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COI - Eden Housing, Inc. - Certificate No. 1742015378 | Start Date: 2023-12-31 | End Date: 2024-12-31
AC CERTIFICATE CERTIFICATE OF LIABILITY INSURANCE DA71/5/2024YYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Arthur J. Gallagher Risk Management Services, LLC 595 Market Street, Suite 2100 San Francisco CA 94105 License* : oD69293 CONTACT NAME; Eileen Morgado PH NE FAX �Ac� No. EMI' WC, No), ADD llESS; Eileen Morgado@ajg:com INSUREERAFFORDING COVERAGE NAIL # lNsuAER A : Nonprofits' Insurance Alliance of CA 10023 INSURED EDENHOU•02 Eden Housing, Inc: 22645 Grand Street Hayward; CA 94541 INSURER a ; Argonaut Insurance Company 19801 INSURER c ; Everest Specialty Underwriters Services LLC INSURER D ; INSURER E , INSURER F COVERAGES CERTIFICATE NUMBER:1742015378 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED: NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS INSR TYPE OF INSURANCE ADDL INSD SUBR WVD POLICY NUMBER POLICY EFF (MM/DD/YYYY) POLICY EXP (MM/DD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY 202371565 12/31/2023 12/31/2024 EACH OCCURRENCE $1,000,000 PREAGE SOaCLAIMS•MADE PREMISES occurrence) $ 500,000 OCCUR MED EXP (Any one person) $ 20,000 PERSONAL & ADV INJURY $ 1,000,000 X Deductible -NIL GENT. AGGREGATE LIMIT APPLIES JECT X PER: LOG GENERAL AGGREGATE $ 3,000,000 PRODUCTS • COMP/OP AGG $ 3,000,000 'VI $ A AUTOMOBILE 'J X LIABILITY ANY AUTO OWNED X SCHEDULED AUTOS AUTOS ONLp 202371565 12/31/2023 12/31/2024 Ea clen0 oaeivINGLELIMIT $1,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per acoldsnt) $ (PPer ac R enDAMAGE $ $ A X UMBRELLA LIAR EXCESS LIAR X OCCUR CLAIMS -MADE 202371565UMB 12/31/2023 12/31/2024 EACH OCCURRENCE $ 5,000,000 AGGREGATE $ 5,000,000 DED RETENTON$ $ C WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANYPROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBEREXCLUDED? (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below Y/N N N/A CA10001726241 1/8/2024 1/8/2025 X STA ppTUTE ERH E.L.EACH ACCIDENT $1,000,000 E.L. DISEASE,. EA EMPLOYEE $1,000,000 E.L. DISEASE - POLICY LIMIT $1,000,000 B 6 Directors & Officers Crime ML42884380 ML42884380 9/13/2023 9/13/2023 9/13/2024 9/13/2024 Limit Limit $6,000,000 $3,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS/VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more spaoeis required) Additional Umbrella Layers; Allied World - Policy #03093725 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Arch - Policy # UXP105420200 - Effective 12/31/2023-12/31/2024 - Limit $6,000,000 Texas Insurance Company - Policy # JT123XANN0300301 - Effective 12/31/2023-12/31/2024 - Limit $5,000,000 Project Name: Wheeler Manor and Redwood Apartments Project Address: Wheeler Manor - 651 Slxth Street & 650 W: 5th St; 7455 Carmel St„ Gilroy, CA 95020 and Redwood Apartments - 9005 Kern Avenue; Gilroy, CA 95020 Named Insured Includes: Eden Redwoods LLC and Wheeler Manor LLC, and Redwoods Wheeler, L.P. Certificate Holder is included as Additional Insured per attached endorsement. CERTIFICAT HOLDER CAN ATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN The City of Gilroy and its Mayor and City Council, Agents, Officers and Employees ACCORDANCE WITH THE POLICY PROVISIONS. 7351 Rosanna St Gilroy CA 95020 USA AUTHORIZED REPRESENTATIVE is t AC ? { I ACORD 25 (2016/03) q 1988.2015 ACORD CORPORATION. All right The ACORD name and logo are registered marks of ACORD reserved. POLICY NUMBER: 202371565 COMMERCIAL GENERAL LIABILITY CG 20 2612 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED — DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Person(s) Or Organization(s): Name Of Additional Insured Any person or organization that you are required to add as an additional insured on this policy, under a written contract or agreement currently in effect, or becoming effective during the term of this policy. The additional insured status will not be afforded with respect to liability arising out of or related to your activities as a real estate manager for that person or organization. Information required to com ete this Schedule, if not shown above, will be shown In the Declar A. Section II Who Is An Insured is amended to include as an additional insured the person(s) or organization(s) shown in the Schedule, but only with respect to liability for "bodily Injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: 1. In the performance of your ongoing operations; or 2. In connection with your premises owned by or rented to you. However: 1 The insurance afforded to such additional insured only applies to the extent permitted by law; and 2. If coverage provided to the additional insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. B. tions. With respect to the insurance afforded to these additional insureds, the following is added to Section III — Limits Of Insurance: If coverage provided to the additional insured Is required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance: 1. Required by the contract or agreement; or 2. Available under the applicable limits of insurance; whichever is less. This endorsement shall not increase the applicable limits of insurance. recil Q. 000000 02 02 0 CG20261219 © Insurance Services Office, Inc., 2018 Page 1 of 1