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HomeMy WebLinkAboutCOI - Reeve Trucking Company, Inc. - Expires 2023-03-01P5260028002 g L ,y "Xis a CERTIFICATE OF LIABILITY INSURANCE DATE DATE (MM/DDIYYYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER, IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed, If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain p01101OG may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CA LIC 0H29370 44-7700 Edgewogd Partners Insurance C [San Ramon - Branch ID 14394] � P. 0. Box 5003 MAY 0 2 2022 San Ramon, CA 94583 CONTACT NAME; Certificates Department PHONE 925-244-7700 F 925-901-0671 (Ale Na Ext), (A/C, IL . - ADDRESS:AEPICoertaeepiobrokers. coal INSURERS) AFFORDING COVERAGE NAIL # INSURERA:HARTFORD FIREINCO 19682INSUR p l�,CLERK'SrG Reeve Trucking Company, Inc. eeveD GI1{4AY 4e1 O'a.®FFIC� P.O. Box 5126 Stockton, CA 95205 INSURER Et ; IN5 CO 11673 INSURERC: AGCSOOMARINE INSCCO 22837 INSURERD: INSURER E i INSURER F: COVERAGES CERTIFICATE NUMBER: 65182848 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW. HAVE BEEN ISSUED TO THE INSURED NAMED. ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSRL TYPE OF INSURANCE IINSO SUERL POLICY NUMBER IPOLICY M DDIIYYYY) (MMIDDY�) LIMITS A X COMMERCIAL GENERAL ICLAIMS -MADE LIABILITY X OCCUR 83UENOH7105 03/01/22 03/01/23 EACH OCCURRENCE $ 1,000,000. PREMISES (Ea occur ence) $ 300,000 MED EXP (Any one person) $ 10, 000 PERSONAL&ADVINJURY $ 1,000,000 GENERAL AGGREGATE $ 2,000,000 GEN'L AGGREGATE X LIMIT APPLIES 1 X PER: LOC PRODUCTS - COMP/OP AGO $ 2,000,000 A AUTOMOBILE X X X LIABILITY ANY AUTO OWNED X X SCHEDULED AUTOS NON-OWNED AUTOONLY MCS-90 83UEN4H7104 (Trks/Trailer83/01/22 03/01/23 oOMBINEDSINOLELIMIT : fEa accident) $ 2,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per accIdent) $ PROPERTYDAMAGE (Per $ Transp. Pollution $ Included. UMBRELLA LIAB EXCESS LIAB OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ $ DED RETENTION $ B WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNER/EXECUTIVE I N N1 I OFFICERIMEMBEREXCLUDED7 (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below . N / A 3EWC328684 05/01/22 05/01/23 X PER ERH E.L. EACH ACCIDENT $ 1,000,000 EL DISEASE • EA EMPLOYEE $ 1, 000, 000 E.L. DISEASE - POLICY LIMIT $ 1; 000, 000 C C C Riggers Liability Trailer Interchange " Motor Truck Cargo ' MX193085224 MX193085224 MXI93085224 03/01/22 03/01/22 03/01/22 03/01/23 03/01/23 03/01/23 $2,500 DED $1,000 DED $5,000•DED' - 100,000 75,000 250,000 DESCRIPTION OF OPERATIONS / LOCATIONS /VEHICLES (ACORD 101,Additional Remarks Schedule, may be attached If more apace Is required) RE: Permits and/or Operations of the Named Insured. / ADDITIONAL INSURED: City of Gilroy CERTIFICATE HOLDER City of Gilroy 7351 Rosanna Street CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE E DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS, AUTHORIZED REPRESENTATIVE USA 01988.2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ACORD 25 (2016/03) LMedina-sro 65182848 r3260028a02 9s Policy Number: 83UEN0H7105 COMMERCIAL GENERAL LIABILITY COVERAGE FORM Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what Is and Is not covered. Throughout this policy the words "you" and "your refer to the - Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy, The words "we", "us" and "our" refer to the : stock Insurance company member of The Hartford providing this insurance. The word "insured" means any person or organization qualifying as such under Section iI - Who Is An Insured, Other words and phrases that appear in quotation marks have special meaning, Refer to Section V - Definitions. SECTION I .. COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY 1. insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies. We will have the right and duty to defend the insured against any "suit" , seeking those damages. However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury" or "property damage" to which this insurance does not apply. We may, at our discretion,: investigate any "occurrence" and settle any claim or "suit" that may result, But: (1) The amount we will pay for damages is limited as described in Section III - Limits Of Insurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of Insurance In the payment, of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for, under Supplementary Payments • Coverages A and B. b. This insurance applies to "bodily Injury" and "property damage" only if: HG 00 01 0916. (1) The "bodily injury" or "property damage" is, caused by an "occurrence that takes place in the "coverage