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COI - Eden Housing, Inc. - Certificate No. 1247716441 | Start Date: 2023-12-31 | End Date: 2024-12-31
® A R$ CERTIFICATE OF LIABILITY INSURANCE i- DATE (MM/DD/YYYY) 1 /5/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Arthur J. Gallagher g Risk Management Services, LLC 596 Market Street, Suite 2100 San Francisco CA 94105 License#: 0069293 CONTACT NAME: Eileen Morgado PHONE FAX (A/O, No, Ext): (A/c, No): E-MAIL p RESS: Eileen Morgado@aJg.com INSURER(SLAFFORDING COVERAGE NAIC # INSURER A : Nonprofits' Insurance Alliance of CA 10023 INSURED EDENHOU-02 Eden Housing, Ina 22645 Grand Street Hayward, CA 94541 INSURER B : Argonaut Insurance Company 19801 INSURER c: Everest Specialty Underwriters Services LLC INSURER D INSURER E; INSURER F: CE TIFICATE NUMBER:1247716441 REVISION NUMBER: THIS fS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE A a INS9 SUER WVD POLICY NUMBER POLICY EFF (MM/DD/YYYY) POLICY EXP (MM/DD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY 202371565 12/31/2023 12/31/2024 EACH OCCURRENCE $1,000,000 ENTD PREMISES ( a occu $ 500,000 Irrrence) CLAIMS -MADE X� OCCUR MED EXP (Any one person) $ 20,000 PERSONAL & ADV INJURY $1,000,000 X Deductible-, NIL. GENERAL AGGREGATE $ 3,000,000 GEN'L AGGREGATE POLICY OTHER: LIMIT APPLIES PRO- JECT X PER: LOG PRODUCTS - COMP/OP AG G $ 3,000,000 A AUTOMOBILE — X LIABILITY ANY AUTO OWNED — x SCHEDULED AUTOS NON -OWNED AUTOS ONLY 202371565 12/31/2023 12/31/2024 COMB (Eaaccident)INEDSINGLELIMIT $'1,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE (Per accident) $ A X UMBRELLA LIA8 EXCESS LIAR' X O OCCUR CLAIMS -MADE 202371565UM8 12/31/2023 12/31/2024 EACH OCCURRENCE $ 5 000 000 AGGREGATE - $ 6,000,000 $ DEP I RETENTION $ C AORKERSCOMPENSATION AND EMPLOYERS' LIABILITY' ANYPROPRIETOR/PARTNER/EXECUTIVE OFFCER/MEMBEREXCLUDED? (Mandatory In NH) If yes, descrlbe under DESCRIPTION OF OPERATIONS below Y / N N/A CA10001726241 1/8/2024 1/8/2025 X STATUTE OTH ER E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE - EA EMPLOYEE $1,000,000 E.L. DISEASE • POLICY LIMIT $ 1,000,000 B B Directors & Officers Crime ML42884380 ML42884380 9/13/2023 9/13/2023 9/13/2024 9/13/2024 Limit Limit $5,000,000 $3,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may bo attached if more space is required) Additional Umbrella Layers: Allied World - Policy #03093725 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Arch - Policy* UXP105420200 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Texas Insurance Company- Policy# JTI23XANN0300301 - Effective 12/31/2023-12/31/2024- Limit $5,000,000 Protect Name: Wheeler Manor and Redwood Apartments Protect Address: Wheeler Manor - 651 Sixth Street & 650 W. 5th St; 7455 Carmel St., Gilroy, CA 95020 and Redwood Apartments - 9005 Kern Avenue, Gilroy, CA 95020 Named Insured Includes: Eden Housing Management, Inc„ Eden Redwoods LLC and Wheeler Manor LLC, and Redwoods Wheeler, L.P. Certificate Holder is included as Additional Insured per attached endorsement. CERTIFICATE HOLDER CANCELLATION The City of Gilroy and its Mayor and City Council, Agents, Officers and Employees 7351 Rosanna St Gilroy CA 95020 USA SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE i/trAi I„ ACORD 25 (2016/03) O 1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 202371565 COMMERCIAL GENERAL LIABILITY C:G 20 26 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): Any person or organization that you are required to add as an additional insured on this policy, under a written contract or agreement currently in effect, or becoming effective during the term of this policy. The additional insured status will not be afforded with respect to liability arising out of or related to your activities as a real estate manager for that person or organization. Information required to cornplete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to B. include as an additional insured the person(s) or organization(s) shown In the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However; 1. The insurance afforded to such additional Insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contractor agreement; or 2. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. 47. * * CG20261219 © Insurance Services Office, Inc., 2018 Page 1 of 1