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COI - Eden Housing, Inc. - Certificate No. 1229598482 | Start Date: 2023-12-31 | End Date: 2024-12-31
ARb® OFp B INSURANCE S* p� �CERTIFICATE6��Is^pID���Y 1IMa��RAwV� DATE (MM/DD/YYYY) 1/5/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the poiioy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Arthur J, Gallagher Risk Management Services, LLC 595 Market Street, Suite 2100 San Francisco CA 94105 License#: 0D69293 CONTACT NAME; Eileen Morgad0 PHONE FAX (A/C, No, Ext),, (A/C, No) Eileen Morgado@ajg.com _AODRESS: INSURER(S) AFFORDING COVERAGE NAIC ft INSURER A: Nonprofits' Insurance Alliance of CA 10023 INSURED EDENHOU-02 Eden Housing, Inc. 22645 Grand Street Hayward, CA 94541 INSURER a ; Everest Specialty Underwriters Services LLC INSURER C INSURER D ; INSURER E ; INSURER F: COVERAGES CERTIFICATE NUMBER: 1229698482 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES' OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE A 1. INSD SUER WVD POLICY NUMBER POLICY EFF (MM/DD/YYYY) POLICY EXP IMM/DD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY 202371665 12/31/2023 12/31/2024 EACH OCCURRENCE $1,000,000 DAMAGE occu occurrence) $ 500,000 CLAIMS -MADE X OCCUR MED EXP (Any one person) $ 20,000 PERSONAL & ADV INJURY $1,000;000 X Dsduobble - NIL GENERAL AGGREGATE $ 3,000,000 GEN'L AGGREGATE LIMIT APPLIES PRO- JECT X PER: LOC PRODUCTS - COMP/OP AGG $ 3,000,000 $ A AUTOMOBILE _ X — LIABILITY ANY AUTO OWNED AUTOS ONLY AUTOS ONLY IRED * X SCHEDULED AUTOS AUTOS ONLY 202371565 12/31/2023 12/31/2024 COMBINED SINGLE LIMIT (Ea accident) $ 1,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ (Per PROPERTY entDAMAGE $ A X UMBRELLA LIAR EXCESS LIAR X OCCUR CLAIMS -MADE 202371565UMB 12/31/2023 12/31/2024 EACH OCCURRENCE $ 5,000,000 AGGREGATE $ $ DED r RETENTION$ B WORKERS COMPENSATION ' AND EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNER/EXECUTIVE OFFIOER/MEMBEREXCLUDE07 (Mandatory In NH) If es, describe under DESCRIPTION OF OPERATIONS below Y 1 N N/A CA10001726241 1/13/2024 1/8/2025 X STATUTE ERH E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE- EA EMPLOYEE $1,000,000 E.L. DISEASE - POLICY LIMIT $1,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS/ VEHICLES (ACORD 101, Additional Remarks schedule, may be attached if more space Is required) Additional Umbrella Layers: Allied World -Policy #03093725 - Effective 12/31/2023-12/31/2024 - Limit $6,000,000 Arch - Policy # UXP105420200 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Texas Insurance Company - Policy # JTI23XANN0300301 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Project Name: Wheeler Manor and Redwood Apartments Protect Address; Wheeler Manor - 651 Sixth Street & 650 W. 5th St; 7455 Carmel St., Gilroy, CA 95020 and Redwood Apartments - 9005 Kern Avenue, Gilroy, CA 95020 Named Insured Includes: Eden Housing Management, Inc., Eden Redwoods LLC and Wheeler Manor LLC, and Redwoods Wheeler, L.P. Certificate Holder Is included as Additional Insured per attached endorsement. CERTIFICATE HOLDER CANCELLATION The City of Gilroy and its Mayor and City Council, Agents, Officers and Employees 7351 Rosanna St Gilroy CA 95020 USA SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE tem © 1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 202371565 COMMERCIAL GENERAL LIABILITY CG 2018 0413 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. ADDITIONAL INSURED MORTGAGEE, ASSIGNEE OR RECEIVER This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIAI3ILITY COVERAGE PART SCHEDULE Name Of Persons) Or Organization(s) Designation Of Premises Any person or organization acting as mortgagee; assignee, or receiver with respect; to locations scheduled on the policy. Information re uired to com fete this Schedule, if not shown above, will be shown in the Declarations. A. Section II - Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to their liability as mortgagee, assignee, or receiver and arising out of the ownership, maintenance, or use of the premises by you and shown in the Schedule. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for that person or organization. C. With respect to the insurance afforded to these additional insureds, the following is added to Section I11- Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG20180413 © Insurance Services Office, Inc., 2012 Page 1 of 1