territory"; The "bodily injury" or "property damage" occurs during the policy period; and Prior to the policy period, no insured listed under Paragraph 1. of Section II - Who Is An Insured and no "employee" authorized by you to give or receive notice of an "occurrence" or claim, . knew that the "bodily injury" or "property damage" had occurred, In whole or in part. If such a listed insured or authorized "employee" knew, prior to the policy period, that the "bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily injury" or "property damage" during or after the policy period will be deemed to have been known prior to the policy period. c, "Bodily injury" or "property damage" will be deemed to have been known to have occurred atthe earliest time when any insured listed under Paragraph 1: of Section II - Who Is . An Insured or any . "employee" authorized by you to give or receive notice of an "occurrence" or claim, (1) Reports all, orany part, of the _ "bodily injury" or "property damage" to us or any other insurer; (2) Receives a written or verbal demand or claim for damages because of the "bodily injury" or "property damage", or (3) Becomes aware by any other means that "bodily injury" or "property damage" has occurred or has begun to occur. d. Damages because of "bodily injury" include damages claimed by any person or organization for care, loss of services or death resulting at any time from the "bodily injury'. e, Incidental Medical Malpractice . And Good Samaritan Coverage "Bodily injury" arising out of the rendering of, or failure to render the following health care services by any "employee" or "volunteer worker" shall be deemed to be caused by an "occurrence" for: 2016 The Hartford (Includes copyrighted material of Insurance Services Office, Inc: with its permission:) Page 1 of 21 ENV 18700 431 P5260028002 with respect to duties as such. That representative will have all your rights and duties under this Coverage Part. e. Unnamed Subsidiary Any subsidiary, and subsidiary thereof, of yours which is a legally incorporated entity of which you own a financial interest of more than 50% of the voting stock on the effective date of the Coverage Part. The insurance afforded herein for any subsidiary not named in this Coverage Part as a named insured does not apply to injury or damage with respect to which such insured is also a named insured under another policy or would be a named Insured under such policy but for Its termination or the exhaustion of its limits of insurance. 3. Newly Acquired Or Formed Organization Any organization you newly acquire or form, other than a partnership, joint venture or limited liability company, and over, which you maintain financial interest of more than 50% of the voting stock, will qualify as a Named Insured if there is no other similar insurance available to that organization. However: a, Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period, whichever Is earlier; b. Coverage A does not apply to 'bodily injury" or "property damage" that occurred before you acquired or formed the organization; and c. Coverage B does not apply to "personal and advertising Injury" arising out of an offense committed before you acquired or formed the organization. 4. Nonowned Watercraft With respect to watercraft you do not own that is less than 51 feet long and is not being used to carry persons for a charge, any person is an insured while operating such watercraft with your permission. Any other person or organization responsible for the conduct of such person is also an insured, but only with respect to liability arising out of the operation of the watercraft, and only if no other insurance of any kind is available to that person or organization for this liability, However, no person or organization is an insured with respect to; a. "Bodily injury" to a co -"employee" of the person operating the watercraft; or b. "Property damage" to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insured under this provision. r5. Additional insureds When Required By Written Contract, Written Agreement Or Permit The following personTszation(s) are an additional Insured when you have agreed, in a written contract, written agreement or because of a permit issued by a state or political subdivision, that such person or organization be added as an additional insured on your policy, provided the injury or damage occurs subsequent to the execution of the contract or agreement. A person or organization Is an additional Insured under this provision only for that period of time required by the contract or agreement, However, no