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COI - Eden Housing, Inc. - Certificate No. 594854439 | Start Date: 2023-12-31 | End Date: 2024-12-31
7 ® A ga► ► CERTIFICATE OF LIABILITY INSURANCE DATE (MM/OD/YYYY) 1/5/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT, If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s), PRODUCER Arthur J. Gallagher Risk Management Services, LLC 595 Market Street, Suite 2100 San Francisco CA 94105 License#: 0D69293 CONTACT NAME: Eileen MOrgado PHONE FAX WC, No, Ex() (NC, No): E-MAIL Eileen Morgado@ajg,com INSURER(S) AFFORDING COVERAGE NAIC # INSURER A : Nonprofits' insurance Alliance of CA 10023 INSURED EDENHOU-02 Eden Housing, Inc. 22645 Grand Street Hayward, CA 94541 INSURER B : HDI Global Specialty SE INSURER C : Everest Speciaj Underwriters Services LLC INSURER D INSURER E INSURER F; COVERAGES ERTIFICATE NUM ER: 94854439 REVISION NUMBER: THIS INDICATED. CERTIFICATE EXCLUSIONS ILSq IS TO CERTIFY THAT THE POLICIES NOTWITHSTANDING ANY REQUIREMENT, MAY BE ISSUED OR MAY AND CONDITIONS OF SUCH TYPEOFINSURANCE OF INSURANCE PERTAIN, POLICIES: ANSD WVD LISTED BELOW HAVE BEEN TERM OR CONDITION OF ANY THE INSURANCE AFFORDED BY LIMITS SHOWN MAY HAVE BEEN REDUCED --TT_ POLICY NUMBER—_-_^v- ISSUED TO CONTRACT THE POLICIES BY (M&ICYEFF) THE INSURED OR OTHER DESCRIBED PAID CLAIMS. ((NM%DD/YYYY) NAMED ABOVE FOR THE POLICY PERIOD DOCUMENT WITH RESPECT TO WHICH THIS HEREIN IS SUBJECT TO ALL THE TERMS, LIMITS A X COMMERCIAL GENERAL LIABILITY Y 202371565 12/31/2023 12/31/2024 EACH OCCURRENGE $1,000,000 CLAIMS -MADE f X 1 OCCUR DAMAGE TO RENTED PREMISES (Ea occurrence) $ 500,000 MED EXP (Any one person) $ 20,000 Deductible - NIL PERSONAL & ADV INJURY $1,000,000 _X_ GEN'L AGGREGATE LIMIT APPLIES PER; GENERAL AGGREGATE $ 3,000,000 POLICY PRO- JECT LOG PRODUCTS - COMP/OP AGG $ 3,000,000 OTHER: $ A AUTOMOBILE LIABILITY 202371565 12/31/2023 12/31/2024 COMBINED SINGLE LIMIT (Ea accident) $ 1,000,000 ANY AUTO BODILY INJURY (Per person) $ OWNED AUTOS ONLY -'w SCHEDULED AUTOS BODILY INJURY (Per accident) —PROPERTY $ HIRED AUTOS ONLY X NON -OWNED AUTOS ONLY PacdnDAMAGE (Per $ A X UMBRELLA LIAB X OCCUR 202371565UMB 12/31/2023 ' 12/31/2024 EACH OCCURRENCE $ 5,000,000 EXCESS LIAB CLAIMS -MADE AGGREGATE $ 5,000,000 DED 1 1 RETENT ONN� $ C WORKERS COMPENSATION AND CA10001726241 1/8/2024 1/8/2025 X PER EER EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNER/EXECUTIVE Y/N El. EACH ACCIDENT $1,000,000 OFFICER/MEMBEREXCLUDED? (Mandatory In NH) N/A E:L. DISEASE - EA EMPLOYEE $ 1,000,000 If ea, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ 1,000,000 B Professional Liability FRL0000107601 9/13/2023 9/13/2024 Per Clalm/Aggregete $1,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS/ VEHICLES (ACORD 101, Additional Remarks Sohedule, may be attached if more space Is required) Professional Liability is written on a claims made basis. Additional Umbrella Layers: Allied World- Policy *03093725 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Arch - Policy # UXP105420200 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Texas Insurance Company - Policy* JTI23XANN0300301 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Location: Rustic Gardens Apartments, 190 Sierra Court, Hollister, San Benito, CA, 95023. Name Insured Includes: Rustic Gardens Housing Corporation. CERTIFICATE HOLDER CANCELLATION I City of Gilroy and its elected officials, board members, officers, employees, agents and representatives, Department of Housing and Com 7351 Rosanna Street USAy CA 95020 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVEGilro KAU�'1 1 . a � " ff ACORD 25 (2016/03) ( 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 202371565 COMMERCIAL GENERAL LIABILITY CG20180413 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED MORTGAGEE, ASSIGNEE OR RECEIVER This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Person(s) Or Organization(s) Designation Of Premises Any person or organization acting as mortgagee, assignee, or receiver with respect to locations scheduled on the policy. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section 11 - Who Is An Insured Is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to their liability as mortgagee, assignee, or receiver and arising out of the ownership, maintenance, or use of the premises by you and shown in the Schedule. However; 1. The insurance afforded to such additional insured only applies to the extent permitted by law and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for that person or organization. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. 000000 02 02 005912 013930 P CG20180413 © Insurance Services Office, Inc., 2012 Page 1 of 1