Mutual Automobile lnsurenoa Company, 2008 CMP-4600 Your coverage amount.... It is up to you to choose the coverage and limits that meet your needs. We recommend that you purcha99 9 coverage limit equal to the estimated replacement cost of your structure. Replacement cost estimates are available from building contractors and replacement cost appraisers, or, your agent can provide an estimate from Xactware, Inc. using information you provide about your structure. State Farm does not guarantee that any estimate will be the actual future cost to rebuild your structure, Higher limits are available at higher premiums. Lower limits are also available, as long as the amount of coverage meets our ,underwriting requirements. We encourage you to periodically review your coverages and limits with your agent and to notify us of any changes or additions to your structure. Policy number: 92-AO-8392-8 Page 6 of 6 Q Copyright, State Farrn Mutual Automobile Insurance Company, 2008 CMP-4000 State Farm Insurance PO Box 2915 Bloomington, IL 61702-2915 C1M AttDec 3P CA F€7-6007 CITY OF GILROY, ITS OFFICERS A 7351 ROSANNA ST GILROY CA 95020-6141 StateFarma State Farm General Insurance Company Inland Marine Attaching Declarations Policy number: 92-A0-8392-8 Effective date: March 1, 2026 Policy period: 12 months The policy period begins and ends at 12:01 am standard time at the premises location. Expiration date: March 1, 2027 ATTACHING INLAND MARINE Automatic renewal - If the State Farm® policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the MortgageelLienholder written notice in compliance with the policy provisions or as required by law. Annual policy premium: Included The above premium amount is included in the Policy Premium shown on the Declarations. Your policy consists of these Declarations, the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that apply, Including those shown below as well as those issued subsequent to the Issuance of this policy. FORMS, OPTIONS AND ENDORSEMENTS FE-6271 Amendatory Endorsement (California) FE-8739 Inland Marine Conditions FE-8745 Inland Marine Computer Property Form See below for schedule page with limits ATTACHING INLAND MARINE SCHEDULE PAGE Endorsement Coverage Limit of insurance Deductible amount Annual premium number FE-8745 Inland Marine Computer Property Form $25,000 $500 included Loss of Income and Extra Expense $25,000 Included Other limits and exclusions may apply - refer to your policy, Policy number_ 92-AO-8392-B Page 1 of 1 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 100p401 2002 15303R 202 03-06•2021 x CMP-47as.2 Page 1 of 2 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. ADDITIONAL INSURED -- OWNERS, LESSEES, OR CONTRACTORS (Scheduled) This endorsement modifies insurance provided under the following: a n BUSINESSOWNERS COVERAGE FORM 4 0rn (I) Policy Number: 92-A0-8392-8 Named Insured: NETFILE INC SCHEDULE Name And Address Of Additional Insured Person Or Organization: CITY OF GILROY, ITS OFFICERS AND EMPLOYEES 7351 Rosanna St Gilroy CA 95020-6141 1. SECTION II — WHO IS AN INSURED of SECTION II — LIABILITY is amended to include, as an additional insured, any person or organization shown in the Schedule, but only with respect to liability for "bodily injury", "property damage", or "personal and advertising injury" caused, in whole or in part, by: a. Ongoing Operations (1) Your acts or omissions; or (2) The acts or omissions of those acting on your behalf; in the performance of your ongoing operations for that additional insured, or b. Products — Completed Operations "Your work" performed for that additional insured and included in the "products --completed operations hazard". However, Paragraph 1. above is subject to the following, a. The insurance afforded to the additional insured only applies to the extent permitted by law; b. if coverage provided to the additional insured is required by a contract or agreement, the insurance provided to the additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured; and c. if the contract or agreement between you and the additional insured is governed by California Civil Code Section 2782 or 2782.05, the insurance provided to the additional insured is the lesser of that which: (1) Is allowed for the satisfaction of a defense or indemnity obligation by California Civil Code Section 2782 or 2782.05 for your sole liability, or (2) You are required by contract or agreement to provide for such additional insured. We have no duty to defend or indemnify the additional insured under this endorsement until a claim or "suit" is tendered to us. 2. Any insurance provided to the additional insured shall only apply with respect to a claim made or a "suit" brought for damages for which you are provided coverage. CMP-4788,2 O, Copyright, State Farm Mutual Automobile Insurance Company, 2019 Includes copyrighted material or Insurance Services Office, Inc., with its permission. C M P-4786.2 Page 2 of 2 3. With respect to the insurance afforded to the additional insured, the following is added to SECTION II — LIMITS OF INSURANCE. If coverage provided to the additional insured is required by contract or agreement, the moot we will pay on behalf of the additional insured will be the lesser of the amount of insurance: a. Required by the contract or agreement; or b. Available under the applicable Limits Of Insurance shown in the Declarations. This endorsement shall not increase the applicable Limits Of Insurance shown in the Declarations. 4. With respect to the insurance afforded to the additional insured, the following is added to Paragraph 3, Duties In The Event Of Occurrence, Offense, Claim Or Suit of SECTION II — GENERAL CONDITIONS: The additional insured must: a. See to It that we are notified as soon as practicable of an "occurrence" or an offense which may result in a claim, To the extent possible, notice should include: (1) How, when and where the "occurrence" or offense took place; (2) The names and addresses of any injured persons and witnesses; and (3) The nature and location of any injury or damage arising out of the "occurrence" or offense; b. Tender the defense and indemnity of any claim or "suit" to us and to all other insurers who may have insurance potentially available to the additional insured; and c. Agree to make available any other insurance the additional insured has for defense or damages for which we would provide coverage under SECTION Ii — LIABILITY. 5. With respect to the insurance afforded the additional insured, the following replaces SECTION II —LIABILITY of Paragraph 7. Other Insurance of SECTION I AND SECTION II — COMMON POLICY CONDITIONS: a. This insurance is primary to and will not seek contribution from any other insurance available to the additional insured, provided that the additional insured is a named insured under such other insurance. b. Regardless of any agreement between you and the additional insured, this insurance is excess over any other insurance whether primary, excess, contingent or on any other basis for which the additional insured hao been added as an additional Insured on other policies. All other policy provisions apply. CMP-4786.2 ©, Copyright, State Farm Mutual Automobile Insurance Company, 2019 Includes copyrighted material of Insurance Services Office, Inc., with its permission