such person or organization is an insured under this provision if such: person or organization is included as an insured by an endorsement Issued by us and made a part of this Coverage Part. a. Vendors Any person(s) or organization(s) (referred to below as vendor), but only with respect to "bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business, and only if this Coverage. Part provides coverage for. "bodily injury" or "property damage" Included within the "products -completed operations hazard". (1) The insurance afforded the vendor is subject to the following additional exclusions: This insurance does not apply to: (a) "Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement.. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; (b) Any express warranty unauthorized by you; Any physical or chemical change In the product made intentionally by the. vendor; (d) Repackaging, except when unpacked solely, for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container; Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally (c) (e) fro 0 ENV 18700 Page 12 of 21 HG 00 01 09 16 P326110211002 primary, we will share with all that other insurance by the method described in c. below. (b) Primary And Non -Contributory To Other Insurance When Required By Contract If you have agreed in a written contract, written agreement, or permit that this insurance is primary and non- contributory with the additional insured's own insurance, this insurance is primary and we will not seek contribution from that other insurance. Paragraphs (a) and (b) do not apply to other Insurance to which the additional insured has been added as an additional insured. When this insurance Is excess, we will have no duty under Coverages A or B to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit", If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers. When this Insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of: (1) The total amount that all such other Insurance would pay for the loss in the absence of this insurance; and (2) The total of all deductible and self -insured amounts under all that other insurance. We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown In the Declarations of this Coverage Part. c. Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach each Insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all Insurers. 5. Premium Audit a. We will compute all premiums for this Coverage Part in accordance with our rules and rates. b. Premium shown in this Coverage Part as advance premium is a deposit premium only. At the close of each audit period we will compute the earned premium for that period and send notice to the first Named Insured. The due date for audit and retrospective premiums is the date shown as the due date on the bill. If the sum of the advance and audit premiums paid for the policy period is greater than the earned premium, we will return the excess to the first Named Insured. c. The first Named Insured must keep records of the information we need for premium computation, and send us copies at such times as we may request. 6. Representations a. When You Accept This Policy By accepting this policy, you agree; (1) The statements in the Declarations are accurate and complete; (2) Those statements are based upon representations you made to us; and (3) We have issued this policy in reliance upon your representations. b. Unintentional Failure To Disclose Hazards If unintentionally you should fail to disclose all hazards relating to the conduct of your business that exist at the Inception date of this Coverage Part, we shall not deny coverage under this Coverage Part because of such failure. 7. Separation Of Insureds Except with respect to the Limits of Insurance, and any rights or duties specifically assigned in this Coverage Part to the first Named Insured, this insurance applies: a. As if each Named Insured were the only Named Insured; and b. Separately to each insured against whom claim is made or "suit" is brought. 8. Transfer Of Rights Of Recovery Against Others To Us a. Transfer Of Rights Of Recovery If the insured has rights to recover all or part of any payment, .including : Supplementary Payments, we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to ENV 18700 HG 00 01 0916 Page 17 of 21 P5260028002 impair them, At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. b. Waiver Of Rights Of Recovery (Waiver 0 Subrogation) If the insured has waived any rights of recovery against any person or organization for all or part of any payment, including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided the insured waived their rights of recovery against such person or organization in a contract, agreement or permit that was executed prior to the injury or damage. 