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HomeMy WebLinkAboutK. Hovnanian at Gilroy - Insurance Certificate/ AC40R ®® CERTIFICATE OF LIABILITY INSURANCE DATE (MMDD/YYYY) 10/2712017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc 1717 Arch Street CONTACT NAME PHONE FAX AC. Not. E -MAIL ADDRESS Philadelphia, PA 19103 -2797 Attn phlladelphia certs @marsh com or 212 - 948 -0360 COMMERCIAL GENERAL LIABILITY INSURERS AFFORDING COVERAGE NAIC 0 INSURER A • Ironshore Specialty Insurance Company 25445 181805— GAWX -17 -18 N/A AZ Legal Phoenl IN K Hovnanian Companies, LLC 110 West Front Street INSURER 8: N/A N/A INSURER C : N/A N/A INSURER D: The Insurance Company of the State of PA Red Bank, NJ 07701 INSURER E: N/A N/A X INSURER F $ N A COVERAGES CERTIFICATE NUMBER: CLE- 00606234411 REVISION NUMBER: 6 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR LTR TYPE OF INSURANCE ADDL SUER POLICY NUMBER MM DI D/YYYY MM/DD/YYYY LIMITS A X COMMERCIAL GENERAL LIABILITY 000787106 10/31/2017 10/31/2018 EACH OCCURRENCE $ 5,000,000 CLAIMS -MADE � OCCUR D GE To PRAEMI ES Ea RENTED occurrence) $ X MED EXP (Any one person) $ N A SIR $250,000 PREM -OPS X SIR $3,000,000 COMP -OPS PERSONAL 8 ADV INJURY $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER GENERAL AGGREGATE $ 5,000,000 X POLICY ❑ PRO JECT ❑ LOC PRODUCTS - COMP/OP AGG $ 5,000,000 _ $ OTHER AUTOMOBILE LUIBILITY COMBINER NGLE LIMIT Ea acsMro t $ _ eQ()IL Y INJURY (Per person) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE Per accdent $ HIRED NON -OWNED AUTOS ONLY AUTOS ONLY UMBRELLALIAB OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE DIED RETENTION $ $ D D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N OFFICER /MEMBER EXCLUDED ?ECUTIVE � (Mandatory in NH) NIA WC014629521 (AOS) WC014629522 CA ( ) 10/31/2017 10/31/2018 10!3112018 X SFA ERH TUTE E L EACH ACCIDENT $ 2,000,000 E L DISEASE - EA EMPLOYEE $ 2,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below E L DISEASE - POLICY LIMIT $ 2,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) City of Gilroy Is Included as additional Insured (except for workers' compensation) where required by written contract, provided such contract was executed prior to the date of loss Waiver of Subrogation Is appllcabl( where required by written contract and allowed by law t,.tK I I1-19-A I t MULUtK I.ANL r_LLA I IUN City of Gilroy Attn Teresa Mack 7351 Rosanna St Gilroy, CA 95020 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. of Marsh USA Inc Manashl Mukher)ee _rrLA►,y9pt:.: n 1998.2016 ACORD CORPORATION- All rinhts rastarvarf ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD A� o® CERTIFICATE OF LIABILITY INSURANCE DATE (MM /DD/YYYY) 10/27/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the pc icy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc 1717 Arch Street CONTACT NAME NE FAX PHO A/c No l. E -MAIL ADDRESS. Philadelphia, PA 19103 -2797 Attn philadelphia certs@marsh com or 212 - 948-0360 COMMERCIAL GENERAL LIABILITY INSURERS AFFORDING COVERAGE NAIC 0 INSURER A: Ironshore Specialty Insurance Company 25445 181805 — GAWX -17 -18 N CA NCA Land D IN K Hovnanian at Gilroy 60, LLC 1375 Exposibon Blvd Suite 102 INSURER B : WA N/A INSURER C . N/A WA INSURER D . The Insurance Company of the State of PA Sacramento, CA 95815 INSURER E: NIA WA X INSURER F: $ N A COVERAGES CERTIFICATE NUMBER: CLE- 006062333 -11 REVISION NUMBER: 3 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR LTR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER MM /DDY/YYYY MM DDfYYYY LIMITS A X COMMERCIAL GENERAL LIABILITY 000787106 10/31/2017 10/31/2018 E<HOCCURRENCE $ 5,000,000 CLAIMS -MADE a OCCUR PREMISES DAMAGE T R. E PREMISES Ea occurrence $ X MED EXP Any one person) $ N A SIR $250,000 PREM -OPS X SIR $3,000,000 COMP -OPS PERSONAL & ADV INJURY $ 5,000,000 GENT AGGREGATE LIMIT APPLIES PER GENERAL AGGREGATE $ 5,000,000 X POLICY PRO FI LOC JECT PRODUCTS - COMP /OP AGG $ 5,000,000 $ OTHER AUTOMOBILE LIABILITY C I,,11 NED SINGLE LIMIT �a accident $ BODILY INJURY (Per person) $ ANY AUTO OWNED SCHEDULED A UTOS ONLY AUTOS BODILY ,NJURY (Per accident) $ PROF E aT DAMAGE Per 4LUtdant $ HIRED NON -OWNED AUTOS ONLY AUTOS ONLY $ UMBRELLALIAB OCCUR EACH OCCURRENCE $ HCLAIMS-MADE AGGREGATE $ EXCESS LIAR DED I I RETENTION $ $ D D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANYPROPRIETOR /PARTNER/EXECUTIVE OFFICER/M EMBER EXCLUDED? a (Mandatory In NH) NIA WC014629521 (AS) WC014629522 CA ( � 10/31/2017 10/31/2018 10/31/2018 X PER DTH STATUTE ! R E L EACH ACCIDENT $ 2,000,000 E L DISEASE - EA EMPLOYEE $ 2,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below E L DISEASE - POLICY LIMIT $ 2,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached K more space Is required) Re Monterey Manor - Gilroy 60 - Job #13197 - As required per the Property Improvement Agreement l @Ja:,111ll2Lh.1 City of Gilroy Attn Claudia Moran -Garcia 7351 Rosanna St Gilroy, CA 95020 ACORD 25 (2016103) SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherlee �Ttif r�v.?aes U 19$5 -2016 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ACORo® CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DDrrm) 1012712017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THg ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. _ IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Mash USA Inc 1717 Arch Street CONTACT NAME PHONE I FAX L WC. Noll E -MAIL ADDRESS. Philadelphia, PA 19103 -2797 Attn phlladelphia certs @marsh com or 212- 948-0360 INSURER IS) PwSRPIFtC COVERAGE NAIC q INSURER A Ironshore Specialty Insuramo Company 25445 181805 — GAWX -17 -18 N CA NCA Land D N/A INSURED K Hovnanian Homes INSURER B New Hampshire Insurance Company 23841 INSURER C N/A N/A Northern California, Inc 1375 Exposition Blvd Suite 102 Sacramento, CA 95815 INSURER D: The Insurance Company of cc State of PA INSURER E. N/A NIA INSURER F $ X COVERAGES CERTIFICATE NUMBER: CLE- 006061657 -24 R ViISION NUMBER: 3 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS ILTR TYPE OF INSURANCE ADDL SUER POLICY NUMBER MM DDY/YYYY I (MMIDDIYYYYI LIMITS A X COMMERCIAL GENERAL LIABILITY 000787106 10/31/2017 10/31 /2018 EACH OCCURRENCE $ 5,000,000 CLAIMS -MADE F OCCUR DAMAGE PREMISES Ea occurrence $ X MED EXp (Anyone person) $ N A SIR $250,000 PREM -OPS X SIR $3,000,000 COMP -OPS PERSONAL & ADV INJURY $ 5,000,000 GENT AGGREGATE LIMIT APPLIES PER GENERAL AGGREGATE $ 5,000,000 X POLICY ❑ PRO F—] LOC JECT PRODUCTS - COMPrOP AGG $ 5,000,000 $ OTHER B AUTOMOBILE LIABILITY CA4288065 10/31/2017 10/31/2018 COMBINdent ED SINGLE LIMIT (Ea eca $ - 2,000,000 X BODILY INJURY (Pa person) $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE Per accident $ HIRED NON -OWNED AUTOS ONLY AUTOS ONLY UMBRELLA LIAB OCCUR EACh OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE DED RETENTION $ $ D D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNER/EXECUTIVE YIN N OFFICER /M EMBER EXCLUDED? a (Mandatory in NH) N /A WC014629521 (AOS) WC014629522 (CA) 10/3112017 10/3112018 10/31/2018 X STATUTE OT 1 ER E L EACH ACCIDENT $ 2,000,000 E L DISEASE - EA EMPLOYEE $ 2,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below DISEASE -POLICY LIMIT $ 2,000,000 1 DESCRIPTION OF OPERATIONS r LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) RE PROJECT'DEER PARK, PH III, TRACT #9966, APN #783020-055 & 056, GILROY, CA CITY OF GILROY IS INCLUDED AS ADDITIONAL INSURED (EXCEPT FOR WORKERS' COMPENSATION) WHERE REQUIRED BY WRITTEN CONTRACT PROVIDED SUCH CONTRACT WAS EXECUTED PRIOR TO THE DATE OF LOSS CITY OF GILROY ATTN DANIEL HUGHES 7351 ROSANNA STREET GILROY, CA 95020 VANCtLLA 1 wN SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh USA Inc Manashi Mukhegee _yALauo'o" "P4..a.tew� ©1988 -2016 ACORD CORPORATION. All rights reserved ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD / ,4C'ole�® CERTIFICATE OF LIABILITY INSURANCE DATE (MMD/YYYY) D 1012712017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY ANb CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the ddrtificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc 1717 Arch Street CONTACT NAME PHONE FAX IA/C, No . E-MAIL ADDRESS Philadelphia, PA 19103 -2797 Attn philadelphia certs@marsh com or 212- 948-0360 COMMERCIAL GENERAL LIABILITY INSURERS AFFORDING COVERAGE NAIC ll INSURER A Ironshore Specialty Insurance Company _ 25445 181805 - GAWX -17 -18 N CA NCA Land D IN K Hovnanian at Gilroy 60, LLC 1375 Expositon Blvd Suite 102 INSURER B New Hampshire Insurance Ca pdn Mill INSURER C . WA N/A INSURER D • The Insurance Company of the State of Pp Sacramento, CA 95815 INSURER E. N/A WA INSURER F SIR $250,000 PREM -OPS COVERAGES CERTIFICATE NUMBER: CLE- 006062020 -11 REVISION NUMBER: 7 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR LTR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER /YYYY ) MM DDY (MMIDDIYYYYI LIMITS A X COMMERCIAL GENERAL LIABILITY 000787106 10131/2017 10/31/2018 EACH OCCURRENCE $ 5,000,000 CLAIMS -MADE F OCCUR RA-M-11111E To PR MISES RENTED Ea occurrence) $ X SIR $250,000 PREM -OPS MED EXP (Any one person) $ N A X SIR $3,000,000 COMP -OPS PERSONAL & ADV INJURY $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER GENERAL AGGREGATE $ 5,000,000 X POLICY ❑ PRO JECT ❑ LOC PRODUCTS - CO*P/OP AGG $ 5,000,000 $ OTHER B AUTOM081LELIABTY W CA4288065 10/31/2017 10/31/2018 COMyi Q n SINGLE LIMIT Ee_Vdit) $ 2,000,000 1300ILY INJURY (Per person) $ X ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ PROPERTY DAMAGE Per accident $ HIRED NON -OWNED AUTOS ONLY AUTOS ONLY UMBRELLA LIAB OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE DED I I RETENTION $ $ D D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANYPROPRIETORlPARTNER/EXECUTIVE � OFFICER /MEMBER EXCLUDED? (Mandatory in NH) NIA WC014629521(AOS) WC014629522 (CA) 10/3112017 10/31/2018 10131/2018 X STATUTE ERH E L FQGt1 ACCIDENT $ 2,000,000 E L DISEASE - EA EMPLOYEE $ 2,000,000 If es, describe under DESCRIPTION OF OPERATIONS below E L DISEASE - POLICY LIMIT $ _ 2,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Re Project #13197, Monterey Manor Artpiece Agreement, Gilroy 60 (Monterey Manor) The City of Gilroy, Its officers, employees, and agents are Included as additional Insured (except for workers' compensation) where required by written contract, provided such contract was executed prior to the date o loss See Attached GL Additional Insured endorsement(s) The General Liability Insurance is primary and non-contributory over any existing Insurance and limited to liability arising out of the operations of the named Insured and where required by written contract City of Gilroy Attn Mana Angeles 7351 Rosanna Street Gilroy, CA 95020 SHOULD ANY OF THE ABOVE DESCP.!BED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF. NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLIICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh USA Inc Manashi Mukhegee ©1988 -2016 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD ACOR& CERTIFICATE OF LIABILITY INSURANCE DATE (MMIDWYYYY) 10/2612016 THIS CERTIFICATE IS ISSUED AS A' MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc. 1717 Arch Street Philadelphia, PA 19103 -2797 Attn: philadelphia.certs@marsh.com or212- 948-0360 CONTACT NAME PHONE FAX A/C No ADDRESS: INSURER (S) AFFORDING COVERAGE NAIC to INSURER A: Ironshore Specialty Insurance Company 25445 181805 --GAWX -16-17 N. CA NCA Land D INSURED K. Hovnanian at Gilroy 60, LLC 1375 Exposition Blvd. Suite 102 INSURER B :,New Hampshire Insurance Company 23841 INSURER C: WA N/A INSURER D: Commerce And Industry Ins Co 19410 Sacramento, CA 95815 E: NIA WA .INSURER INSURER F : Granite State Insurance Co 23809 $ _ cnvFRAr:FS CFRTIFICATE NUMBER! CLE- 004702528-08 REVISION NUMBER:7 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS'. CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HERE_ IN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS_ AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE L POLICY NUMBER MMM/IDD/YY�YFY MCY EXP /D LIMITS A X COMMERCIAL GENERAL UABIUTY 000787105 10/31/2016 10/31/2017 EACH OCCURRENCE $ 5,000,000 CLAIMS-MADE � OCCUR GE TO RENTED PREMISES Ea occurrence) $ _ X i MED EXP (Any one person) $ N A SIR $250,000 PREM -OPS X 'SIR $3,000,000 C6MP -0PS PERSONAL a ADV INJURY $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 5,000,000 PRODUCTS - COMPIOP AGG $ 5,000,000 X POLICY PRO- El LOC $ .OTHER:. I B AUTOMOBILE LWBILJTY CA3194524 10/31/2016 10/31/2017 COMBINED SINGLE LIMIT Ea accident $ 2,000,000 BODILY INJURY (Per person) $ X ANY AUTO BODILY INJURY (Per accident) $ ALL OWNED SCHEDULED AUTOS AUTOS NON-OWNED HIRED AUTOS AUTOS PROPERTY DAMAGE Per accident $ $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAS CLAIMS -MADE DED_ RETENTION $. $ F D WORKERS COMPENSATION AND EMPLOYERS' .LIABILITY Y / N ANY PROPRIETORIPARTNER/EXECUTIVE F OFFICER/MEMBER EXCLUDED? (Mandatory In NH) NIA WC014629395 (AOS) C014629396 ( CA ) 10/31/2016 10/3112016 10/3112017 10/31/2017 X P TATUTE ER E.L. EACH ACCIDENT $ 2,000,000 E.L. DISEASE - EA EMPLOYE9 $ 4000,000 E.L. DISEASE'- POLICY LIMIT $ 4000,000 ilf yes, describe under DESCRIPTION OF OPERATIONS below DESCRIPTION OF OPERATIONS f LOCATIONS /. VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space is required) Re: Project #13197; Monterey Manor Artpiece Agreement, Gilroy 60 (Monterey Manor) The City of Gilroy, its officers, employees, and agents are included as additional insured (except for workers' compensation) where required by written contract, provided such contract was executed prior to the date of loss. See Attached GL Additional Insured endorsement(s). The General Liability insurance is primary and noncontributory over any existing insurance and limited to liability arising out of the operations of the named insured and where required by written contract. City of Gilroy Atln: Maria Angeles 7351 Rosanna Street Gilroy, CA 95020 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee _144L .