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HomeMy WebLinkAboutCOI - Amparo R & Rosie L Suarez - Expires 2023-10-13opESIDENCE MUTUAL INSURANCE COMPANY DECLARATIONS "Irvine, California Fax: (949) 838-0019 Claims: 800-927-2142 www.WesternMutual.com Cust. Service: 800-234-2114 or 844-959-0897 Homeowners Policy Extension Certificate Dwelling Year Built : 1999 Square Footage: 1.292 Policy Number From Continuous Policy Period To 3123697 10/13/2022 ANNUAL 10/13/2023 THE PREMISES COVERED BY THIS POLICY IS LOCATED AT: 885 MORNINGSIDE CIRCLE GILROY, CA 95020-0087 I"II1II111IIIIIIII1II1Iu1II11II1III1II11IIIIIIIIIIIIIIJuII11I1I CITY OF GILROY 7351 Rosanna St Gilroy, CA 95020-6141 This certificate extends the policy in accordance with the policy period upon payment of the premium. Important Reminder: This policy does not contain _ Earthquake Coverage. The limit of liability for this structure (Coverage A) is based on an estimate of the cost to rebuild your home, including an approximate cost for labor and materials in your area, and specific information that you have provided about your home. SYST Named Insured and Address SUAREZ, AMPARO R & ROSIE L 885 MORNINGSIDE CIR GILROY, CA 95020-3205 Agent 870 Phone (800) 234-2114 HUB INTERNATIONAL INSURANCE SERVICES,INC PO BOX 19626 IRVINE, CA 92623-9626 First Mortgagee Loan# 8406648470 WELLS FARGO BANK, NA 936 ITS SUCCESSORS AND/OR ASSIGNS PO BOX 100515 FLORENCE, SC 29502 RSRV Second Mortgagee Loan# UNKNOWN CITY OF GILROY 7351 ROSANNA ST GILROY, CA 95020-6141 NON-RSRV SCHEDULE OF COVERAGES SUBJECT TO ALL POLICY TERMS, CONDITIONS & EXCLUSIONS Deductible for Coverage A, B & C: $500 Description Coverage Premium Coverage Limit Premium 500 DEDUCTIBLE 95- A-Dwelling $304,000 $953 HOMEOWNERS PLUS INCL. B-Other Structure $30,400 ERC UP TO 150% A INCL. C-Personal Property $228,000 ALARM CREDIT 17- D-Additional Living $121,600 Claim Free Cred 86- E-Personal Liability $300,000 18 F-Medical Payments R E ��� V �� Each Person $1,000 Each Accident $25,000 AUG 2 9 2022 ERC increases Coverage A limit to $456,000 THIS POLICY DOES NOT INCLUDE BUILDING CODE UPGRADE COVERAGE. GILROYCIIYCLERK'SOFFICE Replacement Cost on Contents $18,000 Mort Payment Prot Incl. Annual Policy Premium $773 FORMS: H03 (06/14) 438BFU HP1 HOCAWR12 3H3R MEMORANDUM COPY Direct Bill Counter Signature 8/25/2022 Date INVOICE DO NOT POLICY NO. LOAN NUMBER DATE DUE AMOUNT DUE 3123697 8406648470 10/13/2022 RESIDENCE MUTUAL INSURANCE COMPANY P.O. BOX 19626 IRVINE, CA 92623-9626 SUAREZ, AMPARO R & ROSIE L 885 MORNINGSIDE CIRCLE GILROY, CA 95020-0087 To Make Mortgagee Changes and Print the EOI, Go to www.EasvEvidence.com. i A i 11 1 California Residential Property Insurance Bill of Rights A consumer is entitled to receive information regarding residential property insurance. The following is a limited overview of information that your insurance company can provide: • The insurance company's customer service telephone number for underwriting, rating, and claims inquiries. • A written explanation for any cancellation or nonrenewal of your policy. • A copy of the insurance policy. • An explanation of how your policy limits were established. • In the event of a claim, an itemized, written scope of loss report prepared by the insurer or its adjuster within a reasonable time period. • In the event of a claim, a copy of the Unfair Practices Act and, if requested, a copy of the Fair Claims Settlement Practices Regulations. • In the event if a claim, notification of a consumer's rights with respect to the appraisal process for resolving claims disputes. • An offer of coverage and premium quote for earthquake coverage, if eligible. A consumer is also entitled to select a licensed contractor or vendor to repair, replace, or rebuild damaged property covered by the insurance policy. The information provided herein is not all inclusive and does not negate or preempt existing California law. If you have any concerns or questions, contact your agent, broker, insurance company, or the California Department of Insurance consumer information line at (800) 927-HELP (4357) or at www.insurance.ca.gov for free insurance assistance. This insurer reports claim information to one or more claims information databases. The claim information is used to furnish loss history reports to insurers. If you are interested in obtaining a report from a claims information database, you may do so by contacting: LexisNexis Consumer Center at (800) 456-6004 or at www.consumerdisclosure.com and/or ISO at (800) 888-4476 or at www.iso.com.