9. When We Do Not Renew If we decide not to renew this Coverage F'art, we will mail or deliver to the first Named Insured shown in the Declarations written notice of the nonrenewal not less than 30 days before the expiration date. If notice Is mailed, proof of mailing will be sufficient proof of notice. SECTION V - DEFINITIONS 1. "Advertisement" means the widespread public dissemination of information or images that has the purpose, of Inducing the sale of goods, products or services through: a. (1) Radio; (2) Television; (3) Billboard; (4) Magazine; (5) Newspaper; or b. Any other publication that is given widespread public distribution. However, "advertisement" does not include: a. The design, printed material, Information or images contained in, on or upon the packaging or labeling of any goods or products; or b. An interactive conversation between or among persons through a computer network. 2. "Advertising Idea" means any idea for an "advertisement". 3. "Asbestos hazard" means an exposure or, threat of exposure to the actual or. alleged properties of asbestos and includes the mere presence of asbestos in any form. 4. "Auto" means: a. A land rnotor vehicle, trailer or semitrailer designed for travel on public roads, including any attached machinery or equipment; or b. Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance law where it is licensed or principally garaged. However, "auto" does not include "mobile equipment". 5. "Bodily injury" means physical: a. Injury; b. Sickness; or c. Disease sustained by a person and, if, arising out of the above, mental anguish or death at any time. 6. "Coverage territory" means: a. The United States of America (including its territories and possessions), Puerto Rico and Canada; b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places, included In a. above; or c. All other parts of the world if the injury or damage arises out of: (1) Goods or products made or sold by you in the territory described in a. above; (2) The activities of a person whose home is in the territory described in a. above, but is away for a short time on your business; or (3) "Personal and advertising injury" offenses that take place through the Internet or similar electronic means of communication provided the insured's responsibility to pay damages is determined in the United States of America (including its territories and possessions), Puerto Rico or Canada, in a "suit" on the merits according to the substantive law In such territory or In a settlement we agree to. 7. "Employee" includes a "leased worker". "Employee" does not include a "temporary worker". 8. "Employment -Related Practices" means: a. Refusal to employ that person; b. Termination of that person's employment; or c. Employment -related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination or malicious prosecution directed at that person. 9. "Executive officer" means a person holding any of the officer positions created by your charter, constitution, by-laws or any other similar governing document. 10."Hostile fire" means one which becomes uncontrollable, or breaks out from where It was intended to be. ENV 18700 Page 18 of 21 FIG 00 01 09 16 115260028002 POLICY NUMBER: 83UEN[)H7104 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ ITCAREFULLY. MOTOR ������U��� �������� ����U� �����^�����U����� mm��n��� ����o�� ������� FORM �om������mm�u�n This endorsement modifies insurance provided under the following: MOTOR CARRIER COVERAGE FORM To the extent that the provisions of this endorsement provide broader benefits iothe "Insured" than other provisions ofthe Coverage Form, the provisions ofthis endorsement apply, 1, BROAD FORM INSURED B. Employees As Insureds Paragraph , Who Is An Insured of Section U - Covered Autos Liability Cmywraqw is amended bvthe following: A. Gubo!d|odma And Newly Acquired O, Formed Organizations The Named Insured shown in the Declarations imamended toinclude: (1)Any legally incorporated subsidiary in which you own more than 50Y6 of the voting stock on the effective date of the Coverage Form. However. the Named Insured does not Include any subsidiary that is an "insured" under any other automobile | orwould bean"|nouved' under such a policy but for its termination mthe exhaustion ofIts Limit ofInsurance. (2) Any organization that is acquiredor formed by you arid over which you maintain majority . However, the Named Insured does not include any newly