+r ooh �4 wew s.c cp 1888 -2014 ACORD CORPORATION. All ngnts reservea. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD ACC)R" CERTIFICATE OF LIABILITY INSURANCE ­DATE 812OM16 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc. 1717 Arch Street Philadelphia, PA 19103 -2797 Attn: phtladelphia.certs @marsh.com or 212 - 948-0360 CONTACT NAME: PHONE FAX A/c No l: EADDDRLESS: INSURERS) AFFORDING COVERAGE NAIC # INSURER A: Ironshore Specialty Insurance Company 25445 181805 -GAWX -16-17 PIA AZ Legal Phoenf INSURED K. Hovnanian Companies, LLC 110 West'Front Street Red Bank, NJ 07701 INSURER B: N/A N/A INSURER C: N/A PIA INSURER D - Commerce And Industry Ins Co 19410 INSURER E: WA WA INSURER F - Grande State Insurance Co Z3669 'N ED DAMAGE TO RE PREMISES EaT rrence -8 --Cf A^C 1`C0TICIAATC L111MRFQ• CLE- 004702858-08 REVISION NUNIr3tK:o THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIRE MENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CON_ DITI.O_NS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE DDL SUER POLICY NUMBER POLICY EFF MM/ DDIYYYY1 POLICY EXP IMMIDprfyyn LIMITS A X COMMERCIAL GENERAL UA6ILITY Manashi Mukherjee Qp � 000787105 10/31/2016 10/31/2017 EACH OCCURRENCE $: 5;000,000 CLAIMS -MADE M' OCCUR 'N ED DAMAGE TO RE PREMISES EaT rrence $ SIR $250,000 PREM -OPS X MED EXP (Any one on) $ N A X SIR $3,000,000 COMP -0PS PERSONAL & ADV INJURY $ 5,000,000 GENT AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 5,000,000 PRODUCTS - COMP /OP AGG $ 5,000,000 X POLICY 1:1 PRO a LOC JECT - $ OTHER: AUTOMOBILE LIABILITY Ea a.d.,) SINGLE LIMIT $ BODILY INJURY (Per person) $ ANY AUTO BODILY INJURY (Per accident) $ ALL OWNED SCHEDULED AUTOS NON -OWNED HIRED AUTOS AUTOS PROPERTY DAMAGE (Per accident $ $ UMBRELLA A LIAB OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS XCESS LIAR CLAIMS -MADE RETENTION - $ F D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE Y� OFFICERIMEMBER EXCLUDED? (Mandatory in NH) N 1 A WC014629395 (AOS) WC014629396'(CA) 10/31/2016 10131/2016 10/31/2017 10/31/2017 X STATUTE I I ER E. L. EACH ACCIDENT $ 2,fl00,000 E. L. DISEASE - EA EMPLOYE $ 2,000,000 E.L. DISEASE - POLICY LIMIT $ 2,000,000 If yes describe under DESCRIPTION OF OPERATIONS below DESCRIPTION OF OPBtAT10NS / LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached H more space Is required) City of Gilroy is included as additional insured (except for workers' compensation) where required by written contract, provided such contract was executed prior to the date of loss. Waiver of Subrogation is applicable where required by written contract and allowed by law. -- w _ ­. --- C- Aa1L`11=I 1 ATInW City of Gilroy SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Attn: Teresa Mack THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 7351 Rosanna SL ACCORDANCE WITH THE POLICY PROVISIONS. Gilroy, CA 95020 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee Qp � U 79aa -ZU74 AGUKL7 GUKYUKA I IUN. An ngnm reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD /'►0 RD® CERTIFICATE OF LIABILITY INSURANCE DATE snoM16D THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the pollcy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terns and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the Certificate holder in lieu of such endomement(s). PRODUCER Marsh USA Inc. 1717 Arch Street Philadelphia, PA 19103.2797 Attn: philadelphia.oelis@marsl.com or 212- 948-0360 CONTACT E: -NAME: FAX PHONE AC No ADDaIL INSURER(S) AFFORDING COVERAGE NAIC # INSURER A ironshore Specialty Insurance Company 25445 181805 -GAWX -16.17 N. CA NCA land D INSURED K. Hovnanian at Gilroy 60, LLC 1375 Exposition Blvd. Suite 102 Sacramento, CA 95815 INSURER B :. N(A N/A INSURER C : N/A WA INSURER D : Commerce And Industry Ins Co 19410 INSURER E: N/A WA INSURER F : Granite State'InSUrance Co 23809 $ nn�rcnwr_r =c " rCCTICIrATP nu IMRPGi• CLF- 004702847 -08 REVISION NUMBER:3 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE DDL SUBR WVD POLICY NUMBER POLICY EFF MM/DD/YYYY POLICY EXP MM/DD/YYYY LIMITS A X COMMERCIAL GENERAL LIABILITY ManashiMukhelee 000787105 10/31/2016 10/31/2017 EACH OCCURRENCE $ 5,000,000 CLAIMS -MADE M OCCUR DAMAGETO RENTED PREMISES Ea occurrence $ X MED EXP Any one person) . $ N A SIR $250,000 PREM -OPS X SIR $3,000,000 COMP -OPS PERSONAL & ADV INJURY It 5;000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 5,000,000 PRODUCTS - COMP /OP AGG $ 5,000,000 X POLICY ED PRO- F LOC JECT $ OTHER: AUTOMOBILE LIABILITY COMBEa INEaccident DSINGLE LIMIT $ BODILY INJURY (Per person) $ ANY AUTO BODILY INJURY (Per accident) $ ALL OWNED SCHEDULED AUTOS NON -OWNED HIRED AUTOS AUTOS PROPERTY DAMAGE Per accident $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ AGGREGATE $ LWB CLAIMS -MADE IEXCESS -DED RETENTION $ $' F D WORWERSCOMPENSATION AND EMPLOYERS' LIABILITY PROPRIETOR /PARTNER/EXECUTIVE WC014629395(ADS) WC014629396 (CA) 10/31/2016 10/31/2016 10/31/2017 10/31/2017 X STA TE ER ANY _ E.L. EACH ACCIDENT $, 2;000,000 E.L. DISEASE - EA EMPLOYE 2,000,000 OFFICERIMEMBER EXCLUDED' (Mandatory in NH) N NIA A E.L. DISEASE- POLICY LIMIT 2,000,000 $ _ _ _ If yes, describe under DESCRIPTION OF OPERATIONS below DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached K more space Is required) Re: Monterey Manor - Gilroy 60 - Job #13197 - As required per the Property Improvement Agreement rC10TICIrATP 4/11 111=0 CANCEL LATION City of Gitroy SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Attn: Claudia Moran - Garcia THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 7351 Rosanna St ACCORDANCE WITH THE POLICY PROVISIONS. Gilroy, CA 95020 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. ManashiMukhelee ©1888 -2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD NCO CERTIFICATE OF LIABILITY INSURANCE D 0/28/20016D� THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE_ HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, Subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endomeme s . PRODUCER Marsh USA Inc. 1717 Arch Street Philadelphia, PA 19103 -2797 Attn: philadelphia.certs @ marsh.com or 212 - 948-0360 CONTACT NAME: PHONE FAX A!C No): A -ADDRESS: INSURER(S) AFFORDING COVERAGE NAIL a INSURER A: honshore Specialty Insurance Company 25445 181805 —GAWX -16-17 N. CA NCA Land D NIA INSURED K. Hovnanian Homes Norther Cafdomia, Inc. 1375 Exposition Blvd. Suite 102 INSURER e : New Hampshire Insurance Company 23841 INSURER C: WA N/A INSURER D: Commerce And Industry ins Co 19410 INSURER E :NIA WA Sacramento, CA 95815 INSURER F :- Granite State Insurance Co 23809 DAMAGE TO E 2FEIS PREMISES Ea occurrence) —.w MAn=d- f�COTICICATC 6111MRF1?