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COI - Eden Housing, Inc. - Certificate No. 1639076409 | Start Date: 2023-12-31 | End Date: 2024-12-31
---- _ .--1 Q Ac9Rro CERTIFICATE OF LIABILITY INSURANCE DATE (MM/pp/YYYY) 1 /5/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy0es) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in Iieu'of such endorsement(s). PRODUCER Arthur J. Gallagher Risk Management Services, LLC 595 Market Street, Suite 2100 San Francisco CA 94105 License#, 0060293 CONTACT NAME; Eileen MOrgado PHONE FAX (A/C, No,, Ext): (A/C, NA: Al DRESS: Eileen Morgado@ajg.com INSURER(S) AFFORDING COVERAGE NAIC ff INSURER A ; Nonprofits' Insurance Alliance of CA 10023 INSURED EDENHOU-02 Eden Housing, Inc. 22645 Grand Street Hayward, CA 94541 INSURER a : HDI Global Specialty SE INSURER e; Everest Specialty Underwriters Services LLC INSURER D ; INSURER E ; INSURER F : 7640 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSH LTR TYPE OF INSURANCE ADOL INSD O BR WVD POLICY NUMBER POLICY EFF (MM/DD/YYYY) POLICY EXP (MM/DD/YYYY) LIMITS A X COMMERCIAL GENERALLIABILITY 202371565 12/31/2023 12/31/2024 EACH OCCURRENCE $1,000,000 CLAIMS -MADE %� OCCUR ENTED PREM SESO(Ea occurrence) $ 500,000 MED EXP Any one person) $ 20,000 X Deductible - NIL PERSONAL & ARV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER; GENERAL AGGREGATE $ 3,000,000 POLICY JECT I X j LOG PRODUCTS - COMP/OP AGG $ 3,000,000 OTHER; $ A AUTOMOBILE LIABILITY 202371565 12/31/2023 ' 12/31/2024 COaMBaccideINEnDt) SINGLE LIMIT (E $1,000,000 ANY AUTO BODILY INJURY (Per person) $ — OWNED AUTOS ONLY SCHEDULED AUTOS BODILY INJURY (Per accident) $ X HIRED AUTOS ONLY X NON -OWNED AUTOS ONLY PROPERTY DAMAGE (Per accident) $ T A X UMBRELLA LIAB X OCCUR 202371565UMB 12/31/2023 12/31/2024 EACH OCCURRENCE - $ 5,000,000 EXCESS LIAR CLAIMS -MADE AGGREGATE $ 5,,000,000 QED RETENTION$ 0 WORKERS COMPENSATION CA10001726241 1/8/2024 1/8/2025 X SRATUTE OTH- ER AND EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNER/EXEOUTIVE Y/N El: EACH ACCIDENT $1,000,000 OFFICER/MEM BER EXCLU DED? (Mandatory in NH) N/A E.L. DISEASE - EA EMPLOYEE $ 1,000,000 If yes, describe under DESCRIPTION OF OPERATIONS below E.L,DISEASE - POLICY LIMIT $1,000,000 B Professional Liability FRL0000107601 9/13/2023 9/13/2024 Per Claim/Aggregate $1,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS/ VEHICLES ()WORD 101, Additional Remarks Sohedule, may be attached If more space Is required) Professional Liability Is written on a claims made basis. Additional Umbrella Layers: Allied World - Policy #03093725 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Arch - Policy* UXP105420200 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Texas Insurance Company - Policy # JTI23XANN0300301 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Protect Name: Wheeler Manor and Redwood Apartments Protect Address: Wheeler Manor - 651 Sixth Street & 650 W. 5th St; 7455 Carmel St., Gilroy, CA See Attached... CERTIFICATE HOLDER CANCELLATION The City of Gilroy and its Mayor and City Council, Agents, Officers and Employees 7351 Rosanna St Gilroy CA 95020 USA SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZ REPRESENTATIVE ACORD 25 (2016/03) ©1968.2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD ACCARD AGENCY CUSTOMER ID: EDENHOU-02 LOC #: ADDITIONAL REMARKS SCHEDULE Page t of t AGENCY - - Arthur J. Gallagher Risk Management Services, LLC NAMED INSURED Eden Housing, Inc, 22645 Grand Street Hayward, CA 94541 POLICY NUMBER CARRIER _ - NAIC CODE EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: CERTIFICATE OF LIABILITY INSURANCE 95020 and Redwood Apartments - 9005 Kern Avenue, Gilroy, CA 95020 Named Insured Includes: Eden Housing Management, Inc., Eden Redwoods LLC and Wheeler Manor LLC, and Redwoods Wheeler, L.P. Certificate Holder Is included as Additional Insured per attached endorsement. ACORD 101 (2008/01) Cp 2008 ACORD CORPORATION. All rights reserved. The ACCORD name and logo are registered marks of ACORD POLICY NUMBER: 202371565 COMMERCIAL GENERAL LIABILITY CG 2018 04 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - MORTGAGEE, ASSIGNEE OR RECEIVER This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Person(s) Or Organization(s) Designation Of Premises Any person or organization acting as mortgagee, assignee, or receiver with respect to locations scheduled on the policy. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to their liability as mortgagee, assignee, or receiver and arising out of the ownership, maintenance, or use of the premises by you and shown in the Schedule. However: 1. The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required bya contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. This insurance does not apply to structural alterations, new construction and demolition operations performed by or for that person or organization. C. With respect to the insurance afforded to these additional insureds, the following is added to Section III - Limits Of Insurance: If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations. CG20180413 © Insurance Services Office, Inc., 2012 Page 1 of 1