formed oracquired organization: (m)That |oapartnership, joint venture urlimited liability company, (b) That isan"Inmumd under any other (c)That has exhausted its Limit of Insurance under any other policy, nr (d) 180 days or more after its acquisition Or formation by you, unless you have given us notice of the acquisition orformation, Coverage does not apply to "bodily injury" damage" that results from an "accident" that occurred before You formed oracquired the organization. Paragraph A.1' Who Is An Insured of Section U ~ Covered Autos UwbUby Coverage |uamended tnadd: f. Any "gmp|oyea"ofyours while using a covered "auto" you don't owm, him or borrow in your business or your personal affairs. C. Additional Insured If Required By Contract Section U - Covered Autos UobUby Coverage |namended ioadd: 9. When you have oOread, inowritten contract mwritten agreement, that e person or organization be added as an additional insured on your business auto policy, such person or organization iaon"inuored".but only to the extent such person or organization in liable for "bodily injury" ur"property damage" caused bythe conduct ofan"|naumd"tinder paragraphs e. or b. of Who Is An Insured with nogend to the ownership, maintenance or use of covered "auto". The insurance afforded to any such additional insured applies only if the "bodily injury" or "property damage" (1) During the policy period, and (2) Subsequent tothe execution ofsuch written contract, and (3) Prior to the expiration ofthe period of time that the written contract requires such insurance baprovided k/the additional insured. Form FIA$98703 18 Page 1 of @2018'The Hartford (Includes copyrighted material of Insurance Services Office, [tic. with its permission.) ENTV 18700 (2) How Limits Apply If you have agreed N awdttan contract or whftwn agreement that another person or organization be added as an additional Insured on your policy, the most we will pay on behalf of such additional Insured is the lesser of: (a) The limits of Insur ance specified in the Written contract or written agreement; or (b) The Limits of Insurance shown in the Declarations, Such amount shall be a part of and not In addition to Limits of Insurance shown in the Declarations and described in this (3) Additional Insureds Other Insurance, If we cover a claim or '!suit" under this Coverage Part that may*also be covered ,by other insurance available to an additional Insured, such . additional insured must submit such claim or "suit" to the other insurer for defense and However, this provision to the extent that you have Pgreed In a written contract or written agreement that this Insurance is primary and non- contributory with the additional insured's own insurance. AA Duties 1nThe Event Of Claim, b 8u[nLoss ` If you have agreed, in a written contract personor written agreement that another additional -insured on your policy, the additional insured shall be required to comply with the provisions - In.. Loss Of OrLoss of Sewum/ , ~ v"uo' Carrier =~"wvvn= in the same manner as. the Named D. Primary And Non -Contributory . I km� -- ,Only with respect to.insurance provided to an additional insured in 1114. Additional Insured If Required By Contract, the following provisions (3) pUmmy |naUn;Ooe When Required By �Contract ` This insur ance is primary ' if you have agreed in a written contract or Written agreement --_ thi-- insurance'be primary. U other insurance is also primary, we will share with all that other insurance by the moUvod dganhb,ed in Other Insurance S.h. W\ Primary And Non -Contributory ToOther Insurance When Required BvContract ` ` If you have agreed in awdtton contract -or written -_ agreement -_ that this insurance '_' is primary and non-contributory with the additional inoured'sown insurance, this insurance is primary and we will not seek contribution fmm that other insurance. ' .Paragraphs`. and `' do not apply inoumnuo to which the additional Insured has been added eaanadditional Insured.. When this insurance Nexna8V will have no duty to defend the Insured against any "suit" if any other Insurer has a duty to defend the insured against that "suit". If noother Insurer defends, we will uououux: mouso, but we will be entit led to theinoured's rights against cN those other |noumm.^ When this Insurance is excess over other insurance, we will pay only our share of the amount of the loss, . any, that exceeds the sum of: (1)The totalamount that all. such other insurance would pay for the loss in the absence ofthis insurance; and (2) The total of all deductible and amounts undereUthaother insurance, We will share the,remalning loss, If -any, by the method described in Otherinm*rancm .h'. 