• GLE- ON- 103294 -21 REVISION NUM6CK:s THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS_ OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS, INSR I TYPE OF INSURANCE AD SUBR POLICY NUMBER POLICY EFF- MMlDOfYYYY MMND YY LIMITS A X COMMERCIAL GENERAL LIABILITY Manashi Mukherjee 000787105 10/31/2016 1051017 EACH OCCURRENCE — $ 5,000,000. CLAIMS -MADE � OCCUR DAMAGE TO E 2FEIS PREMISES Ea occurrence) $ X MED EXP (Any one person) $ N A SIR $250,000 PREM -OPS X SIR $3,000,000 COMP -0PS PERSONAL & ADV INJURY $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER _ GENERAL AGGREGATE $ 5,000,000 PRODUCTS - COMP /OP AGG $ 5,000,000 —1 POLICY PRO LOC X E JECT $ OTHER: B AUTOMOBILE LIABILITY CA3194524 10/31/2016 10/31/2017 CO Ea acaMBINED SINGLE LIMIT d eM $ 2,000,000 BODILY INJURY (Per person) $ X ANY AUTO BODILY INJURY (Per accident) $ OWNED SCHEDULED ALL AUTOS NON -OWNED HIRED AUTOS AUTOS PROPERTY DAMAGE Per accident) $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS UAB CLAIMS -MADE DED I I RETENTION $ $ F D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETORIPARTNERlEXECUTIVE YIN OFFICERIMEMBER EXCLUDED? [—N (Mandatory In NH) NIA WC014629395(ADS) WC014629396 (CA) 10/31/2016 10/31/2016 10/31/2017 10/31/2017 X PER OTH- STATUTE E E.L. EACH ACCIDENT $ 2,000,000 E.L. DISEASE - EA EMPLOYE $ 2,000,000 E. L. DISEASE - POLICY LIMIT $ 2,000,000 H S describe under DESCRIPTION OF OPERATIONS below Remarks Schedule may be attached If more space Is required) DESCRIPTION OF OPERATIONS /LOCATIONS! VEHICLES (ACORD 701, Additional y sPa RE: PROJECT'DEER PARK, PH III, TRACT #9966, APN #783020-055 & 056, GILROY, CA CITY OF GILROY IS INCLUDED AS ADDITIONAL INSURED (EXCEPT FOR WORKERS COMPENSATION) WHERE REQUIRED BY WRITTEN CONTRACT, PROVIDED SUCH CONTRACT WAS EXECUTED PRIOR TO THE DATE OF LOSS. Att:nTIC1AATC L.AI nCO CAIJrF:l I_ATIAN CITY OF GILROY SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE ATTN: DANIEL HUGHES THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 7351 ROSANNA STREET ACCORDANCE WITH THE POLICY PROVISIONS. GILROY, CA 95020 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee V 7Sl55-LU74 AI:VKIJ L.VKrLPKA I nin. An rlgnis reeerveu. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD HOVNENT -01 VERMAP2 tviutnct Ur GUMMtHUAL PHUFhH i r MbUHANUL KLMAKKS - including speciai uonamons (use only it more space is regwrea) Special Conditions: All Risks of direct physical loss to Real and Personal Property including Builders Risk, Time Element including Business Interruption, Extra Expense and Rental Income/Value as defined in the policy terms and conditions. ICERTIFICATES OF INSURANCE: Any certificate of insurance or evidence of property insurance documents issued in connection with this Policy shall be issued solely as a matter of convenience or information for the addressee or hold of said certificate or evidence of insurance, except where any Additional Insured(s), Mortgagee(s) or Loss Payee(s) is named or any waiver of subrogation granted pursuant to the Special Provisions of the certificate of insurance or evidence of property insurance. In the event any Additional Insured(s), Mortgagee(s) or Loss Payee(s) are named, this policy shall be deemeed to have been endorsed accordingly, subject to all other terms, conditions and exclusions stated in this Policy. Earthquake sublimit is $20,000,000 per occurrence and annual aggregate. 5% Property Damage and 5% Time Element deductibles subject to a minimum of $250,000 apply to locations in California. Flood sublimit is $20,000,000 per occurrence and annual aggregate. 3% Property Damage and 3% Time Element deductibles subject to a minimum of $500,000 apply to locations in Zones A or V. *Named Storm in Tier 1 Locations as defined in the Agreed form. $ 5% of the 100% PD values at the time of loss and in the separately, 5% of the 12 month 100% profit and continuing expenses subject to a minimum deductible of $250,000. Community Name: Monterey Manor (Gilroy 60) Property to be covered: Monterey Manor - Tract #10189 Location of Property: 27 Angra Way, Gilroy, CA 95020 (south of the intersection of 10th st and Monterey St) Replacement Value: $1,000,000 Effective Date: 07 /01 /2014City of Gilroy is included as Loss Payee as respects referenced Property. ACORD 28 (2014/01) Page 2 of 2 ACS CERTIFICATE OF LIABILITY INSURANCE °1o291201155D ) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc. 1717 Arch Street Philadelphia, PA 19103 -2797 Attn: philadelpMa.cerls@marsh.com or 212- 948.0360 CONTACT NAME:, PHONE PHONE A/C No : E-MAIL ADDRESS: INSURER(S) AFFORDING COVERAGE NAIC # INSURER A: honshore Specialty Insurance Company 125445 000767104 181805 —GAWX -15-16 N. CA _ NCA Land D INSURED K. Hovnanian at Gilroy 60, LLC 1375 Exposition Blvd. Suite 102 Sacramento, CA 95815 INSURER B : National Union Fire Insurance Co. 19445 INSURER C: IAA NIA INSURER D: Commerce And Industry Ins Co 19410 INSURER E: N/A N/A INSURER F : Granite State Insurance Co 23609 $ rnvcown_cr, CCOTICId'ATF rurrlUIRIP1D• ELE- (104702528-05 REVISIAN NLIMRER --7 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILSSR TYPE OF INSURANCE ADDL SUER POLICY NUMBER MPOLICY E� MMM/00 LIMrTS A X COMMERCIAL GENERAL LIABILITY 000767104 10/31/2015 16/31/2016 EACH OCCURRENCE $ 5,000,000. CLAIMS-MADE M OCCUR PRAEMI ES (Ea Eoccurrence $ X MED EXP (Any one person ) $ N A SIR $250,000 PREM -OPS X SIR $3,000,000 COMP -OPS PERSONAL & ADV INJURY $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 5,000,000 PRODUCTS - COMP /OP AGG $ 5,000,000 X Prl OLICY F-1 JPEC 7 LOC $ OTHER: B AUTOMOBILE LIABILITY CA8263425 10/31/2015 10/31/2016 COMBINED SINGLE LIMIT Ea accident $ 2,000,000 BODILY INJURY (Per person) $ X ANY AUTO BODILY INJURY (Per eccident)i $ ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS AUTOS PROPERTY RTY DAMAGE $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE DED RETENTION$ $ F D WORKERS COMPENSATION EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE Y� OFFICER /MEMBER EXCLUDED? (Mandatory in NH) N / A WC006988031 (AOS) WCO20635014 (CA) 10/3172015 10/31!2015 10/31/2016 10131/2016 X PER ERR-_ STATUTE ER E.L. EACH ACCIDENT $ 2,000,00 E.L. DISEASE - EAEMPLOYEE $ 2,000,000 E.L. DISEASE- POLICY LIMIT $ 2,000,000 If yes, describe under Or OF OPERATIONS below DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) Re: Project #13197; Monterey Manor Artpiece Agreement, Gilroy 60 (Monterey Manor) The City of Gilroy, its officers, employees, and agents are included as additional insured (except for workers' compensation) where required by written contract, provided such contract was executed prior to the date of loss. See Attached GL Additional Insured endorsement(s). The General Liability insurance is primary and non-contributory over any existing insurance and limited to liability arising out of the operations of the named insured and where required by written contract. r`FRTIFICATF HOLDER CANCELLATION City of Gilroy SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Attn: Maria Angeles THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 7351 Rosanna Street ACCORDANCE WITH THE POLICY PROVISIONS. Gilroy, CA 95020 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherl'ee (01933 -2014 ACORD GORPOKA I ION. All rlgnls reservea. ACORD 26(2014/01) The ACORD name and logo are registered marks of ACORD AC40 ® CERTIFICATE OF LIABILITY INSURANCE D11029112201155DYY ) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER. THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc. 1717 Arch Street Philadelphia, PA 19103 -2797 Attn: philadelphia.certs@marsh.com or 212- 948-0360 CONAME:' NTACT PHONE FAX A/C No): ADD& INSURER(S) AFFORDING COVERAGE NAIC 0 INSURER A: Ironshore Specialty Insurance Company 25445 181805 - GAWX - 15-16 N. CA NCA Land D N/A INSURED K. Hovnanian Homes Northern Caldomia, Inc. 1375 Exposition Blvd. Suite 102 INSURER B : National Union Fire Insurance Co. 19445 INSURER C: N/A NIA INSURER D: Commerce And Industry Ins Co 19410 INSURER E: NIA WA Sacramento, CA 95815 INSURER F : Granite State Insurance Co _ 23609 DAMAGE TO RENTED PREMISES Ea occurrence wwv=nAw_=c- f I=07lCICATCiJ1111MRFR• CLE- 004703294 -18 REVISION NUM61-_K:3 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE 'INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY_ HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE A DL SUBR POLICY NUMBER POLICY EFF MM/DD/YYYY POLICY EXP MM /DD LIMBS - A X ' COMMERCIAL GENERAL LIABILITY Manashi Mukherjee „rCaea li-4 '.b�� 000787104 10131/2015 10131/2016 EACH OCCURRENCE $ 5,000,000 CLAIMS -MADE M OCCUR DAMAGE TO RENTED PREMISES Ea occurrence -$ X MED EXP (An one person) $ N A SIR $250,000 PREM -OPS X SIR $3,000,000 COMP -OPS PERSONAL & ADV INJURY $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 5,000,000 PRODUCTS - COMP /OP AGG $ 5,000,000 X POLICY ❑ PRO r7 LOC JECT OTHER: B AUTOMOBILE LIABILITY CA8263425 10/31/2015 10131/2016 COMBINED SINGLE LIMIT INED (Ea O accident) $ 2,000,000 BODILY INJURY (Per person) $ X ANY AUTO BODILY INJURY (Per accident) $ ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS AUTOS PROPERTY DAMAGE Par accident) $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE DED . RETENTION $ $ F D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNER/EXECUTIVE Y / N OFFICER/MEMBER EXCLUDED? (Mandatory in NH); 'tf Sddescribe under DESCRIPTION OF OPERATIONS below N / A WC006988031(ADS) WCO20635014 (CA) 10/31/2015 10/31/2015 10/31/2016 10/3112016 X PTA LITE ER E.L. EACH ACCIDENT $ 2+000,000 EL. DISEASE- EA EMPLOYE $ 2,000,000 -E. L. DISEASE - POLICY LIMIT $ 2,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is required) RE: PROJECT "DEER PARK, PH III, TRACT #9966, APN #783020-055 8 056, GILROY, CA CITY OF GILROY IS INCLUDED AS ADDITIONAL INSURED (EXCEPT FOR WORKERS' COMPENSATION) WHERE REQUIRED BY WRITTEN CONTRACT, PROVIDED SUCH CONTRACT WAS EXECUTED PRIOR TO THE DATE OF LOSS. w_wrrr.^Ar� unr non CAWRFI 1 ATIF1h1 CITY OF GILROY SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE ATTN: DANIEL HUGHES THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 7351 ROSANNA STREET ACCORDANCE WITH THE POLICY PROVISIONS. GILROY, CA 95020 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee „rCaea li-4 '.b�� V IVOO -ZU14 AUL)KIJ VVKrUI`-%I1UN. ran n91`11125 relftsrrvu- ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD ,�►co,RO® EVIDENCE OF COMMERCIAL PROPERTY INSURANCE DATE(MMJ/2014 ES 05 30 2014 THIS EVIDENCE OF PROPERTY INSURANCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST NAMED BELOW. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND, OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS EVIDENCE OF INSURANCE-DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURERS AUTHORIZED REPRESENTATIVE OR PRODUCER AND THE ADDITIONAL INTEREST. PRODUCER NAME, PHONE g 7 7 - 9 4 5 - 7 3 78 N COMPANY NAME AND ADDRESS NAIC NO: 10172-001 CONTACT PERSON AND ADDRESS: - Willis of New York, Inc. Westchester Surplus Lines Insurance Company c/o 26 Century Blvd. Suite P. O. Box 305191 P.O. Box 740276 ox Nashville, TN 37230 -5191 GA A 30 374 Atlanta, G 30 IF MULTIPLE COMPANIES, COMPLETE SEPARATE FORM FOR EACH FAX No: 888- 467 -2378 ADORIess: certificates@willis.com CODE: SUB CODE: POLICY TYPE RPP /Builders Risk AGENCY CUSTOMER D NAMED INSURED AND ADDRESS LOAN NUMBER POLICY NUMBER K. Hovnanian Homes of Northern California, Inc. D35935423009 Hovnanian Enterprises, Inc. LIMITED FUNGUS COVERAGE x EFFECTIVE DATE EXPIRATION DATE If YES, LIMIT: $5,000,000 Ann Agg DED: Per Policy norm 110 West Front Street Red Bank, NJ 07701 06/01/2014 06/01/2015 CONTINUED UNTIL TERM NATED IF CHECKED ADDITIONAL NAMED INSURED(S) THIS REPLACES PRIOR EVIDENCE DATED: Y INFORMATION (Use REMARKS on page 2, if more space is required) LxJ BUILDING OR LZJ BUSINESS PERSONAL PROPERTY Scm noN ty Name: Deer Park, Ph. III, Tract #9966, Gilroy, CA lacement Value: $4,0.51,483.00 THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE OF PROPERTY INSURANCE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. 