2 AUTOS RENTED8Y EMPLOYEES Any "auto" hired or rented by your "employee" on your behalf and at your direction will be considered an "auto" you hire. The OTHER . INSURANCE Condition Is amended by adding the following: If on "employee's" personal insurance also applies on an excess basis to a oovnmd"uto" hired or rented by your �'employee", on your behalf and at your direction, this Insurance Will be primary to the "employee's" personal -. .~_..~~~ FELLOW EMPLOYEE EXCLUSION Exclusion S. Follow Employee of '| apply if you have workers' compensation Insurance In -force covering : all of your Covered Autos Liability Coverage does not ~'`r~-' Coverage Is �ucenu over any other ` ,mv/"oco.. ' This coverage`does not apply to any obligation for which the insured, or any carrier as his ENV 18700 may be hold liable under any workers' compensation, unemployment compensation or disability benefits law, or any similar law. 4. PHYSICAL DAMAGE - ADDITIONAL TEMPORARY TRANSPORTATION EXPENSE COVERAGE Paragraph A.4.a. of SECTION |V ' PHYSICAL DAMAGE COVERAGE is amended toprovide o limit of $50 per day and a maximum limit of $1,000, S. AIRBAG COVERAGE Under Paragraph B. EXCLUSIONS - of SECTION |V ' PHYSICAL DAMAGE COVERAGE, the following |nadded: The exclusion relating to mechanicalbmekdowo does not apply to the accidental discharge of an airbag. 8. EXTRA EXPENSE ~ BROADENED COVERAGE Under ~COVERAGE-ofGECTON |Y- PHYSICAL DAMAGE COVERAGE, wmwill pay for the expense ofreturning ostolen covered "auto"toyou. 7. GLASS REPAIR ' WAIVER OFDEDUCTIBLE Under Paragraph D. ' DEDUCTIBLE - of SECTION |V-PHYSICAL DAMAGE COVERAGE, the following |aadded: Nodeductible applies 1nglass damage Ifthe glass |wrepaired rather than replaced. 8. TWO ORMORE D2DUCDBLE$ Under Paragraph D. - DEDUCTIBLE - of SECTION |V'PHYSICAL DAMAGE COVERAGE, the following Is added: K another Hartford Financial Services Group, Inc. company policy nrcoverage form that |onot an automobile policy o[coverage form oppUno to the same "ano|dent", the following applies: (1) If the deductible under this Business Auto Coverage Form is the smaller kx smallest) deductible, |twill bewaived; (2) If the deductible under this Business Auto Coverage Form is not the smaller (0r smallest) deductible, it will be reduced by the amount of the smaller (or smallest) deductible.. 8\ AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS The requirement . In Loss Conditions 2,m Duties. In The Event Of Accident, Claim, Suit Or Loss of Section V - Motor Carrier Con - ditions that you Must notify, us of an. "accident" applies only.when the "accident" is ` known to: 1. You, ifyou are an Individual; 2. Apartner, ifyou ` a 3. A member, U you are o limited liability company; or 4. Aoexecutive officer orinsurance manager, if you are ocorporation, 10.UN|NTENTkO0AL FAILURE TO DISCLOSE HAZARDS If you unintentionally make an error, omission' ' or improper description of operations or other descriptions mentioned in this policy existing at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. 11.WAIVER OFSUBROGATION Transfer Of Rights Of Recovery Against Others To Us of Section V - Motor Carrier Conditions Is amended by adding the following: We waive any right of recovery we may have against any person or organization with whom you have a written contract that requires such waiver because of payments we make for damages under this Coverage Form. 12, RESULTANT MENTAL ANGUISH COVERAGE The definition of "bodily injury" in SECTION \- DEF|N|T|ON3|anep|anndbyihefoUmw|ng: "Bodily injury" means bodily injury, sicknesor disease sustained by any pemon, including monhy| anguish or death resulting from any of d)eoo. ' 13.EXTENDED CANCELLATION CONDITION Paragraph . of the COMMON POLICY CONDITIONS - CANCELLATION ~ applies except oafollows: K we omnca| for any reason other than nonpayment (dpmmium,wmwill mail urdeliver to the first Named Insured wdtten notice of cancellation atleast 80days before the effective date ofcancellation. 14.HIRED AUTO ' COVERAGE TERRITORY ParaQraph5. of General Conditions 7Policy Pmdpd, Coverage Territory of Section V ' Motor Carrier Conditions is replaced by the following: (5) Anywhere inthe world it: bdAcovered "auho" is [eased, hired, rented or borrowed without a driver for aperiod uf3Odays orloss; and ured's" responsibility to pay damages is determined in a "suit" on 'the merits, in the United States of America, the territories and possessions of the _United Statesof America, PuertoR`.—' cxCanada py in we agreehz Form HA8987831G � � Page 3pY0 '