4 s 1 si 1 ni air i,lam.cnri nr Anr,n COMMERCIAL PROPERTY COVERAGE AMOUNT OF INSURANCE: $ 20, 000, 000 DED: $25,000 MORTGAGEE LENDERS LOSS PAYABLE ES NO I WA ❑ 'BUSINESS INCOME x RENTAL VALUE x City of Gilroy If YES, LIMIT: $2, 000, 000 1 x jActual Loss Sustained; # of monthS:12 BLANKET COVERAGE x Gilroy, CA 95020 If YES, indicate value(s) reported on property identified above: $Per policy Form TERRORISM COVERAGE x Attach Disclosure Notice/ DEC IS THERE A TERRORISM- SPECIFIC EXCLUSION? x IS DOMESTIC TERRORISM EXCLUDED? x LIMITED FUNGUS COVERAGE x If YES, LIMIT: $5,000,000 Ann Agg DED: Per Policy norm FUNGUS EXCLUSION (If "YES ", specify organization's form used) x Manuscript Form REPLACEMENT COST x AGREEDVALUE x COINSURANCE x If YES, % EQUIPMENT BREAKDOWN (If Applicable) x If YES, LIMIT: $20,000,000 DED:, Per_ Policy Form ORDINANCE OR LAW -Coverage for loss to undamaged portion of bldg x If YES, LIMIT: Included DED: per Policy Form Demolition Costs x If YES, LIMIT: Included DED: Per Policy Form Incr. Cost of Construction x If YES, LIMIT: Included DED: Per Policy Form EARTH MOVEMENT (If,Applicable) x If YES, LIMIT: $20,000,000 Ann Agg DED: Per Policy Form FLOOD (If Applicable) x If YES, LIMIT: $20,000,000 Ann Agg DED: Per Policy Form WIND / HAIL (If Subject to Different Provisions) x If YES, LIMIT: included DED:, Per Policy Form PERMISSION TO WAIVE SUBROGATION IN FAVOR OF MORTGAGE HOLDER PRIOR TO LOSS x CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AnniTinWm IIUTFRFCT ACORD 28 (2011/11) Coi1:4427610 Tpi:1818198 Cert:21645004 Page 1 of 2 (0 201x3 -2011 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered mar of ACORD MORTGAGEE LENDERS LOSS PAYABLE CONTRACT OF SALE Loss Payee LENDER SERVICING AGENT NAME AND ADDRESS X NAME AND ADDRESS City of Gilroy Attn: Daniel Hughes 7351 Rosanna Street Gilroy, CA 95020 AUTHO IZE E ATIVE ACORD 28 (2011/11) Coi1:4427610 Tpi:1818198 Cert:21645004 Page 1 of 2 (0 201x3 -2011 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered mar of ACORD ACOREP CERTIFICATE OF LIABILITY INSURANCE °1O�sn00155° ) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. if SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement A statement on this certificate does not confer rights to the certificate ho_ lder in lieu of such endorsement(s). _ PRODUCER Marsh USA Inc. 1797 Arch Street Philadelphia, PA 19103 -2797 Attn: philadelphia.certs @ marsh.com or 212 - 948-0360 CONTACT NAME: PHONE FAX A1C Noll: Aplp L' INSURER(S) AFFORDING COVERAGE NAIC fl INSURER A: Ironshore Specialty Insurance Company 25445 181805 —GAWX -15-16 NIA AZ Legal Phoeni INSURED K. Hovnanian Companies, LLC 110 West Front Street INSURER B: N/A WA INSURER C : N/A WA INSURER D: Commerce And Industry Ins Co 19410 Red Bank, NJ 07701 INSURER E: WA WA INSURER F : Granite State Insurance Co 23869 $ r_nvFQeaFC CFRTIFICATE NuMRER- CLE- 004702858-05 REVISION NUMBER:6 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE B_ EEN ISSUED TO THE INSURED NAMED ABOVE :FOR. THE POLICY PERIOD' INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSRI LTR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER POLICY EFF MMIDDIYYYY POLICY EXP MMIDD/YYYY LIMITS A X COMMERCIAL GENERAL LIABILITY 000787104 _ 10/31/2015 10/31/2016 EACH OCCURRENCE $ 5,000,000 CLAIMS -MADE F_X] OCCUR PREMISES Ea occurrence $ X MED EXP (Any one person) $ NA SIR $250,000PREM•OPS X ItIR $3,000,000 COMP -OPS PERSONAL & ADV INJURY $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 51006000 PRODUCTS - COMP /OP AGG $ 5,000,000 X POLICY JECT D PRO ❑ LOC $ OTHER: AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT Ea accident $ BODILY INJURY (Per person) $ ANY AUTO BODILY INJURY (Per accident) $ ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS AUTOS PROPERTY DAMAGE er accident) $ $ UMBRELLA LIAe OCCUR EACH OCCURRENCE $ AGGREGATE $ EXCESS LAB CLAIMSWADE DED 1 I RETENTION $ $ F D WORK ERSCOMPENSATION EMPLOYERS' LIABILITY YIN ANY PROPRIETOR/PARTNER/EXECUTIVE � OFFICER/MEMBER EXCLUDED? (Mandatory In NH) N / A WC006988031 `(ADS) WCO20635014 ( CA ) 10/3112015 10/31/2015 10/31/2016 1013112016 X I STATUTE ER AND _._ E.L. EACH ACCIDENT $ 2,000,000 E.L. DISEASE - EA EMPLOYEE $ 2,000,000 E.L. DISEASE - POLICY LIMIT $ 2,000,000 If Yes, describe under DESCRIPTION OF OPERATIONS below DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached If more space Is required) City of Gilroy is included as additional insured (except for workers' compensation) where required by written contract, provided such contract was executed prior to the date of loss. Waiver of Subrogation is applicable where required by written contract and allowed by law. f!FRTICIr_ATF Wnl nFR CANCELLATION City of Gilroy SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Attn: Teresa Mack THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 7351 Rosanna St. ACCORDANCE WITH THE POLICY PROVISIONS. Gilroy, CA 95020 AUTHORIZED REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee ,Maw oestib► �A.,w t[_t�s t a ©1988 -2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and.logo are registered marks of ACORD Aco & CERTIFICATE OF LIABILITY INSURANCE 29r2o01'5�rn THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate-holder In lieu of such endomement(s). PRODUCER Marsh USA Inc. 1717 Arch Street Philadelphia, PA 19103 -2797 Attn: philadelphia.celis@marsh.com or 212 - 948.0360 CONTACT NAME: PHONE FAX A/C No l: EMAIL - INSURER(S) AFFORDING COVERAGE NAIC 0 INSURER A: Imnshore Specialty Insurance Company 25445 181805 -GAWX -15-16 K CA NCA Land D INSURED K. Hovnanian at Gilroy 60, LLC 1375 Exposition Blvd. Suite 102 Sacramento, CA 95815 INSURER B: NIA NIA INSURER C: N/A NIA INSURER D : Commerce And Industry Ins Co 19410 INSURER E: WA WA INSURER F : Granite -State Insurance Co 23609 DAMAGE EMT PREMISES fEa occurrence ^CDVICtrwSe KII IMQCC• CIF- 004702847 -05 REVISION NLIM6ER:3 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED: NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN 1S SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILTR TYPE OF INSURANCE L SUER POLICY NUMBER POLICY EFF MM/DD POLICY EXP MM/DDNYYY LIMITS_ A X COMMERCIAL GENERAL LIABILITY Manashi Mukherjee _M&% o D" 000787104 10/31/2015 10/31/2016 EACH OCCURRENCE $ 5,000,000 CLAIMS -MADE M OCCUR DAMAGE EMT PREMISES fEa occurrence $ X MED EXP (An one person)- . $ - N A SIR $250,000 PREM -OPS X SIR $3,000;000 COMP -OPS PERSONAL 8 ADV INJURY $ 5,000,000 GENL AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 5,000+000 PRODUCTS - COMP /OP AGG $ 5,000,000 X POLICY '❑ PRO LOC JECT $ OTHER: AUTOMOBILE LIABILITY COMBINED dentSINGLE LIMIT $ BODILY INJURY (Per person) $ ANY AUTO BODILY INJURY (Per accident) $ ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS AUTOS PROPERTY DAMAGE APer accident $ $ UMBRELLA LIAB OCCUR EACH OCCURRENCE _ $ AGGREGATE $ EXCESS LIAB CLAIMS -MADE DED RETENTION $ -- F D WORKERSCOMPENSAT10N AND EMPLOYERS' LIABILITY ANY PROP RIETOR/PARTNER/EXECUTIVE YIN iOFFICER/MEMBER EXCLUDED? (Mandatory in NH) if yes, describe under DESCRIPTION OF OPERATIONS below NIA WC006988031 (AOS) WCO20635014(CA) 10/31/2015 1013112015 10/31/2016 1013112016 X STATUTE ETH- E.L. EACH ACCIDENT $_ 2,000,000 E.L. DISEASE -.EA EMPLOYEE $. _ 2,000,000 E.L. DISEASE - POLICY LIMIT ! $- - _ 2.,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may attached If more space Is required) Re: Monterey Manor - Gilroy 60 - Job #13197 - As required per the Property Improvement Agreement ^ Mrrrrnwrc unr nro GONrFI 1 A-nnN City of Gilroy SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Attn: Claudia Moran -Garcia THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 7351 Rosanna St ACCORDANCE WITH THE POLICY PROVISIONS. Gilroy, CA 95020 AUTHORIZED REPRESENTATIVE of Marsh LISA Inc. Manashi Mukherjee _M&% o D" U 1955 -ZU14 AWKLI GVKI -VKA I IVN. All rlgnm reserveu. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD VERMAP2 161 _ IJ EVIDENCE OF COMMERCIAL PROPERTY INSURANCE �� DATE YES 116 6/1 /2016 THIS EVIDENCE OF COMMERCIAL PROPERTY INSURANCE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE ADDITIONAL INTEREST NAMED BELOW. THIS EVIDENCE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS EVIDENCE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE ADDITIONAL INTEREST. PRODUCER NAME, PHONE g77 945 -7378 CONTACT PERSON AND ADDRESS (A/C, No, Ext): ( ) COMPANY NAME AND ADDRESS NAIL NO: 10172 Willis of New York, Inc. Westchester Surplus Lines Insurance Company c/o 26 Century Blvd 436 Walnut Street P.O. Box 305191 Philadelphia, PA 19106 Nashville, TN 37230 -5191 Contact name: Willis Towers Watson Certificate Center IS THERE A TERRORISM - SPECIFIC EXCLUSION? FAX (888) 467 -2378 -MAIL SS certificates @wilIis.com A/C No ADDRE IF MULTIPLE COMPANIES, COMPLETE SEPARATE FORM FOR EACH CODE: SUB CODE: POLICY TYPE Builders Risk AGENCY HOVNENT -01 CUSTOMER ID #: LIMITED FUNGUS COVERAGE NAMED INSURED AND ADDRESS LOAN NUMBER POLICY NUMBER K. Hovnanian at Gilroy 60, LLC FUNGUS EXCLUSION (If "YES ", specify organization's form used) D35935423011 EFFECTIVE DATE EXPIRATION DATE 110 West Front Street Manuscript Form Red Bank, NJ 07701 X CONTINUED UNTIL 6/1/2016 6/1/2017 TERMINATED IF CHECKED ADDITIONAL NAMED INSURED(S) X THIS REPLACES PRIOR EVIDENCE DATED: VKUFt_K I Y INN -UKMA I IUN use KLMAKK5 On page 2, IT mores ace IS requlreG LAI BUILDING OR I]U BU51NESS PERSONAL PROPERTY LOCATION I DESCRIPTIONDivision/Area: Northern California Completed Properties and Offices only THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS EVIDENCE OF PROPERTY INSURANCE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. CAVFRArF INFORMATInN Dccu C MICi lomm I I DActr, I DDnen I I coor1A1 I Y I All Risk Manuscript Form COMMERCIAL PROPERTY COVERAGE AMOUNT OF INSURANCE: $ $20,000,000 DED: $25,000 YES NO WA X ❑ BUSINESS INCOME ® RENTAL VALUE X If YES, LIMIT: $2,000,000 X Actual Loss Sustained; # of months: 12 BLANKET COVERAGE X If YES, indicate values) reported on property identified above: $ Per Policy Form TERRORISM COVERAGE X Attach Disclosure Notice / DEC IS THERE A TERRORISM - SPECIFIC EXCLUSION? X IS DOMESTIC TERRORISM EXCLUDED? X LIMITED FUNGUS COVERAGE X If YES, LIMIT: $5,000,000 DED: Per POI FUNGUS EXCLUSION (If "YES ", specify organization's form used) X Manuscript Form REPLACEMENT COST X AGREED VALUE X COINSURANCE X If YES, % EQUIPMENT BREAKDOWN (If Applicable) X If YES, LIMIT: $20,000,000 DED: Per POI ORDINANCE OR LAW - Coverage for loss to undamaged portion of bldg X If YES, LIMIT: Included DED: Per POI Demolition Costs X If YES, LIMIT: Included DED: Per POI Incr. Cost of Construction X If YES, LIMIT: Included DED: Per POI EARTH MOVEMENT (If Applicable) X If YES, LIMIT: $20,000,000 DED: Per POI FLOOD (If Applicable) X If YES, LIMIT: $20,000,000 DED: Per POI WIND / HAIL INCL ® YES ❑ NO Subject to Different Provisions: X If YES, LIMIT: Included DED: Per POI NAMED STORM INCL ® YES ❑ NO Subject to Different Provisions: X If YES, LIMIT: Included DED: Remarks PERMISSION TO WAIVE SUBROGATION IN FAVOR OF MORTGAGE HOLDER PRIOR TO LOSS X CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. ADDITIONAL INTEREST Pagel of 2 © 2003 -2014 ACORD CORPORATION. All rights reserved. ACORD 28 (2014/01) The ACORD name and logo are registered marks of ACORD MORTGAGEE LENDERS LOSS PAYABLE CONTRACT OF SALE Loss Payee LENDER SERVICING AGENT NAME AND ADDRESS X NAME AND ADDRESS City of Gilroy 7351 Rosanna St Gilroy, CA 95020 AUTHORIZED REPRESENTATIVE pp Pagel of 2 © 2003 -2014 ACORD CORPORATION. All rights reserved. ACORD 28 (2014/01) The ACORD name and logo are registered marks of ACORD A -- 10 . CERTIFICATE OF LIABILITY INSURANCE DATE (MMIDDIYYYY) 10/27(2014 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate_ holder in lieu of such endorsement(s). PRODUCER Marsh USA Inc. 1717 Arch Street CONTACT NAME: PHONE FAX A/C No): E-MAIL ADDRESS: Philadelphia, PA 19103 -2797 Attn: philadelphia.certs@marsh.com or 212- 948-0360 INSURERS AFFORDING COVERAGE NAIC # INSURER A : IronShore Specialty Insurance Company 25445 181805 -GAWX- 14.15 WA AZ Legal Phoeni INSURED K. Hovnanian Companies, LLC 110 West Front Street INSURER B WA WA INSURER C : NIA WA INSURER D : Commerce And Industry Ins Co 19410 Red Bank, NJ 07701 $ 5,000,000 INSURER E: WA 123809 N/A INSURER F : Granite State Ins"ce CO $ COVERAGES CERTIFICATE. NUMBER: CLE- 004010562 -02 REVISION NUMBER:6 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD..' INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS_ AND CONDITIONS SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDLSUBR POLICY NUMBER POLICY EFF MWDD/YYYY I POLICY EXP immll)olyyyyi LIMITS A GENERAL LIABILITY CLAIMS -MADE 71 OCCUR JX�-I-R MMERCIAL GENERAL LIABILITY $250 ,000PREM -OPS 00787103 10/31/2014 10/3112015 EACH OCCURRENCE $ 5,000,000 PREMISES SES EaEoccu erica $ MED EXP (An one person) $. NA PERSONAL & ADV INJURY $ 5,000,000 X SIR $3,000,000 COMP -OPS GENERAL AGGREGATE $ 5,000,000 GENT AGGREGATE LIMIT APPLIES PER: X _ POLICY PRO- LOC JECT PRODUCTS - COMP /OP AGG $ 5,000,000 $ AUTOMOBILE LIABILITY ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED HIRED AUTOS AUTOS COMBINED SINGLE LIMIT Ea Wgnt _ BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE Per accident $ $ UMBRELLA LIAR EXCESS LIAB OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ DED RETENTION$ $ F D WORKEA660PAPENUTION AND EMPLOYERS' LIABILITY Y. YIN ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED? a (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below N/A WC006988031 (ADS) WCO20635014(CA) 10/3112014 '10/31/2014 10131/2015 10/31/2015 X WC STATU- o TH- LIM E.L. EACH ACCIDENT - 2,000,000 $ E.L. DISEASE - EA EMPLOYEE $ 2,000,000 E.L. DISEASE - POLICY LIMIT $ 2,000,000 DESCRIPTION OF OPERATIONS f LOCATIONS r VEHICLES (Attach ACORD 101, Additional Remarks Schedule, if more space Is required) City of Gilroy is included as additional ;insured (except for workers' compensation) where required by written contract, provided such contract was executed prior to the date of loss. Waiver of Subrogation is applicable where required by written contrail and allowed by law. City of Gilroy Attn: Teresa Made 7351 Rosanna St. Gilroy, CA 95020 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. of Marsh USA Inc. Manashi Mukherjee ALaualo�.: ©1988 -2010 ACORD CORPORATION. All riahts reserved. ACORD 25 (2010105) The ACORD name and logo are registered marks of ACORD ,ma n CERTIFICATE OF LIABILITY INSURANCE DA1201DDIYYYY) TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL 10010812014 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,.AND THE CERTIFICATE HOLDER. IMPORTANT-. If the certificate holder Is an ADDITIONAL INSURED, the Policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsements . PRODUCER Marsh USA Inc. 1717Arch Street PHONE Fgtt Philadelphia, PA 191032797 Apr: phladelphia.certs@marsh.com or 212- 948-0360 E-0IAIL ADDRESS, INSURER(S) AFFORDING COVERAGE NAIC 0 181805 --GAWX -13-14 K CA NCA Land D INSURER A: honshore Specialty insurance Company X445 INSURED K Rom Gilroy at Gly 60, LLC INSURER B: National Union Fire Insurance Co. 19445 INSURER C: NIA N/A 1375 Extposition Blvd Suite 900 Sacramento, CA 95815 Commerce And Industry INSURER o : Ins Co 19410 INSURER E: N/A N/A INSURER F: RENTED _ FUM V W nnl R V II4 DCK: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN R_EDUCEO BY PAID CLAIMS. INSR TYPE OF INSURANCE D .POLICY NUMBER MIN 11 BF I LIMBS A GENERA. LIABILITY 000787103 10/3112013 10131/2014 EACH OCCURRENCE $ 5,000,000 X COMMERCIAL GENERAL LIABILITY - RENTED PREMISES Me $ MED one eson $ N A CLAIMS -MADE a OCCUR X SIR $250,0, 0 M PERSONAL & ADV INJURY $ 5.000,000 X 0 C P-O SIR $3,000,000 COMP �S GENERAL AGGREGATE $ 5,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $ 5,00(X000 X POLICY PRO LOC $ B AUTOMOBILE LIABILITY CA8263425 10/3112013 10131014 , eMBINEDSING u IT W 1 2000,000 X ANY AUTO BODILY INJURY (Per person) $ ALL OWNED SCHEDULED BODILY INJURY (Per accident) $ AUTOS AUTOS NON-OWNED HIREDAUTOS AUTOS PERTYDAMAGE $ $ UMBRELLA LIAR OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS -MADE AGGREGATE $ DED I I RETENTIONS $ D WORKERS COMPENSATION WCM988031(A ) 10031 13 TIM 0 14 WC STATU. OTH B AND EMPLOYERS' LIABILITY ANY PROPRETORJPARTNERJEXECUTIVE YIN r WCO20635014 (CA) 10/3101013 1013112014 E.L. 2,00 0000 OFFICER/MEMBEREXCLUDED? NIA EACH ACCIDENT $ y�es,d�esuibeunder DESCRIPTION OF OPERATIONS belmv E.L. DISEASE - EA EMPLOYEE $ 2,000,000 E.L. DISEASE - POLICY LIMIT $ 2.000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACORD 101, Additional Remarks Schedule, I more space Is required) Re: Project 9 13197: Monterey Manor Artpiece Agreement Gilroy 60 (Monterey Manta) The City of Gilroy, is officers, employees, and agents are included as addilional insured (except for workers' compensalon) where required by written contract. provided such contract was executed prior to the date of loss. See Attached GL Additional Insured endomement(s). The General Uablity insurance is primary and non- contdbutory over any existing insurance and limited to liabTty arising out of the operations of the named insured and where required by written contract. rC15T1e1r ATC.uro City of Gilroy Attn: Maria Angeles 7351 Rosanna Street Gilroy, CA 95020 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. of Marsh USA Inc. Manashi Mukherjee .3titauooa.: ®1988 -2D1D ACORD CORPAROTInIkl ACORD 25 (2010/05) The ACORD name and logo are registered marks of ACORD 'iw I RO SHOeR�fI :' /141 ", yar lj)t &[f vur IRONSHORE SPECIALTY INSURANCE COMPANY Mailing Address: 75 Federal Street 5th Floor Boston, MA 02110 Toll Free: (877) IRON411 Endorsement # 35 Policy Number: 000787103 Insured Name: Hovnanian Enterprises Effective Date of Endorsement: October 08, 2014 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. POLICY CHANGES Coverage Parts Affected: Residential Wrap -Up General Liability insurance Policy Declarations Changes: In consideration of the premium charged, it is understood and agreed the Residential Wrap -Up General Liability Insurance Policy Declarations is hereby amended as follows: Endorsement # 36 (IB.WRAPS.MANU.024 IB.EX.078 Equivalent) Additional Insured — Designated Person or Organization is hereby added to the Policy. ALL OTHER TERMS, CONDITIONS AND EXCLUSIONS REMAIN UNCHANGED. Authorized Representative October 15, 2014 Date IB.WRAPS.MANU.023 Page 1 of 1 �A IRO SI-{OIIZEE, IRONSHORE SPECIALTY INSURANCE COMPANY Mailing Address: 75 Federal Street 5th Floor Boston, MA 02110 Toll Free: (877) IRON411 Endorsement # 36 Policy Number: 000787103 Insured Name: Hovnanian Enterprises Effective Date of Endorsement: October 08, 2014 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART. SCHEDULE Name of Person or Organization: The City of Gilroy, its Officers, Employees and Agents 7351 Rosanna Street Gilroy, CA 95020 Effective: October 08, 2014 (If no entry appears above, information required to complete this endorsement will be shown in the Declarations as appli- cable to this endorsement.) WHO IS AN INSURED (Section II) is amended to include as an insured the person or organization shown in the Schedule as an insured but only with respect to liability arising out of your operations or premises owned by or rented to you. ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. -J Authorized Representative October 15, 2014 Date IB.WRAPS.MANU.024 (IB.EX.078 Equivalent) Page 1 of 1 EVIDENCE OF COMMERCIAL PROPERTY INSURANCE REMARKS - Including Special Conditions (Use only if more space is required) All Risks of direct physical loss to Real and Personal Property including Builders Risk, Time Element including Business Interruption, Extra Expense and Rental Income /Value as defined in the policy terms and conditions. Earthquake sublimit is $20,000,000 per occurrence and annual aggregate. 5% Property Damage and 5% Time Element deductibles subject to a minimum of $250,000 apply to locations in California. Flood sublimit is $20,000,000 per occurrence and annual aggregate. 3% Property Damage and 3% Time Element deductibles subject to a minimum of $1,000,000 apply to locations in Zones A or V. City of Gilroy is named as Loss Payee as respects Property policy. ACORD 28 (2011/11) Coll :4427610 Tp1:1818198 Cert:21645004 Page 2 of 2